Top 6 Best Instant Loan Apps In Nigeria In Minutes 2021/2022

If you happen to be in an emergency that requires urgent and immediate cash and you are looking for instant loan apps in Nigeria in minutes to assist you with funds, then we have some good materials to assist your search.

Top 22 Best Reputable Loan Apps In Nigeria For Instant Cash 2021/2022

Maybe you have been asking yourself: “How can I get instant loan apps in Nigeria in minutes from urgent lending platforms? QUICK LOAN ARENA, your number 1 review website for loan apps  in Nigeria has simplified your search and within a few moments, you should be smiling to the bank.

Instant Loan Apps In Nigeria In Minutes
6 Best Instant Loan Apps In Nigeria In Minutes

Today QUICK LOAN ARENA brings you our well researched list of top 6 best instant loan apps in Nigeria in minutes. All the digital lending platforms we featured in this article approve loans and disburse cash in few minutes, some 5 minutes, some 10 minues and some other within a few hours, once you have completed the application process. We guarantee that cash will transferred straight into your bank account.

Top 20 best loan apps in Nigeria for instant cash

List Of Top 6 Best Instant Loan Apps In Nigeria In Minutes

Find below our list of best 6 loan apps in in Nigeria in minutes and without collateral, documentation or guarantee. You get your instant cash paid to your account once you complete the application process and get approval.

  1. QuickCheck Loan App
  2. Coolbucks Loan App
  3. Specta Loan App
  4. Money In Minutes Loan App
  5. Lendigo Loan App
  6. NextPayDay Loan App

1. QuickCheck

5 Best Loan Apps In Minutes In Nigeria
QuickCheck is our 1st pick for Top Instant Loan apps in Nigeria in minutes.

USSD Codes For Quick Cash Loans In Nigeria 2021/2022

QuickCheck makes the first in our list of 6 best instant loan apps in Nigeria in minutes. With this lending app, “you can get quick cash, anytime, anywhere, and never go broke again. No long queues. No bulky documents. No long wait times. Just your smartphone and QuickCheck App”, so says the top credit platform.

How To Get Loan In Minutes In Nigeria With QuickCheck

Create a Profile

Download the app for free,
Sign up for an account
and let us get to know you.

Apply for a Loan

Apply and we will instantly
run your credit score and let
machine learning decide
if you qualify.

Get Cash

If you qualify,
your cash will be disbursed
within minutes
to your bank account.

You can read more from the QuickCheck loan in minutes website.

2. Coolbucks Loan App

5 Best Loan Apps In Minutes In Nigeria
Coolbucks is our 2nd pick for Top Instant Loan apps in Nigeria in minutes.

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Coolbucks makes the second in our list of top 6 best instant loan apps in Nigeria in minutes. The online lending platform provides unsecured loans without collateral within minutes of completing your application.

Depending on your profile, Coolbucks can disburse within 5 minutes to 24 hours of completing our application. The platform provides you up to N5,000,000 within minutes.

The platform also offers small ticket loans from N15,000 to low income customers and up to N5,000,000 to high income customers. Borrowers can access loans within 30 minutes maximum.

3. Specta Loan App

Loan in minutes in Nigeria
Specta is our 3rd pick for Top Instant Loan apps in Nigeria in minutes.

Top 20 Fake Loan Apps In Nigeria

Specta is an online lending platform that gives you loans of up to 5 Million in one transaction all within 5 minutes! No collateral, no paperwork and no visit to any office. It is number 3 on our list of top 6 instant loan apps in Nigeria in minutes.

With Specta, you can take care of urgent personal and business needs anywhere, anytime. The Specta4individuals package is particularly tailored towards accessing a personal loan of up to N5 Million without collateral in 5 minutes.

To apply, Click here.

4. Money In Minutes Loan App.

LOAN IN MINUTES
Money in Minutes is our 4th pick for Top Instant Loan apps in Nigeria in minutes.

With Money in Minutes loan app, you can access quick and affordable finance to fuel your hustle or attend to urgent needs within minutes in Nigeria. The lending platform claims no-hidden fee, offering flexible-rate loans from ₦25,000 up to 2 Million Naira in miniutes. It’s a leading credit platform taking 4th position on our top 6 instant loan apps in Nigeria in minutes.

To apply, Click here.

5. Lendigo Loan App.

Loan Apps in minutes in Nigeria
Lendigo is our 5th pick for Top Instant Loan apps in Nigeria in minutes.

Lendigo prides itself as Nigeria’s No 1 SME Finance Provider. The lending platform offers Nigerian SMEs easy, fast and flexible access to working capital according to their business requirements and suited to their finance needs.

If you are a SMEs that provide Retail and Professional services as well as traders of general merchandise such as Electronics, Computing, Phones, Fashion & Apparel, Household Goods among others, then you can apply for Lendigo loan in minutes and get it processed for you.

Up to ₦10m Loan
Apply in Minutes
Low Interest Rate
Flexible Terms

To Apply, Click here.

6. Nextpayday Loan App.

Nextpayday is our 6th pick for Top Instant Loan apps in Nigeria in minutes.

Nextpayday lending platform is the last and 6th position in our top 6 instant loan apps in Nigeria in minutes for urgent cash and without collateral. With Nextpayday, you can get a salary loan in minutes in Nigeria and payback in 3 equal monthly. installments.

How To Apply For Nextpayday Loan

Register
Open An Account
Use your mobile phone number
get an OTP in a minute

Top 15 Quick Cash Loan Apps In Nigeria 2022

Request Loan
Build your profile
Share your work information, banking details and personal information in three simple stages in 5 minutes

Get Cool Cash!
Get a loan
State how much you want, and how long you want to repay in Equal Monthly Instalment

Flexible Interest Rates
Dependant on employer and credit history. Interest rate as low as 3% pm.

Payment in installments
Repayment can be done within the period of 1 – 12 months.

To Apply, Click here.

Frequently Asked Questions (FAQs)

Which app gives loan without ATM?

The following are the apps that give loan without ATM in Nigeria:

Branch loan app
Aella loan app
Quick Credit loan app
FairMoney loan app
Umba loan app
Renmoney loan app
OKash loan app
GTB Quick Credit loan app
Money in Minutes loan app
Quick Check loan app

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Can I get loan without debit card?

Yes you can. A debit card is not mandatory condition to obtain a loan. In fact many micro-lending companies and loan apps do not require a debit card or an ATM card for loan. Once you can show that you have the capacity for repayment, either by your credit history, your present salary or your analysis of your bank statement, many of the loan apps will oblige you a loan. All the loan apps stated above will give you credit without a debit card.

10 Best Loan Apps Without ATM Card In Nigeria 2022

Can I get a loan without a BVN in Nigeria?

Yes you can. Click the link below:

8 Best Instant Loan Apps Without BVN In Nigeria

Which is the best app to get instant loan in Nigeria?

Below is a list of the best apps to get instant loan in Nigeria: Please note that this rating is subject to review from time to time.

1. Branch

2. Carbon

3. Aella Credit

4. QuickCredit

5. Money in Minutes

6. FairMoney

7. Page Financials

8. Renmoney

9. Umba

10. Okash

11. QuickCheck

12. Migo

13. Zedvance

14. C24 Capital

15. GTB Quick Credit

Inquiries:
Email: quickloanarena@gmail.com
Whatsapp: +234 0915 382 1578

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