GotoCash: Quick Online Loan App in Nigeria but high interest rate

GotoCash: Quick Online Loan App in Nigeria but high interest rate

Do you need a quick loan to resolve your emergency money cruch or personal obligation? Then, GotoCash could be a ready app to meet your!

GoToCash is a quick online loan app in Nigeria that does not require documents or collateral.

# Loan Product
– We do not charge any platform fees(0 NGN)
– Loan Amount: ₦3,000 ~ ₦300,000
– Loan Term: the shortest is 91 days (Minimum Peroid), the longest is 365 days (Maximum Period)
– Interest rate: from 12% (Minimum Annual Percentage Rate) to 36% (Maximum Annual Percentage Rate ). according to the eligibility of the applicant

A representative example of the total cost of the loan, including all applicable fees:
Borrow 8000 NGN: You bank card can actually receive 8000 NGN and the loan term is 180 days, and 24% annual interest rate is applicable.

So the total Interest would be 8000 NGN * 24% / 365 * 180 = 948 NGN. The total repayment amount would be 8948 NGN. The monthly payment would be (8000 NGN + 948 NGN ) / 6 = 1491 NGN.

# Advantages:
– No hidden fees
– 100% online process
– Minimal documentation
– Short waithing time
– Direct bank transfer
– Higher amounts if you repay on time

# Steps to get a loan:
1. Install the APP;
2. Register with your mobile;
3. Follow the process and fill in required information
4. Submit and wait for approval;
5. Money credited to your bank account after approval;
6. Repay your loan on time to get your credit re-evaluated;

# Eligibility for the loan
1. Nigeria Resident.
2. 20-55 years.
3. Monthly income source.


– Email:
– Address: No. 62, Block 2, Briscoe Ford Centre, Plot 94 The Providence St, Lekki Phase 1, Lagos

You can download GoToCash app on Google Play Store by clicking here.


Kemi Unice
6 October 2021
GoToCash app is very good,no disappointment, anytime you ask for loan they are available,l give them the five star, but the only things is the interest is to much.but they are very reliable and trusted

elizabeth ngozika
1 September 2021
GoToCash app interest rate is so high and just one week. Imagine giving #12000 and paying #7735 as interest in just one week. you displayed #18735 as the money in tend to borrow and finally credited#12200 in my bank account and still will pay 19350 as repayment, isn’t not a frustrating loan. Had it been that i know is like that I would not borrow from this App/ company. May God help me to repay it and I will run and never look back .

Oluwatofunmi Tejumola
29 August 2021
5star because disbursement was fast with GoToCash, but you should see your mail, I made a complaint in your mail when I found out that the difference between the loan amount and amount to be disbursed, so then I didn’t proceed, why then did I still get the money.. I don’t like or want this as the charge fee is so exhorbitant.. I never wanted this, so please I am not interested in getting such a loan amount…u should contact me immediately for payback arrangement of what I got…. I want no trouble please….

soji odebode
23 August 2021
I mistook this GoToCash app for “na them” but after going through the positive comments, I decided to give a trial, and I’m glad that the app is actually a great one. I called it great because it met my emergency need. The only aspect I’ll like you guys to review, is the interest. It’s super high. And please, let your customers be able to view the loan order. I couldn’t view it properly before it disappears. One should be able to see the loan orders in order to decide whether accepting it or not. Great app.


Register to become our business partner and enjoy our free advisory and consultancy services on getting a quick loan from our list of accredited lending partners and also guide on the process of loan application.

Disclaimer: Quick Loan Arena is not a loan agency and we do not give out loan to anybody. We however provide quick loan brokerage services and seeks to educate individuals and small businesses about instant loan opportunities to help them make informed decisions.

Speak with any of our Quick Loan Consultants for more information! Call or Whatsapp +234 (0)803 385 7245.

Do remember to give us a feedback about your quick loan experience after the lending process is executed.

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