To U Loan app: Why Google Play Store should ban it now

To U Loan app: Why Google Play Store should ban it now

Many quick loan apps and platforms in Nigeria have become loan sharks and continued to predate and impoverish undiscerning customers who patronize them for instant cash in times of emergency needs as the country’s cotizens struggle to make ends meet in the midst of economic meltdown.

At QUICK LOAN ARENA, we have taken it upon ourselves to be unrelenting and objectively review and analyse the myriads of loan apps hosted either on Google Play Store or on Apple Store. The apps which are expected to be subject to our local laws have jettisoned such laws and taken it upon themselves to continue to swindle Nigerian customers and loan seekers who have no other means toresort to for help.

One of the loan apps hosted on Google Play Store and which borrowers must avoid by all means is “To U Loan“. This loan app already has over 100,000 successful downloads on Play Store and has over 6,000 reviews

Going by QUICK LOAN ARENA investigations, To U Loan has nothing to offer you when it comes to loan. What it does is to make you think you’re eligible for a somewhat huge loan amount but you’ll have to pay a securityor service fee as seen in the image below:

As seen in the image above, To U Loan platform shows you can borrow from #30,000 to #350,000 and even more but you will have to deposit a fee they call “security fee”. The security fee it charges you is determined by the loan you choose and the duration you want to pay back.

QUICK LOAN ARENA understands that as soon as you make that careless mistake of paying that security fee, what happens is they will gain access to your account and they will show you other platforms where you can borrow from. 

The most disgraceful part of this act is, they will continue to remove money from your account any day any time because you already gave out details of your account. QUICK LOAN ARENA further advises our valued readers and Nigerian customers to stay safe and avoid To U Loan platform as much as possible and tell others too.

Read some of the few reviews made in respect of victims of To U Loan App on Google Play Store.

November 2, 2021
To U Loan app is from fraudsters and every one beware they would always dupe you your money and keep redirecting you to other existing oan apps, you can not apply for loan from them. The worst of all app that would ask for your PIN at payment point instead of your banks OTP. I collected a loan of #5000 from Cash Lion to pay them,but could not get any loan from this platform. Jaguda gberii ni oooo! Thief return my money. Please shine your eyes before you download this app.

Noah Adam
October 6, 2021
At the beginning everything went smoothly. The moment upfront entered the account, the App started misbehaving. It took me to other apps. God but punish the developers and ever is partying with them!. It shall never be well with you! unless you repent. Please Play store do not hesitate to delete, sanction the team that produce this nothing but a scamming App! Before it will contribute to tarnishing your image!

Egbe Sarah
October 19, 2021
This app is one of the most worst app do far. Fraud app to say. You can imagine applying for a loan because you dont havd meanwhile charging you for service fees. As if thats not enough.I applied for loan of #350,000 only for me to b charge 4,999 which is to be refunded after repayment of due.I was debited of it but never given the loan.At first i tried using my card which i couldn’t but i was referred to using transfer mean which i was given an account to send to. Wat a scam app even via email

Afeez Ola Zeefskipo
October 15, 2021
I made a mistake by not reading through people’s review before proceeding with this app. I was scammed by paying a certain amount as upfront and I received no dime. I sent them a mail they replied saying they are making inquiries and it will take them 3-5 working days, after 5 working days I replied the Same mail but it bounced back saying address could not be found. I presumed any app found on Google play store is authentic but now reverse is the case. Pls take this app down.

Louis Arif
September 7, 2021
Horrible. It went smooth. I even pay 4,499, supposedly meant for security or processing charges. Only to see that they are advertising other loan platforms. This is not only bad but to know that google play will allow this app to trend with all the reviews i later came to know about means even apps on google play cannot be trusted again. How i wish i have made move to check the reviews before i did anything on the app. Sad

fimba odoh
October 19, 2021
This app is a criminal platform, I thank God who told me to go and read the reviews and in reading I found out that people are complaining, because I was confused with the kind of the amount of lone the want to give me that makes me to be suspicious about this app, please people should read reviews before downloading any app. Please play store should remove it from there platform.

Leslie Victor
October 4, 2021
I took my time to go through the reviews despite all the comments about being a scam, I downloaded the app, filled everything required and I got to a stage of paying security fee, that was when I confirmed what people has been saying about the app. But my observation is this, those who complain about the app has Nigerians names, but those who rate the app with 5 stars have foreign names which confirmed everything that was said about the app. Run away from this app, it’s pure scam..

Akintunde Sarah
October 9, 2021
This app is the most useless app they will tell you to pay tax and after you pay it you will not get any loan from them they are just face people that is why is good to read before applying for any loan. Because after your money has be debited from your account there will nah say it will take 3to 5 working day rubbish people you people she better send my money bk ooo.

Divine-Praise Eric
August 28, 2021
NO STAR!!!. If you think To U Loan app is too good to be true, that’s because it isn’t true. I was just so sure this was fishy and on returning to really read the reviews, I knew I wasn’t mistaken. Everything goes suspiciously smooth and fine until you’re asked to pay a supposed security fee before.takimg your loan, I didn’t pay and let me just tell you incase you’re thinking about it… DON’T PAY!

Folarin Akinbani
October 1, 2021
I made an upfront payment of N3899 on this app and was unable to progress with the Loan Application, though my Account was debited. I sent an email to the support email address on the app and my email bounced back undeliverable.. I made a complaint on the app and no response or acknowledgement since yesterday evening. This is fraudulent and should be investigated by playstore… Am sure you will not be party to fraud..

Murtala Ahmad Adam
October 16, 2021
A very nonsense and de stupid To U Loan app dat I have ever seen in my life it was just a scam they will ask you to pay some amount before u could proceed but once u have paid the app will become useless no customer care to contact …is just only one useless email so advisibly don’t waste ur time to download dis useless app….

Patrick Tafarki
October 4, 2021
I was duped, they will ask for a payment upfront so as to get the loan. Once u make the payment and it is debited from your account, that all. No loan and nothing and the most annoying part 8s that you cannot contact them. As for the one start, is for me to be able make this post for everyone to see.

Muhammed Idris
September 22, 2021
I requested for a loan ₦350,000 from To U Loan App and it was approved. I supplied all my bank and card details and even the sum of ₦5,000 was deducted from my account to confirm my card. The loan was not disbursed, the ₦5,000 was not refunded too. I login on the app to view the status of my loan application, but there’s nothing like that. Instead you see them advertising their other lending apps. It’s quite unfortunate taking advantage of the dire situation of others.

Ologun Mobolaji
October 18, 2021
To U Loan app is not advisable for anyone to apply loan on. They are fall of fruad. No customer service to call. No one to message. I have been duped #3699 disbursement. If u pay the disbursement, you will be debited and once they have debited you that’s all. Your money is gone for bad not for good. They will be referring you to other loan app. They don’t even diserve a zero

To download the eNaira Speed Wallet on Google Play Store,

To download the eNaira Speed Merchant Wallet on Google Play Store,

To download the eNaira speed wallet on Apple Store

To download the eNaira speed merchant wallet app on apple store

To visit the eNaira website and get more information about the digital currency,


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Disclaimer: Quick Loan Arena is not a loan agency and we do not give out loan to anybody. We however profile and review legitimate and reputable loan agencies and seeks to educate individuals, household and small businesses about loan opportunities to help them make informed decisions and establish their businesses.

Speak with any of our Quick Loan Consultants for more information! Call or Whatsapp +234 (0)803 385 7245.

Do remember to give us a feedback about your quick loan experience after the lending process is executed.

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