LCredit: Google loan app without physical address or website

LCredit: Google loan app without physical address or website

LCredit, an online loan app in Nigeria hosted on google play store has no physical office address, neither does it has a website. They claim you can borrow money online with their loan app in minutes with a flexible repayment plan and favorable interest rate.

1. Loans Online amount: from ₦5,000 to ₦50,000
2. Flexible repayment Plan Interest and service rate: With a minimum of 0.1% up to 1%
3. Loan period range from 91 to 180 days
4. Annual interest rates from 36.5% to 300%. The interest rate is calculated on a daily basis.
If you choose 91-day loan, payment terms have an origination fee of 39% and an interest of 2.7%. For the loan processed with a principal amount of NGN 3,000, the origination fee would be NGN 1,174, the interest would be NGN 81, the total amount due would be NGN 4,255

✔︎ Nigeria Resident
✔︎ 20 – 55 years old

1. Install the LCredit APP from Google Play Store.
2. Register for an account with your phone number and receive OTP
3. Select the product you would like to apply for.
4. Fill out your information correctly then submit the application
5. Get Profile Approval💥💥
6. Get your loan disbursed into your bank account 😀😀😀.”

1. It is fast and reliable
2. They do not require document
3. No collateral

Email them at or
Follow them on Twitter:
and on Facebook:
❤️ our pictures on Instagram:
❤️ Visit website: LCredit
Address: Lekki Phase 1. 22A Rasheed Alaba Williams Street Lagos Nigeria

Majek Ralphs
September 19, 2021
The app is very good to use, loan gets disbursed within few minutes, no doubt about that. However, the charge is rather 5oo high – 21% interest and handling fee. Imagine only receiving 39500 for borrowing 50k. If you also want to pay on the loan due date, they can decide not to acknowledge your payment so that overdue fee can be charged.

September 21, 2021
Extra deductions on repayment of loan!! I’ve been enjoying this app since i installed it, with no hassles and my credit limit has grown from like 15k to 80k. But recently when i repaid the second to last loan ON DUE DATE, i noticed that they deducted an extra over N800 from my bank a/c. That is criminal. This has continued ever since. I am currently repaying my present loan piecemeal, and any time i do, the deduct more than the amount I transferred to the app! I need a refund of all deductions.

Has LCredit Been Removed By Google Play Store?

As we were about to go to press, we discovered Google has removed LCredit from their Play Store apparently for an infringement we cannot determine as at this moment. QUICK LOAN ARENA understands so many apps on Google Play are violating their policy on lending and repayment.

We have published articles on this platform in the past calling on Google to enforce its laws on this loan sharks that are predating poor Nigerians. We believe this may be part of the enforcement and we will investigate further on this.


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Disclaimer: Quick Loan Arena is not a loan agency and we do not give out loan to anybody. We however profile and review legitimate and reputable loan agencies and seeks to educate individuals, household and small businesses about loan opportunities to help them make informed decisions and establish their businesses.

Speak with any of our Quick Loan Consultants for more information! Call or Whatsapp +234 (0)803 385 7245.

Do remember to give us a feedback about your quick loan experience after the lending process is executed.

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About the Author: Eniola Olagbemi


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