QC Advance: Quick loan for Lagos residents only, a review!

QC Advance: Quick loan for Lagos residents only, a review!


QC Advance is a quick loan platform managed by QC Advance Services Company Limited located in Lagos, Nigeria. The platform is set up to provide access to quick credit in the fastest and simplest way possible.

The organization provides quick loans at competitive interest rates for individuals and businesses to meet their urgent financial needs without collateral.

QC Advance Services Company Limited commenced operations in January 2018. From this date, they claim to have put smiles on the faces of numerous Nigerians by assisting them with quick loan in the fastest way possible – without any form of stress on them.

Hear them: “We have a courteous and friendly team ever readily available to help through the quick loan process via our call centre, social media channels, e-mail or a visit to our office.”


Same day application and disbursement

Simple documentation and a stress-free process
No account opening
No collateral
No application fees

QC Advance can reach via their several channels including social media and physical office.


Quick loans are available to Lagos State residents only

New customers may not be granted more than N500,000

Interest rate may change upon review of loan application


QC Advance says their quick loans are carefully designed to conveniently meet individuals and businesses’ financial needs. So, whether the customer is employed as a salary earner or is a business owner, such person or people stand a chance to get the desired loan.


Personal Loans
Personal loans are accessible by Salary Earners to meet personal cash needs e.g. rent, school fees, medical bills, home repairs etc. Customers can access between N100,000 to N5,000,000 repayable within 1 to 9 months.

Payroll Loan
Payroll loans are accessible by employees whose employer is registered to our Payroll Loan Product. Such employees enjoy the lowest interest rate on loans and require far less documentation to apply. Staff can access between N50,000 to N5,000,000 repayable within 1 to 9 months. Contact us for more information

Business Loan
Business loans are accessible by business owners who have registered businesses that have been in operation for a minimum of 6 months and require funds to enhance their businesses or as working capital. Business owners can access between N100,000 to N5,000,000 repayable within 1 to 6 months.

L.P.O Finance
L.P.O finance is accessible to business owners with a registered business who require funding for a Local Purchasing Order. Business owners can access between N200,000 to N5,000,000 repayable within 1 to 3 months.

Invoice Discounting
Invoice discounting is accessible to business owners with a registered business who require working capital while waiting for an unpaid invoice. Business owners can access between N200,000 to N5,000,000 repayable within 1 – 3 months.


1. Have the following required documents ready (scanned copies/PDF):

– One recent passport sized photograph

– Work ID card and any other valid means of ID

– Six (6) months e-statement of your salary account (this can be generated via mobile/internet banking or request a digital copy from your bank)

2. Complete the agreement form online by clicking this link and send the required documents to loans@qcadvance.ng

3. Once your documents are received, a representative will contact you and your loan application will be reviewed within a day. If approved without a request for a guarantor, you will be credited same day.

4. Upon approval, you will have to submit post-dated cheques corresponding to your salary payment date OR a standing-order mandate will be generated and sent to you for activation in your bank.

5. Once the post-dated cheques have been received or the standing-order activated, you will be credited with the exact amount you requested.


To commence the application process, you must answer “YES” to the following questions:

Are you between the age of 21 and 58?

Are you a salary earner?

Do you have an active email account and an active phone number?

Do you reside and work in Lagos?

Do you have an account with a commercial bank in Nigeria?

If the answer to all the questions are YES, congratulations to you; you can begin the application process by following the steps below:


Applying for a QC Advance quick loan is as easy and stress-free as ABC, you can access between N100,000 to N5,000,000 and receive credit in less than 24 hours.

Application can be done on your phone or computer through their webpage. The direct link is provided below.

To Apply for a QC Advance quick loan, clicking this link


Get In Touch with QC Advance
Address: 3rd Floor, No. 2, Irewole Avenue, Opebi, Ikeja, Lagos
Email: info@qcadvance.ng
Phone numbers: 0909 463 1810, 0902 570 3637


QUICK LOAN ARENA couldn’t get any negative review or rating about QC Advance in the entire digital space. The only review on google is given below.

Accessing a loan facility at QC Advance was a smooth and easy process. Less documentation, disbursement was less than 12 hours. QC Advance saved my day, i was on the verge of being thrown out of my house before payday. —– Emma Bola


Register to become our business partner and enjoy our free advisory and consultancy services on getting a quick loan from our list of accredited lending partners and also guide on the process of loan application.

Disclaimer: Quick Loan Arena is not a loan agency and we do not give out loan to anybody. We are however a quick loan review blog that seeks to inform and educate individuals and small businesses about instant loan opportunities to help them take informed decisions.

We also provide loan advisory services, once you become our business partner

. Speak with any of our Quick Loan Consultants for more information! Call or Whatsapp +234 (0)803 385 7245.

Do remember to give us a feedback about your quick loan experience after the lending process is executed.

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About the Author: Femi Adeoya

Mr Femi Adeoya is a Chartered Forensic Accountant and a Certified Fraud Examiner. He has over 20 years professional work experience in accounting, finance and business management processes. As an Accounting Software Expert, he has implemented and supervised accounting solution set up of over 50 small and medium businesses in Nigeria. As a passionate blogger, Mr Adeoya is an ardent writer and communicationist. He is the CEO of QUICK LOAN ARENA (quickloanarena.com), the number 1 loan apps review website in Nigeria. He is very passionate about the quick and instant loan industry in Nigeria and has written over 200 reviews on different loan apps and digital banks in Nigeria, USA, Canada and UK.


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