OPay: Top Quick Online Loan App On Apple Store in Nigeria 2021
OPay is a quick online loan app that operates without collateral or documents and can be found on Apps Store.
Tenure: Require your repayment from the 91st day to the 365th day*.
Loan Amount: from ₦3,000 to ₦500,000.
With a minimum of 0.1% to a maximum of 1%
Interest rate is calculated on a daily basis. Annual interest rate is from 36.5% to 360%.
Origination Fee: Range from ₦1,229 – ₦6,000 for one-time charge
For example, 91-day loan payment terms have a processing fee of 41% and interest of 9.1%. For the loan processed with principal amount of ₦3,000; the processing fee would be ₦1,229; the interest would be ₦273; the total amount due would be ₦4,502. The total amount due in the first month would be ₦1,512; the processing fee would be ₦419; the interest would be ₦93.
The total amount due in the second month would be ₦1,495; the processing fee would be ₦405; the interest would be ₦90. The total amount due in the third month would be ₦1,495; the processing fee would be ₦405; the interest would be ₦90.
● High Interest On Savings
OWealth provides you with at least 15% rate of return per annum. For Example: Let’s say you invest ₦50,000 for one year. At the end of the annual savings date, the amount of return you will get is: ₦50,000 x 15 / 100 = ₦7,500, that means you will get ₦57,500 back at the end of your saving tenure. PS: You can withdraw your money at anytime with no extra fees.
● Add Money & Make Transfers
Funding your wallet is secured and convenient. OPay provides you with seamless, and most importantly: free and discounted services! Enjoy free OPay transfers!
● Deposit & Withdrawal
Our 300,000 merchant network will offer these services. Just search for a nearby merchant directly on the app and complete your daily transactions.
● The leading Mobile Payment platform in Nigeria, with over 8 million users.
● Enjoy free 90 bank transfers monthly.
● Get cashback when you pay for Airtime, bills and more.
● OPay attaches great importance to protecting users‘ information, wallets and privacy.
Email: firstname.lastname@example.org or email@example.com
Office Address: 16B Emina Cresent, Off Toyin Street, Ikeja, Lagos State, Nigeria
You can download OPay app on Apple Store by clicking here.
How will I upgrade it
I want to upgrade my opay account and it’s tell me to fast update the app before I can upgrade it and when I get to App Store it’s will not bring updates it’s will just bring open
Why is it that I can’t upgrade my account and it’s keep telling me to update my iOS in the App Store and there is no update there !
This app is good and easy for movement around town, but use of precise location should be improved. And I’m disappointed not to see OKash, Ofood etc on iOS. I would have give a 5 stars. Till this is fix I would rate 4 stars
KYC 2 update
I tried updating to KYC 2
But it not going through like telling me to upgrade to the latest version
I don’t understand why is that
I need to upgrade my app
I want to add my Bvn but it keep telling me to upgrade my app And I have been trying to do that on here but it not working can you help me out
Quite an interesting app to use it’s easy and fast charges friendly but I will appreciate if pin can be a use to complete transactions
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