EasyMoni: Stop sending threats to customers’ contact list: Do your homework if you’re real! 

EasyMoni is one of the many quick loan lending platforms that has flooded Nigeria in recent times.


EasyMoni: Shame and Threatening Messages To Customers Are Unethical, Stop The Act!

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How Real And Legitimate Is EasyMoni Loan App?

Little is known about the supposedly loan app online. Quick Loan Arena did an intense search on EasyMoni online but we couldn’t find any website or remarkable trace of the quick loan app in the digital space. This calls to question about their integrity and legitimacy.

Even though we saw one or two reviews about the loan app, we couldn’t independently confirm the information.

We however discovered EasyMoni is registered in Google Playstore Apps and the reviews coming from its patrons are quite dismaying, a few of which are posted at the end of this review.

EasyMoni: Shame and Threatening Messages To Customers Are Unethical, Stop The Act! Do your homework if you’re real! 

One of our readers, Kehinde Oluwatoba (not real name) actually sent us a lengthy unsolicited message and threat sent to him from their supposedly (but phony legal dept) in regards of one of their alleged defaulting customer, threatening him of intention to expose his identities on social media because he allegedly acted as guarantor to the said customer who later did not pay up her loan.

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Quick Loan Arena checks however reveal that most times if not all, their claim is faulty as the supposed guarantors are never aware that their names have been placed as guarantors (either by the lending platforms or their patrons) until the repayment default allegedly occurs and then such messages are sent. We presume these phony quick loan platforms randomly pick on contact list names of their customers and start sending them threats and unsolicited messages claiming they are guarantors.

It’s either their lending process is faulty to have been able to accept unknown and unverified guarantors or their background checking system is not existing, for them to just pick on contact numbers in the phone of their customers and start sending tirade and unsolicited messages to such people just because they happen to be in their contact list.

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Such lending platforms perpetrating such heinous line of communication are, in our view acting ultra vires and unbecoming. And we advise that they desist from sending such threats to unknown people henceforth.

The regulatory authorities should get to work and check the influx and proliferation of these quick loan apps in the country as many of them are only perpetrating fraud and scam in the name of giving out quick loans without any legal framework or check on their processes.

shielding illegal loan apps in Nigeria
EasyMoni is one of the List of Illegal Loan Apps In Nigeria

Unsolicited and Threat Messages To Customers’ Contacts Are Unbecoming, Be Civil

See below the unedited message sent by EasyMoni to the supposedly guarantor who never stood as guarantee to their customer. Should this be allowed to continue in a sane society with regulation? CBN and other regulatory authorities, please take note!

NOTICE!!! The name; XXXXX and Phone No: XXXXX TOOK a loan from EASYMONI and has refuse to pay back after series of calls and messages, The public is Advised to distance from the above mentioned persons,,, for the person is wanted. Failure to pay up TODAY the above persons mentioned will be disgraced and face enormous embarrassment that will bring about disgrace to the face of the public. T

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Update: EasyMoni Has Now Been Banned by Google and Shut Down by Nigerian Govt For Its Fraudulent Activies

EasyMoni has now being banned from operation both from Google Play Store and shut down in Nigeria. This is a cheering news to many customers and borrowers. However they have now transformed name to another loan app called Easy Cash.

ease cash
Ease Cash is the new loan app EasyMoni transformed to after ban, customers should not patronise them.

Reviews and Feedback By EasyMoni Customers And Borrowers

Below are a few of the reviews on EasyMoni app by it patrons.

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Orok Etim
August 27, 2021

I got debited twice for one repayment and there is no means of reaching you people. No phone number, no valid email address, nothing. I’ve tried using the live chat but, it’s not working. It is bad for a financial service company not to have a feedback mechanism, too bad. Please, let it be on record…

Abel J. Olusegun
August 4, 2021

Do Not DOWNLOAD. Its a total failure and Time Waisting App. It will show you a promise of N2, 000,000:00 Loan and authorize N2000 for you as minimum. If you back out once and tap “Immediate Loan” again, it will show you maximum you can borrow to be N3,000:00 only. And at the end of the hectic registration, Loan Failure is the response you get. Useless!

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David Bukola
August 21, 2021

This is d worst app I Ave ever seen. I made payment a day before my due date d next day d agents started calling me that my money is due I showed them d evidence of payment through WhatsApp they still keep on telling me they Ave not received it that they will send messages to my contacts. If u don’t want thunder of God.to strike u ND ur generation don’t try anything stupid. Stupid people

Lydia Dulla
August 16, 2021

This is the worst and useless app I’ve ever come across, after defaulting for four days they started publishing me on fbk sending text to my contacts that am a criminal, I run away with company’s money and police are looking for me. I now pay them the 5000.00 I collected from them and send the proof, still they find it difficult to clear it , is till there on d app. Easy Moni your services are bad. People run away from them o they don’t deserve 0 star at all. I respect branch.


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About the Author: Femi Adeoya

Mr Femi Adeoya is a Chartered Forensic Accountant and a Certified Fraud Examiner. He has over 20 years professional work experience in accounting, finance and business management processes. As an Accounting Software Expert, he has implemented and supervised accounting solution set up of over 50 small and medium businesses in Nigeria. As a passionate blogger, Mr Adeoya is an ardent writer and communicationist. He is the CEO of QUICK LOAN ARENA (quickloanarena.com), the number 1 loan apps review website in Nigeria. He is very passionate about the quick and instant loan industry in Nigeria and has written over 200 reviews on different loan apps and digital banks in Nigeria, USA, Canada and UK.


  1. It’s the economy situations of the country that push people to lend money from this platform, how ever, there should be a grace of 48 hours for defaulters

  2. That’s what they all do. Such a huge shame. I’m not aware you loaned money to someone. When he doesn’t pay you start harassing me. What nonsense!

  3. I was defrauded by one wodiestyma POS through loan app and FLW Special services that didn’t give me kobo. I had to change my bank card twice after losing more that 16k in two months.

  4. It is either our details are being exposed by these financial institutions or they are the ones perpetrating the evil. Once they have your bank details, your money is gone. I am in huge debt right now.

  5. As for me, this company has caused much harm to many. I am one of the people who borrowed from them and there were no call(s) or message(s) sent to me to prompt me of my repayment, rather what they did was to start sending messages to my contacts and when i got to know about this, after making payment and my account debited three (3) times, I got angry and tried to get their contact or visible office address but all to no avail. Please, this guys need to be brought to book cos the kind of humiliation and embarrassment they expose individual to is nothing to write home about.

  6. Imagine the vslue involved in the above statement is #3,000 and i ended up paying #4,464 which i was debited three times. This App is the worst App i ever visited

  7. Hi there, just became alert to your blog through Google, and
    found that it’s truly informative. I’m gonna watch out for brussels.
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  8. Your style is really unique compared to other folks I’ve read stuff from.
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  9. Haven’t been in Nigeria for a while and I have been roaming my nigerian line only to receive am message from Easymoni. NOTICE: NAME: Ayodele Sunday Moses with Phone Num: 08066054612 , 09037510018, 08070775074, 08175728743, 08099332808, and 07065480509 is a DECIETFUL PERSON, THIS PERSON has PROVEN to be a RUTHLESS/CHRONIC and UNREMORSEFUL DEBTOR who goes about COLLECTING MONEY from different COMPANY . this person is currently on the run with our companys money ( EASYMONI ) and has refused to pay nor pick our calls. Be informed that this person has been declared wanted. Pls contact us if you have any information about this person as soon as possible, else the company will proceed to the next action, because this person provided us with all your details and if you are not aware of this fund you can as well call the person to delete your information in the app,, becuase soon the person pictures along side your own pictures will be posted on all social media in the next FEW HOURS…… EASYMONI MEDIA TEAM BE WARNED!!! Now I don’t even know who this person is or have him or her on my contact list. Willing to take legal action against Easymoni

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  13. Terrible platform
    Stop sending threat msgs to people
    Sometimes things are tight ND it’s not like people don’t want to refund ur money

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  15. Nice post. I was checking continuously this blog and I’m impressed!
    Very helpful info specially the last part 🙂 I care for such information much.
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  18. Iam currently facing the same harassment meanwhile I lost the app when my phone Data was erase all I tried downloading the app back but nowhere to be found anymore and I don’t even have the repayment account

  19. Write more, thats all I have to say. Literally, it seems as though you relied
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  22. Aw, this was a really nice post. Taking the time and actual effort to make a good article… but what can I say…
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  27. I applied for loan, it was approved but not disbursed, is up to 3 hours now, I have not gotten alert,

    I hope am repayment date has not started counting

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