Get a quick loan of up to $40,000 from Marcus without stress

Get a quick loan of up to $40,000 from Marcus without stress

Marcus quick loan is a great choice for creditworthy borrowers who want to consolidate debt or make a large, one-time purchase or investment. You should consider a quick personal loan from Marcus if you have strong credit and at least several years of credit history.

The quick loan scheme is unique with their consumer-friendly features like mobile app capabilities, a deferral option, and direct payment to creditors and it’s available in all 50 states, Washington, D.C., and Puerto Rico.

Other features that make it one of the most reliable quick loan platforms are low rates, zero fees, and a wide range of repayment terms, Marcus provides one of the best quick loans for borrowers with good or excellent credit.




6.99 – 19.99%


$3,500 – $40,000


No fees.

Competitive rates among online lenders.

Wide variety of repayment term options.

Rate discount for autopay.

Offers direct payment to creditors for debt consolidation loans.


APRs are consistent among lenders targeting similar borrowers.

No fees.

Rate discount for autopayments.

Loan flexibility

Offers only unsecured loans.

Funds loans within one week.

Offers direct payment to creditors for debt consolidation loans.


Discloses rates, fees and terms on website.

Offers FAQ that answers key borrower questions.

Where Marcus stands out

No fees: Marcus does not charge fees on its quick loans, including origination, prepayment or even late fees. Notwithstanding, if you fail in repaying, you will still have to pay the interest that accumulates during this period, and late or partial payments may be reflected on your credit report.

Direct payment to creditors: The lender will pay your creditors directly if you get a loan for debt consolidation. This direct pay feature is free and can apply to credit cards and retail cards (for a maximum of 10 cards total) and other quick loans.

Wide variety of loan terms: Marcus offers highly customizable repayment terms. Though terms range from three to six years, there are nine options: 36, 39, 42, 45, 48, 54, 60, 66 or 72 months. Your term is determined by the amount you wish to borrow and your desired monthly payment.

Payment deferral option: After making 12 consecutive monthly payments, you can defer one payment as long as you’ve made all your prior payments in full and on time. Deferring a payment extends the loan term by one month. You won’t be required to pay interest while your payment is being deferred.

How to qualify for a Marcus loan

Marcus does not make public its borrowers’ requirements, but here are some of its must-haves to be eligible:

Minimum credit score: 660 FICO.

Must be 18 or over, 19 in Alabama and 21 in Mississippi and Puerto Rico.

Must have a valid U.S. bank account and Social Security or Individual Tax ID number.

May need to provide proof of income, including recent pay stubs or bank statements.

Apply on Marcus

To apply for Marcus Quick Loan, you can fill out an application on the Marcus website and choose the loan term and monthly payment amount that you prefer.

We are a financial solutions brokerage company that seeks to inform and educate individuals and small  businesses about quick loan opportunities to help them take informed decisions. We are neither staffers nor stakeholder in this loan agency. Book A Call TODAY and speak with one of our Consultants for more information! Call or Whatsapp +234 (0)803 385 7245.

Do remember to give us a feedback about your quick loan experience after the lending process is executed.

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About the Author: Tobiloba Gideon


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