DiDi Cash: Stop the descent to gutter language, stop sending curses to customers, contacts

DiDi Cash is among the many quick loan apps that have taken over the digital online space in Nigeria and threatening financial inclusiveness by its very uncultured and unethical loan practices to its customers.

Didi Cash: Stop Loan App Descend To Gutter Language, Stop sending Curses To Your Customers

QUICK LOAN ARENA investigations reveal this instant cash app is one of the many loan apps hosted on Google Play Store that is violating the store’s various policy on proper ethical behaviour, infringing on customers’ right and privacy as we shall soon show and terrorising contact list of their customer even for a single day’s repayment default.

Most of these loan apps hosted on Google Play give out loan for 7 days, charge service fees and high interest rate and terrorise and threaten their customers and contacts because they already had access to their phone details. This is unethical.

Read below the latest account of a young lady of 28 living in Lagos who ran into an emergency and had to borrow money from DiDi Cash app about 10 days ago.

My name is Oluwaseye Omoyele (Not real name) and I am a small business owner living in Lagos. I ran into an emergency sometimes last week and was compelled to look for a loan app on Google Play Store where I could borrow money from in order to meet my financial obligation.

I went on Play Store and downloaded DiDi Cash loan app and filled my contact details and form. I was approved to borrow N10,000 for only 7 days tenure. Interest was N4,000 and was expected to repay N14,000 thereby after 7 days.

Unfortunately I couldn’t get the inflow I was expectating. I truly defaulted by not paying on the due date which I reached and started begging them to allow me a few days more for repayment.

However when DiDi Cash loan app official called me on Thursday and asked if I’ve made my repayment on Wednesday which was the due date, he hunged up the phone when I said I haven’t paid and before I could open my eyes, I have started receiving very threatening, abusive and curse messages from Didi Cash loan app sent to  friends, and families and my contacts. Also another official started engaging me on Whatsapp message and sending curse words and threats to my phone.

How can a business or an organization especially a finance platform be sending these type of derogatory messages to its customers? This is the height of moral and business decadence and QUICK LOAN ARENA understands this is unaccpetable business ethics which must never go without the law taking its course. We demand that Google Play Store must enfoce its rule and ban DiDi Cash from its Play Store immediately.

See below the first set of messages to me and my contacts of my phone:

ATTENTION!!! ATTENTION!!! ATTENTION!!! THE FAMILY OF OMOYELE ARE ACTING FRAUDULENT LED BY OLUWASEYE.
WITH NO:234XXX/234XXX WHO IS CURRENTLY ON THE RUN WITH A COMPANY MONEY UNTIL PAYMENT IS MADE HE SHOULD NOT BE TRUSTED WITH ANY FORM OF TRANSACTION THANKS..

DiDi Cash loan app working through its representative sent another very defaming message with my photo attached alongside and with the telephone number and contact details of my guarantor claiming we are all thieves to all my contacts on social media. My guarantor also recieved the message and begged the cruel loan app official to chill till the next day.

ATTENTION!!! ATTENTION!!! ATTENTION!!! THE FAMILY OF OMOYELE ARE THIEVES LED BY OLUWASEYE OMOYELE WITH NO: 234XXX Segun Omoyele

AS GUARANTOR WHO IS CURRENTLY ON THE RUN WITH A COMPANY MONEY UNTIL PAYMENT IS MADE THEY SHOULD NOT BE TRUSTED WITH ANY FORM OF TRANSACTION THANKS..

So yesterday (Thursday), I pleaded to pay part of the outstanding loan but the Didi Cash official insisted I paid full. After running around, I got N9,000 out of the now N16,000 because the platform insisted I have to pay additional N2,000 because of “accruing interest for 2 days”.

However I had to pay the N9,000 I had with me. The DiDi Cash loan app official started cursing me again on Whatsapp when he realised I paid only part of the money. The app official sent all manner of abuses and curses and then blocked me on Whatsapp. The loan recovery official later went online and sent another set of messages to another set of contacts on my phone.

QUICK LOAN ARENA understands that all these episodes involving Didi Cash and its customer happened in the last 2 days and we note that it’s quite embarrassing and dismaying for a loan app hosted on Google Play Store and functional in a law abiding Country like Nigeria to be displaying such untowards and unethical practice.

We call on Google to remove DiDi Cash App from its Play Store with immediate effect. To this effect we have made a formal report to Play Store about the unethical practices of this loan app.

First it has violated its policy on privacy of customers. Secondly it has also violated Google Play policy on ethical practices of loan apps hosted on its store. Thirdly it has violated Google policy on minimum loan tenure used by loan apps hosted on its Play Store for customers. The minimum according to Google Policy is 60 days tenure but Didi Cash and many of these loan sharks charge very high interest and service fees with a contravening tenure period of just 7 days. This is unaceeptable.

Finally we call on the Central Bank of Nigeria (CBN) and regulatory authorities in the country to enforce local laws and call these predatory loan apps to order. Many of them we have featured on our page.

Do You Need Quick Or Emergency Loan From Reputable Loan Apps In Nigeria?

In need of an instant loan or an emergency cash loan in Nigeria? You can apply through any of the top loan apps in Nigeria and get funded under 3 hours, a few more hours or within 24 days. No hidden charges, no document needed, no collaterals needed with any of our list of reputable loan apps in Nigeria. One of such reputable emergency loan platforms is Taka loan.

Top 70 Fake Universities In Nigeria (READ AND BE INFORMED)

Instant Loan Apps In Nigeria In Minutes
 Instant Loan Apps In Nigeria Have Changed The Dynamics of The Loan Industry

There are many loan apps designed for urgent and emergency cash if you are a Nigerian and live in Nigeria.  An emergency cash loan is available for anyone who has an urgent financial obligation that cannot wait.

Reputable And Reliable Instant Loan Apps In Nigeria To Borrow From

Read Also: Top 10 Best Reputable Betting Companies In Nigeria 2022

If you need a reputable and reliable instant loan app in Nigeria, you can apply for quick cash loans from other platforms apart from ALAT By Wema app. However if you are a business owner, you can apply for a bigger loan amounts from Lendigo platform. The funds can be used to grow and expand your business.

Read Also: Top 40 Fake Betting Companies In Nigeria

We should also add that if you are a Nigerian or non Nigerian but resident in United States (USA), you can apply for an emergency cash advance loan even if you have a poor or bad credit rating. Please ensure you avoid like a plague any of the following top 22 loan sharks in Nigeria. They are scam and fraudulent.

READ ALSO! TOP 13 ACCOUNTING SOFTWARE FOR SMALL AND MEDIUM SCALE BUSINESSES



Please follow and like us:

You May Also Like

About the Author: Femi Adeoya

Mr Femi Adeoya is a Chartered Forensic Accountant and a Certified Fraud Examiner. He has over 20 years professional work experience in accounting, finance and business management processes. As an Accounting Software Expert, he has implemented and supervised accounting solution set up of over 50 small and medium businesses in Nigeria. As a passionate blogger, Mr Adeoya is an ardent writer and communicationist. He is the CEO of QUICK LOAN ARENA (quickloanarena.com), the number 1 loan apps review website in Nigeria. He is very passionate about the quick and instant loan industry in Nigeria and has written over 200 reviews on different loan apps and digital banks in Nigeria, USA, Canada and UK.

7 Comments

  1. Alot of these online loan apps recruit agents with such gutter language. It’s quite sad and annoying though. I pray CBN looks into them.

  2. Don’t pay them any money again. They are foolish people. You don’t need to be begging them when they are abusing you with strong words. Change your WhatsApp number immediately so you won’t be seeing their threatening messages. Please, don’t pay a dime anymore after they have achieved their plans of disgracing you

  3. Until every of their rude customer service personnel start running mad then, they will know that it’s not everybody you abuse or talk anyhow to. Especially X Credit, I Money, Credit 9ja and Sokolan. They need to be dealt with I swear to God

  4. I wonder why loans like this are still existing… The issue is nt abt broadcasting that u owing them but the content of the message is the problem.. Tagging someone a criminal, chronic deptor, tarnishing peoples image for just a little amount of money is rilli bad with a very high interest rate .. These apps need to be banned.

    1. I wonder o my dear brother. I’ve said it, anytime a loan company send such message to my contacts, I won’t bother to pay the money again. They can’t ridicule me and still expect me to pay such money

  5. Just a day late repayment they send a disgraceful messages to my contacts and even call someone that I use them as guarantor with their passport , me I just tell them to continue and do their worst

  6. Will they ever stop?

    Seems they don’t really care.. Cos they still send such messages to customers and their contacts

Leave a Reply

Your email address will not be published.