OPay: Top Quick Online Loan App On Apple Store in Nigeria 2021

OPay: Top Quick Online Loan App On Apple Store in Nigeria 2021

OPay is a quick online loan app that operates without collateral or documents and can be found on Apps Store.

Loan Products:

Tenure: Require your repayment from the 91st day to the 365th day*.

Loan Amount: from ₦3,000 to ₦500,000.

Interest Rate:
With a minimum of 0.1% to a maximum of 1%
Interest rate is calculated on a daily basis. Annual interest rate is from 36.5% to 360%.

Origination Fee: Range from ₦1,229 – ₦6,000 for one-time charge

For example, 91-day loan payment terms have a processing fee of 41% and interest of 9.1%. For the loan processed with principal amount of ₦3,000; the processing fee would be ₦1,229; the interest would be ₦273; the total amount due would be ₦4,502. The total amount due in the first month would be ₦1,512; the processing fee would be ₦419; the interest would be ₦93.

The total amount due in the second month would be ₦1,495; the processing fee would be ₦405; the interest would be ₦90. The total amount due in the third month would be ₦1,495; the processing fee would be ₦405; the interest would be ₦90.

● High Interest On Savings

OWealth provides you with at least 15% rate of return per annum. For Example: Let’s say you invest ₦50,000 for one year. At the end of the annual savings date, the amount of return you will get is: ₦50,000 x 15 / 100 = ₦7,500, that means you will get ₦57,500 back at the end of your saving tenure. PS: You can withdraw your money at anytime with no extra fees.

● Add Money & Make Transfers

Funding your wallet is secured and convenient. OPay provides you with seamless, and most importantly: free and discounted services! Enjoy free OPay transfers!

● Deposit & Withdrawal

Our 300,000 merchant network will offer these services. Just search for a nearby merchant directly on the app and complete your daily transactions.


● The leading Mobile Payment platform in Nigeria, with over 8 million users.

● Enjoy free 90 bank transfers monthly.

● Get cashback when you pay for Airtime, bills and more.

● OPay attaches great importance to protecting users‘ information, wallets and privacy.


Website: https://opayweb.com

WhatsApp: 2349066722924

Email: support@opay-inc.com or ng-support@opay-inc.com

Office Address: 16B Emina Cresent, Off Toyin Street, Ikeja, Lagos State, Nigeria

You can download OPay app on Apple Store by clicking here.


How will I upgrade it
I want to upgrade my opay account and it’s tell me to fast update the app before I can upgrade it and when I get to App Store it’s will not bring updates it’s will just bring open

Why is it that I can’t upgrade my account and it’s keep telling me to update my iOS in the App Store and there is no update there !

This app is good and easy for movement around town, but use of precise location should be improved. And I’m disappointed not to see OKash, Ofood etc on iOS. I would have give a 5 stars. Till this is fix I would rate 4 stars

KYC 2 update
I tried updating to KYC 2

But it not going through like telling me to upgrade to the latest version

I don’t understand why is that

pablo soft
I need to upgrade my app
I want to add my Bvn but it keep telling me to upgrade my app And I have been trying to do that on here but it not working can you help me out

Quite an interesting app to use it’s easy and fast charges friendly but I will appreciate if pin can be a use to complete transactions


Register to become our business partner and enjoy our free advisory and consultancy services on getting a quick loan from our list of accredited lending partners and also guide on the process of loan application.

Disclaimer: Quick Loan Arena is not a loan agency and we do not give out loan to anybody. We however provide quick loan brokerage services and seeks to educate individuals and small businesses about instant loan opportunities to help them make informed decisions.

Speak with any of our Quick Loan Consultants for more information! Call or Whatsapp +234 (0)803 385 7245.

Do remember to give us a feedback about your quick loan experience after the lending process is executed.

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