Top 10 Best Urgent Loan In Nigeria Without Documentation

Do you need urgent loan in Nigeria without documentation? Do you need to meet emergency financial obligations and you need loan in minutes to cater for the needs? QUICK LOAN ARENA, the number 1 review website for loan apps and online banks brings you the top 10 best ways to get urgent loan in Nigeria without documentation, or collateral and without guarantee, all from top providers.

RUrgent loans in Nigeria without documentation
Urgent loan in Nigeria without documentation

If you cannot wait till the end of the month for your salary, or you are running a business and you need to shore up your working capital or you need to invest quickly, or you just simply need an urgent loan in Nigeria, then we have some good news for you. Read On!

Many have asked: “I need an urgent loan in Nigeria without documentation!” “Where can I get a loan in minutes or in 5 minutes?” “Where can I borrow money immediately?” “I need an urgent loan in Nigeria.” These are common questions we have identified and decided to provide veritable and sure answers to from this article.

List Of Top 10 Best Urgent Loan In Nigeria Without Documentation From Top Providers

We bring you a comprehensive list of the top 10 reputable urgent loan in Nigeria without documentation from top lending digital platforms. All these loan apps are on Google Play Store and some others are on Apple Apps Store. Find our list of best 10 urgent loan in Nigeria below:

  1. Carbon
  2.  QuickCredit
  3.  Zedvance
  4.  FairMoney
  5.  QuickCheck
  6.  Renmoney
  7.  Umba
  8.  Baobab Loans
  9.  Money In Minutes
  10.  Page Financials

 1. Carbon

Carbon, formerly known as Paylater, is our 1st pick on the list of urgent loan in Nigeria without documentation. It  is one of Nigeria’s leading urgent loan apps that gives instant cash to its users without documentation or collateral. With over 40 employees, they have a presence in Nigeria, South Africa, United Kingdom, Ghana and Portugal.

Quick loan from Carbon do not require collateral or guarantors. At your first try, you may not be able to access big cash, you start by borrowing small, and paying back as at when due, then you can have access to bigger funds.

The loan app platform is available 24/7. You can apply for instant cash on weekends and holidays and get a quick loan.

loan apps without atm card

How To Apply for urgent loan without collateral from Carbon

You need to download and use the Carbon app. (SEE BELOW FOR DOWNLOAD LINK.)

You will be required to provide your basic details such as name, phone numbers and more.

A photo of you which you may have to snap real time with your phone via the app

Bank Verification Number (BVN)

Bank account details

To download the app on Google Play Store CLICK HERE.

To download the app on Apple Store for iOS devices, CLICK HERE.

2. QuickCredit

QuickCredit is our 2nd pick on the list of urgent loan in Nigeria without documentation. It is a simple, technologically deployed loan app that gives instant cash. The platform provides micro loans for short- terms duration to help meet and cover unexpected emergency expenses and urgent cash needs.

With QuickCredit, getting loans is a simplified process and you can apply for up to ₦100,000 with loan tenors of up to 90days and have your instant cash sent straight to your bank account in minutes.

Quick Credit super-fast loan solution comes with no paperwork and no delay to meet your urgent financial needs within 24 hours.

To register and apply for loan through their website CLICK HERE.

To download the app on Apple Store for iOS devices, CLICK HERE.

3. Zedvance

Zedvance, one of the top urgent loan in Nigeria without documentation for quick and emergency cash loan offers packages that cater to all your financial needs regardless of what they may be. The company claims an eligible individual or small business can get up to N5million quick loan in 5 hours.

Zedvance claims if you have a full-time job and wish to start a side business, you can borrow up to N5 million and repay it over a period of 18 months. No hidden charges.” With Zedvance Instant Loan, you have the choice to a flexible mode of payment almost at the point of need. Depending on who you bank with, you could have the funds in your account within the hour.

To apply for Zedvance loan, you have to, sign up first.

4. FairMoney

FairMoney is a top digital lending company and the number 4 on the list of urgent loan in Nigeria without documentation. It also gives instant cash without collateral or guarantee.

Loan amounts range between ₦1,500 to ₦1,000,000 with repayment periods from 61 days to 18 months at monthly interest rates that range from 2.5% to 30% (APRs from 30% to 260%)

You can download the FairMoney app on Google Play Store by clicking here

5. QuickCheck

QuickCheck is a top lending platform and number 5 on the list of urgent loan in Nigeria without documentation. It gives urgent loan in Nigeria without collateral or any physical documents. The app uses machine learning to predict borrower’s behaviour and instantly evaluate loan applications. Its aim at offering digital financial services to help Nigerians get closer to their personal and business goals.

To download the app on Google Play Store for android devices, CLICK HERE.

6. Renmoney

If you earn a salary and you need instant cash, Renmoney, the number 6 on the list of our urgent loan in Nigeria without documentation is here to come to your aid.

You can get a quick loan on the Renmoney app in just a few steps. Renmoney quick online loans are for employed or self-employed people as well as business owners. So, if you need an instant personal or business loan, you can borrow from ₦6,000 to ₦6,000,000 and repay in 3 to 24 months.

The Renmoney app gives you instant access to quick loans, savings and investments with competitive interest rates.

The loan process

Download the mobile app
Share some information about yourself
Verify the information you have provided
Get money in your bank account once you’re approved

You can download the Renmoney app on Google Play Store by clicking here

7. Umba

Umba is the 15th and last on our list of instant loan organizations in Nigeria for quick cash loans and it’s hosted on Google Play Store. The lender prides itself as the leading digital bank in Africa. The app allows users to apply, drawdown and repay loans directly from their smartphone or desktop computer.

Once an individual is verified, it makes lending decisions based on an assigned risk rating.

IT’S EASY TO GET STARTED
Create your account
Apply in seconds
Receive an Umba Loan
Increase your loan limit every time you repay a loan on time

You can download the Umba app on Google Play Store by clicking here

8. Baobab Loans

Baobab Microfinance Bank is our 8th pick on the list of urgent loan in Nigeria without documentation or very minimal documents. It gives out loans to individuals and business owners to enable them grow and expand their businesse. They have different categories of loans.

The loan organization claims it can make credit decision and disbursement with in 72 hours if all requirement are met and fulfilled. Baobab gives out loan between N20,000 to N50 million repayable in 1 to 24 month with minimum administrative procedures.

Baobab minimum loan amount is N20,000 and a Maximum amount of N50,000,000. Both depend on the borrower’s repayment capacity assessed based on verifiable business inventory and other criteria.

To apply for loan from Baobab loan organization, CLICK HERE.

9. Money in Minutes

This is not a very common lending platform but it’s one of the top urgent loan in Nigeria without documentation or collateral. Money In Minutes loan app, managed by MIM Finance Company, a UK-originated lending platform promises it can give you loan in minutes.

The platform has a robust and wide range of products to help you access affordable finance for various needs and purposes.

To apply for a Money In Minutes Quick Loan, CLICK HERE

10. Page Financials

Need a loan urgently? Page Financials a leading lending organization in Nigeria, licensed by the Central Bank of Nigeria (CBN) to provide loan services among other things is the 10th on our list of urgent loan in Nigeria without documentation, without collateral and very fast.

The organization provides instant cash once your loan is approved, it also provides investment and other financial services through its various channels including internet and mobile app platforms. Its outstanding products and services are created to suit the financial requirements of its diverse clientele.

To Download and apply through PAGE FINANCIALS APP ON GOOGLE PLAY STORE, CLICK HERE.

To Download and and apply through PAGE FINANCIALS APP ON APP STORE, CLICK HERE.

Conclusion

If you need urgent loan in Nigeria without documentation, any of the lending platform above will serve your purpose. Just try them out, check their interest rate and other offer, and use the most competitive and have your instant cash. Do remember to pay back as at when due. Cheers.

Frequently Asked Questions (FAQs) About Urgent Loan In Nigeria Without Documentation

1. Which is the most reliable loan app in Nigeria?

Carbon. Carbon is our first in the list of the 5 best digital lending apps in Nigeria. The loan platform claims to give up to N1m unsecured credit. Carbon, formerly known as Paylater, gives instant loans to its customers and you do not require any collateral, guarantor or documentation to access its loans.

At your first try, you may not be able to access big funds, you start by borrowing small, and paying back as at when due, then you can have      to bigger funds. The loan platform is available 24/7. You can apply on weekends and holidays and get instant access to loan credited to your bank account.

2. Is Palmcredit approved by CBN?

Palmcredit is owned and managed by Newedge Finance Limited (RC No: 1585793) and it is fully licensed by the Central Bank of Nigeria (CBN) to operate as a finance company in Nigeria. Palmcredit is CBN-approved.

3. Which app gives loan faster?

QuickCredit. QuickCredit, our second in the list of the 5 best digital lending apps in Nigeria and it gives loan up to N100,000 instantly and fast with no paperwork.

QuickCredit is a simple, technologically deployed digital lending app in Nigeria that provides micro loans for short- terms duration to help meet and cover unexpected emergency expenses and urgent cash needs.

With QuickCredit, getting loans is a simplified process and you can apply for up to ₦100,000 with loan tenors of up to 90days and have your money sent straight to your bank account in minutes.

QuickCredit super-fast loan solution comes with no paperwork and no delay to meet your urgent financial needs within 24 hours.

4. Where can I borrow money urgently in Nigeria?

FairMoney

FairMoney is the third in our list of 5 best digital lending apps in Nigeria for quick, seamless instant loans. Its procedures and excellent customer service are of great benefits.

This platform gives loans ranging between ₦1,500 to ₦1,000,000 with repayment periods from 61 days to 18 months at monthly interest rates that range from 2.5% to 30% (APRs from 30% to 260%)

5. Where can I borrow money immediately?

Branch loan app. This digital lender which is the fourth position in our list of 5 best digital lending apps in Nigeria makes it easy for people in Nigeria to get quick and instant access to loan immediately up to ₦500,000, and to transfer money for free, and enjoy investment yields of 20% per annum.

Do You Need Urgent Loan In Nigeria Without Documentation For Quick And Emergency Cash?

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In need of an instant loan or an urgent loan in Nigeria without documentation? You can apply through any of the top loan apps in Nigeria and get funded under a few hours, a few more hours without collateral or document needed of our list of reputable loan apps in Nigeria.

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If you are in United States of America (USA), you can also apply for an emergency cash advance loan even if you have a poor or bad credit rating. If you need the top and best Apps For No Credit Check Loans Guaranteed Approval Direct Lender, CLICK HERE.

If you need apps that let you borrow money instantly, these 14 cash advance apps will be very useful.

These Top 10 Best Instant Loans No Credit Checks Guaranteed Online Approval are also highly recommended.

If you are in Canada, these 10 cash advance loan apps could meet your emergency and quick cash loan request.

For instant, payday, emergency or advance cash loan if you are in Australia, CLICK HERE.

Inquiries:
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About the Author: Femi Adeoya

Mr Femi Adeoya is a Chartered Forensic Accountant and a Certified Fraud Examiner. He has over 20 years professional work experience in accounting, finance and business management processes. As an Accounting Software Expert, he has implemented and supervised accounting solution set up of over 50 small and medium businesses in Nigeria. As a passionate blogger, Mr Adeoya is an ardent writer and communicationist. He is the CEO of QUICK LOAN ARENA (quickloanarena.com), the number 1 loan apps review website in Nigeria. He is very passionate about the quick and instant loan industry in Nigeria and has written over 200 reviews on different loan apps and digital banks in Nigeria, USA, Canada and UK.

1 Comment

  1. Urgent loans app, thanks, this list is robust and exhaustive

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