How To Borrow Data From Airtel: Step By Step Process for 2022

Do you want to learn how to borrow data from Airtel when you run out of data? Sometime the need to renew our data plan emerges when we don’t have money or we can ‘t get credit either from our bank account due to network challenges. You can borrow data as many times as possible as long as you are within credit limit.

If you have run out of data on your phone and do not have airtime to purchase a new bundle, how to borrow data from Airtel or other mobile networks shouldn’t be a problem.  MTN 9mobile, and  Airtel offer data loan services to customers who have been active on their networks for at least 3 months. For Glo, the active period required is 4 months. In addition to that requirement, such customers should have an average monthly recharge of ₦200. If you have the requirements aforementioned, you will only be able to loan data from the network.

How To Borrow Data From Airtel
How To Borrow Data From Airtel

The good news is that Airtel Nigeria one of the most popular mobile operators in the country has unveiled how subscribers can reload their phone for data at times of emergency and pay back on next recharge with 15% service charge. This service is known as Airtel Credit Loan Service

In this post we’ll show you how to borrow data from Airtel Nigeria, one of the most popular mobile operators in the country, but remember before borrowing from Airtel you have to be eligible to borrow.

Note: you are required to keep your line active for at least three consecutive months with airtime recharge and usage for each month. This will determine your eligibility for the service also You cannot receive a new airtime data loan without paying your current airtime or data loan.

How to check if you are eligible for Airtel Credit Loan Service?

Subscribers can check eligibility through *500#. Ineligible customers who try to use Data CLS will be prompted to recharge at least N100 monthly to qualify

How to Borrow data or MB from Airtel

How To Borrow Data From Airtel
How To Borrow Data From Airtel

To know how to borrow data from Airtel or you call it MB, you need to do the following:

Option 1.

1.On your airtel mobile phone, Use USSD codes: *500# or *121#
2.Choose option 3 for Borrow Data
3.Choose the amount of MB you’d like to borrow from the options.
10MB goes for #50, 50MB for #100, and 200MB for #200.


Simply dial *500# and select 3 for Borrow Data

Option 2

You can also borrow data by dialing : *500*50# for N50 airtime *500*100# for N100 airtime *500*200# for N200 airtime *500*500# for N500 airtime.

How to Be Eligible to Borrow Data on Airtel

How To Borrow Data From Airtel
How To Borrow Data From Airtel

1. To qualify for Airtel Credit Loan Service or Borrow data, you need to be an Airtel Prepaid Customers with registered SIM

2. Customer’s will be considered based on monthly recharge frequency and average spend
3. You have to paid up any previous loan and associated charges

Who can use Data Airtel Credit Loan Service?

To Use Airtel Credit Loan Service you have to eligible prepaid customers to enable you use the Data CLS

How to borrow airtime from Airtel Borrowing of airtime

How To Borrow Data From Airtel
How To Borrow Data From Airtel

To further understand how to borrow Airtime from Airtel, you need to be on The airtel service WHICH IS called Airtel Talk Time Advance. It enables you to keep talking when you run out of credit at the most unexpected moment, so this service gives an opportunity to make urgent calls.

1.Dial *500#
2.Then Choose option 2 for Borrow credit
3.Choose the amount of credit you’d like to borrow from the options.

Frequently Asked Questions (FAQs) About How To Borrow Data From Airtel, MTN, Glo and 9Mobile

How much can you borrow? 

The amount of data you can loan depends on how much your monthly is and your credit history with the mobile network. This means that the more you recharge and the more you use the loan service, the more data you can borrow.

The least amount you can borrow from either MTN, Airtel, Glo or 9mobile is 25MB. Other loan options include 50MB, 100MB, 500MB, 1.5GB, 2 GB, and more.

How long will the data loan last? 

The data loan comes with expiry dates. The expiry dates for loans are always shown alongside loan options. Some loans are valid for only a day, some for 2 days, 3 days, 5 days, or 30 days.

If you do not exhaust the loan before the expiry date it will no longer be available for use but you will still have to pay back your network provider the full value of the loan.

How to pay for the data you borrowed

The data loans have respective airtime values. When you want to pay your network provider for the loan, it is this airtime value that will be deducted from your airtime balance.  The repayment of loans is always automatic. Your network provider will deduct the airtime value of your data loan upon your next recharge. If your next recharge is not equivalent to the amount you owe, the entire top-up will be credited to your network provider and the remaining balance will be automatically deducted upon your next recharge.

Transaction fee

Your mobile network provider is not offering you these loans for free. Each loan is issued with a service fee. In Nigeria, the service fee for the networks is the same—15% of the airtime value of the data bundle

This means that, when it is time to pay back, your network provider will deduct the airtime value of the data and 15% service charge.

How To borrow data 

You can loan data from your mobile network by using a USSD code. The steps for borrowing data are similar across all mobile networks. However, Each mobile network has its USSD code dedicated to taking airtime or data loans.

How to borrow data from 9mobile

If you use a 9mobile sim, you can borrow airtime by following these steps:

  1. Dial *665#.
  2. Select “Borrow Data”. The network will display on your device screen the bundle that you are qualified to borrow.
  3. Choose the data loan of your choice.
  4. Follow the prompts to confirm your loan.

How to borrow data from MTN

  1. Dial *606# and select XtraByte.
  2. You can then select your preferred data plan from the list of available data loans.
  3. Choose your preferred data plan and confirm the transaction.

How to borrow data from Airtel

  1. Dial *500#.
  2. Select the option to borrow data.
  3. A list of data bundles you qualify for will pop up. Select the bundle of your choice.
  4. Confirm the transaction.

How to borrow data from Glo

  1. Dial *321#.
  2. A prompt will ask you to choose to borrow airtime or borrow data. Select the borrow data option.
  3. A list of data bundles you qualify for will pop up. Select the bundle that works for you.
  4. Follow the prompts to confirm the transaction.

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About the Author: Femi Adeoya

Mr Femi Adeoya is a Chartered Forensic Accountant and a Certified Fraud Examiner. He has over 20 years professional work experience in accounting, finance and business management processes. As an Accounting Software Expert, he has implemented and supervised accounting solution set up of over 50 small and medium businesses in Nigeria. As a passionate blogger, Mr Adeoya is an ardent writer and communicationist. He is the CEO of QUICK LOAN ARENA (, the number 1 loan apps review website in Nigeria. He is very passionate about the quick and instant loan industry in Nigeria and has written over 200 reviews on different loan apps and digital banks in Nigeria, USA, Canada and UK.

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