Upgrade: Get excited with $1,000 to $50,000 quick Loan in 24 hours

Upgrade: Get excited with $1,000 to $50,000 Quick Loan in 24 hours

Upgrade offers quick loan from $1,000 to $50,000 with three- or five-year terms. If you’re approved, you could get your funds within a day of clearing the necessary verification.


  • Upgrade accepts poor and fair credit
  • Quick loan funding
  • Free credit monitoring and educational resources


  • Origination fees from 2.9% to 8%
  • Not available in West Virginia
  • Doesn’t disclose minimum income requirements

Upgrade quick loan are best if:

  • You’re building credit
  • You want a fast loan decision

Upgrade is an online lender that provides fast approval of fixed-rate quick loans of up to $50,000 to borrowers who have a credit score of at least 580.

Upgrade interest rates and loan details

Upgrade charges no application or prepayment fees, but all quick loans include an origination fee of 2.9% to 8% that’s taken out of your loan proceeds and factored into your APR.

Quick Loan amount          

$1,000 to $50,000

($3,005 minimum in Georgia; $6,005 minimum in Massachusetts)

Quick Loan terms

3 or 5 years

Min. credit score


Time to get funds

Within a day of clearing necessary verifications


  • Origination fee of 2.9% to 8%
  • No prepayment penalty


  • Must be U.S. citizen or permanent resident
  • Not available in West Virginia

Quick Loan use

Debt consolidation, credit card refinancing, home improvement, other quick expenses

Key benefits

  • Free credit monitoring and educational resources
  • No prepayment penalty

Best for

  • Building credit
  • Fast approval

Upgrade quick loans review

Upgrade provides quick loan for refinancing credit card debt, debt consolidation, home improvement projects, major purchases, and other quick expenses.

In addition to a quick and easy application and funding process, Upgrade offers free credit monitoring, alerts, and education, helping you understand how quick loans affect your credit score.

How to qualify

To qualify for a quick loan from Upgrade, you fill out a one-page form to get rates, then choose any options you prequalify for. If you prequalify, the rates you’re offered will depend on your credit score, credit usage, and history.

If you see an option you like, you may be asked to supply documentation to verify quick information such as your income and identity. If you’re self-employed, you may still qualify for a quick loan from Upgrade. But expect to be asked for your two most recent tax returns, bank statements, and other documentation.


Upgrade accepts payments through the mail and over the phone, but you’ll be offered lower rates if you agree to have your monthly payments automatically withdrawn from your bank account.

If you want to make extra payments or pay your loan off early, Upgrade doesn’t charge prepayment fees.

How to take out a quick loan with Upgrade

It’s a good idea to compare rates from the best quick loan companies, so you can find the loan that’s right for your situation.

Credible allows you to check your options for quick loans with leading lenders including Upgrade in just three steps:

  1. Fill out our form in 2 minutes
  2. Compare loan options on the dashboard
  3. Choose your quick loan option

You can apply for a Upgrade Quick Loan from HERE

To learn more about Upgrade Quick Loan, CLICK HERE

Quick Loan Arena is not a loan agency and we do not give out loan to anybody. We are however a quick loan review blog that seeks to inform and educate individuals and small businesses about instant loan opportunities to help them take informed decisions. We also provide loan advisory services.  Speak with any of our Quick Loan Consultants for more information! Call or Whatsapp +234 (0)803 385 7245.
Do remember to give us a feedback about your quick loan experience after the lending process is executed.

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