In this post, we talk about the top 5 platforms to get urgent loan in Nigeria. You might have encountered some challenges when you tried taking an urgent loan with no ATM card in different parts of the country.
Top 20 Reputable Loan Apps In Nigeria For Instant Cash

This is because most loan companies need individuals to link their cards for ease of payments and also as a way to track unscrupulous individuals. Due to this fact, getting an urgent loan in Nigeria without ATM card is a little more complicated than usual.
Now, let’s talk about the best ways to get an urgent loan in Nigeria without ATM card.
5 Best Urgent Loan in Nigeria without ATM Card

If you are looking for the top 5 urgent loan in Nigeria without ATM card in 2022, then you’ve come to the right article. See the list below:
Top 20 Fake Loan Apps In Nigeria 2021/2022
- Umba
- Okash
- Branch
- PalmCredit
- Aella Credit
Umba
This is a loan provider that is a new and q fast savings or loan company you can use if you are looking for an app that can offer you quick and easy loans without linking your ATM card details. With Umba, you get access to a quick, instant, and easy loan amount of your choice without linking your ATM card. They also have very good repayment plans and you can choose any of these plans to get an urgent loan in Nigeria without ATM card.
Okash
With Okash, you can get a loan of up to #500,000 within minutes without linking your ATM cards. The repayment schedule can go as far as 1 year and it is important to note that their interest rate accumulates daily so you are advised to pay as soon as possible.
Branch
This is another app you can get an urgent loan in Nigeria without needing an ATM card. The requirements for joining Branch and accessing their loan services include a phiner number, your BVN, account number and access to data on your phone.
PalmCredit
It is considered by most people as one of the top mobile apps you can use if you want to take a loan without linking your ATM or credit card. It is an app that is available on the Google play store and the Apple iOS store. Palmcredit also offers a good and flexible repayment plan. The documentation to get started is pretty easy, all you need is your bio-data, and bank details then you are good to go. With PalmCredit, you can easily get an urgent loan in Nigeria without ATM card
Aella Credit
This is another loan app you can use if you are looking for an urgent loan in Nigeria without ATM card. You can download the Aella app on your Google play store or your Apple iOS store. Simply get registered by filling in your necessary details, updating your profile, checking your eligibility and applying for a loan. You’ll get credited within minutes of your successful approval.
Frequently asked questions Getting an Urgent Loan in Nigeria without ATM Card
Below are some frequently asked questions to help give you more information on getting an urgent loan in Nigeria without ATM card.
Can I get a loan without a debit card?
Yes, you can get a loan without a debit card.
Which App can Borrow me Money without ATM Card?
There are a lot of Apps in Nigeria you can use to get a quick loan without having to input your ATM card details. There are Branch, Fairmoney, Umba, Xcredit, PalmCredit, Opay, and a host of others.
Which app can borrow me money without asking for BVN?
If you don’t want to input your BVN details while taking a loan, you can try apps such as PalmCredit, Sokoloan, Niara9ja, and others/
How Can I Instantly Borrow Money?
There are different ways you can instantly borrow money in Nigeria. The best and most popular way is by using the loan apps available online such as PalmCredit, Fairmoney and so much more.