10 Best Urgent Loans In Nigeria Without Documentation

Do you need urgent loans in Nigeria without documentation? Do you need to meet emergency financial obligations and you need loan in minutes to cater for the needs? QUICK LOAN ARENA, the number 1 review website for loan apps in Nigeria for instant cash brings you 10 ways to get urgent loans in Nigeria without documentation, without collateral and without guarantee and from top providers.

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RUrgent loans in Nigeria without documentation
Urgent loans in Nigeria without documentation

If you are in Nigeria, and cannot wait till the end of the month for your salary, or you are running a business and you need to shore up your working capital or you need to invest quickly, and you need an urgent loan, then we have some good news for you. Read On!

Top 10 Platforms To Get A Loan In Minutes In Nigeria From Top Providers

Many have asked: “I need an urgent loan in Nigeria without documentation!” “Where can I get a loan in minutes or in 5 minutes?” “Where can I borrow money immediately?” “I need an urgent loan in Nigeria.” These are common questions we have identified and decided to provide veritable and sure answers to from this article.

Best 10 Urgent Loans In Nigeria Without Documentation From Top Providers

We bring you a comprehensive list of the top 10 reputable urgent loans in Nigeria without documentation from top lending apps and credit platforms. All these loan apps are on Google Play Store and some others are on Apple Apps Store. Find our list of best 10 urgent loans in Nigeria below:

8 Best Instant Loan Apps Without BVN In Nigeria

  1. Carbon
  2.  QuickCredit
  3.  Alat by Wema
  4.  FairMoney
  5.  QuickCheck
  6.  Renmoney
  7.  PalmCredit
  8.  FairMoney
  9.  Money In Minutes
  10.  Page Financials

 1. Carbon

Carbon, formerly known as Paylater, is our number 1 on the list of urgent loans in Nigeria without documentation. It  is one of Nigeria’s leading urgent loan apps that gives instant cash to its users without documentation or collateral. With over 40 employees, they have a presence in Nigeria, South Africa, United Kingdom, Ghana and Portugal.

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Quick loan from Carbon do not require collateral or guarantors. At your first try, you may not be able to access big cash, you start by borrowing small, and paying back as at when due, then you can have access to bigger funds.

The loan app platform is available 24/7. You can apply for instant cash on weekends and holidays and get a quick loan.

loan apps without atm card

How To Apply for urgent loan without documentation from Carbon

You need to download and use the Carbon app. (SEE BELOW FOR DOWNLOAD LINK.)

You will be required to provide your basic details such as name, phone numbers and more.

A photo of you which you may have to snap real time with your phone via the app

Bank Verification Number (BVN)

Bank account details

To download the app on Google Play Store CLICK HERE.

To download the app on Apple Store for iOS devices, CLICK HERE.

To get more information about Carbon quick online loan app CLICK HERE.

2. QuickCredit

QuickCredit is our number 2 on the list of urgent loans in Nigeria without documentation. It is a simple, technologically deployed loan app that gives instant cash. The platform provides micro loans for short- terms duration to help meet and cover unexpected emergency expenses and urgent cash needs.

With QuickCredit, getting loans is a simplified process and you can apply for up to ₦100,000 with loan tenors of up to 90days and have your instant cash sent straight to your bank account in minutes.

Quick Credit super-fast loan solution comes with no paperwork and no delay to meet your urgent financial needs within 24 hours.

How To Apply For QuickCredit Loan

Create Account

Register through their website, our MoneyPal app or by chatting Zee on Whatsapp
man beside giant iphone x-series illustration

Apply for a loan

Fill out our brief application form with your information and the loan company will review your application within Five (5) minutes and you will receive funds into your account if your loan is approved.

Once approved, your instant cash is received within 5 minutes.

To register and apply for loan through their website CLICK HERE.

To download the app on Apple Store for iOS devices, CLICK HERE.

To get more information about Carbon quick online loan app CLICK HERE.

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3. ALAT by Wema

ALAT by Wema is our number 3 on the list of urgent loans in Nigeria without documentation, offering instant cash without paperwork or collateral. Loans are available to all Alat customers via Alat App or the website.

As with everything else on ALAT, you can now apply for a quick loan without collateral or paperwork, no visitation to any physical location, and response time between acceptance of offer and loan disbursement is in minutes. You can now borrow as much as N2,000,000 (Two million naira) without collateral.

How to Apply for ALAT urgent loan in Nigeria:

Login to ALAT or sign-up if you have not
From the menu items, click on ‘’Loans’’
Read through and understands the ALAT disclaimer

Upon successful credit evaluation and checks, a loan offer is presented with duration and applicable interest based on the user’s current risk score

Read through and accept the Terms & Conditions which will contain consent to having your account debited for repayment at loan due date and provide your debit card details to be debited.

Your account will be immediately credited.

To download the app on Google Play Store for android devices, CLICK HERE.

To download the app on Apple Store for iOS devices, CLICK HERE.

To get more information about ALAT by Wema quick online loan app CLICK HERE.

4. FairMoney

FairMoney is a top digital lending company and the number 4 on the list of urgent loans in Nigeria without documentation. It also gives instant cash without collateral or guarantee.

Loan amounts range between ₦1,500 to ₦1,000,000 with repayment periods from 61 days to 18 months at monthly interest rates that range from 2.5% to 30% (APRs from 30% to 260%)

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Quick Loan characteristics
Loan amount from ₦1,500 to ₦1,000,000
Repayment periods from 61 days to 18 months
APR from 30% to 260% per annum
Interest discounts of up to 90% for early repayments
No hidden fees

An example of a FairMoney loan
Borrow ₦100,000 over 3 months
Interest (total cost of the loan): ₦30,000 (30% rate)
Three monthly repayments: ₦43,333
Total amount payable: ₦130,000
Representative: 120% APR

You can download the FairMoney app on Google Play Store by clicking here

5. QuickCheck

QuickCheck is a top lending platform and number 5 on the list of urgent loans in Nigeria without documentation. It gives urgent loan in Nigeria without collateral or any physical documents. The app uses machine learning to predict borrower’s behaviour and instantly evaluate loan applications. Its aim at offering digital financial services to help Nigerians get closer to their personal and business goals.

How To Apply For A Loan With QuickCheck Quick Online Loan

Create a Profile
Download the app for free,
Sign up for an account
and let us get to know you.

Apply for a Loan
Apply and we will instantly
run your credit score and let
machine learning decide
if you qualify.

Get Cash
If you qualify,
your cash will be disbursed
within minutes
to your bank account.

To download the app on Google Play Store for android devices, CLICK HERE.

To get more information about QuickCheck online loan CLICK HERE.

To visit their website CLICK HERE.

6. Renmoney

If you earn a salary and you need instant cash, Renmoney, the number 6 on the list of our urgent loans in Nigeria without documentation is here to come to your aid.

You can get a quick loan on the Renmoney app in just a few steps. Renmoney quick online loans are for employed or self-employed people as well as business owners. So, if you need an instant personal or business loan, you can borrow from ₦6,000 to ₦6,000,000 and repay in 3 to 24 months.

The Renmoney app gives you instant access to quick loans, savings and investments with competitive interest rates.

The loan process

Download the mobile app
Share some information about yourself
Verify the information you have provided
Get money in your bank account once you’re approved

You can download the Renmoney app on Google Play Store by clicking here

7. Palmcredit

If you need instant cash in a time your financial obligations seem overwhelming you and the bills are piling up, Palmcredit lending app, the number 7 on our list of urgent loans in Nigeria without documentation can provide you with quick credit. The lending platform says it can provide a digital loan of up to ₦300,000 in less than 3 minutes without any form of collateral.

Features

1. Palmcredit offers quick loans of 2,000 – 300,000
2. It is a no-collateral loan application
3. Its quick loan can be ready within a day if your documents are ready

How Can You Get A Quick Loan From Palmcredit?

1. Download PALMCREDIT APP ON GOOGLE PLAY STORE BY CLICKING HERE.

2. Complete the registration process from your mobile device

3. After completing these two processses, you can proceed to applying for your loan

4. Once you have applied for the loan, you will have to wait to get approval. This usually does not take too long. Just make sure you provided the necessary information correctly.

5. Once you get your approval, you will then receive the loan. You can decide to send the money to your bank account right away.

To Register and Apply for PalmCredit quick loan, CLICK HERE

8. FairMoney

FairMoney platform provides one of the best 10 urgent loans in Nigeria without documentation , without collateral and without need of physical visitation to any office.

FairMoney loan app lends money in the of range ₦1,500 to ₦1,000,000 with repayment periods from 61 days to 18 months at monthly interest rates that range from 2.5% to 30% (APRs from 30% to 260%). The loan company gives urgent loan and doesn’t require any documentation or collateral.

Loan characteristics
Loan amount from ₦1,500 to ₦1,000,000
Repayment periods from 61 days to 18 months
APR from 30% to 260% per annum
Interest discounts of up to 90% for early repayments
No hidden fees

To download the app on Google Play Store for android devices, CLICK HERE.

To get more information about FairMoney online loan CLICK HERE.

To visit their website CLICK HERE.

9. Money in Minutes

This is not a very common lending platform but it’s one of the leading urgent loans in Nigeria without documentation or collateral. Money In Minutes loan app, managed by MIM Finance Company, a UK-originated lending platform promises it can give you loan in minutes.

The platform has a robust and wide range of products to help you access affordable finance for various needs and purposes.

FEATURES OF MONEY IN MINUTES ONLINE LOAN

MIM gives quick loans from ₦25,000 – ₦2m at interest rates between 4% to 30%

Quick access to affordable finance in minutes.

With it flexibility, there is something for everyone.

The platform is built on a positive credit profile with its range of products.

MIM rewards that keep on giving with your account as premium membership

MIM is focused on more than loans, it aims to enable sustainability and development across Africa.

To apply for a Money In Minutes Quick Loan, CLICK HERE

10. Page Financials

Need a loan urgently? Page Financials a leading lending agency in Nigeria, licensed by the Central Bank of Nigeria (CBN) with over 6 years’ experience in providing cutting edge digital solutions is the 10th on our list of urgent loans in Nigeria without docuemntation, without collateral and very fast.

FCCPC lists conditions for digital lending operations

The organizations provides instant cash once your loan is approved, it also provides investment and other financial services through its various channels including internet and mobile app platforms. Its outstanding products and services are created to suit the financial requirements of its diverse clientele.

REPRESENTATIVE EXAMPLE OF PAGE FINANCIALS LOAN

Loan amount of ₦3,500,000 borrowed for 12 months. Monthly Interest Rate:- 2.99%. No other fees.

Minimum and maximum loan term: 3 – 12 months.

HOW MUCH CAN I BORROW FROM PAGE FINANCIALS

Our minimum loan amount is N100,000 and the upper limit for a new customer is N5, 000, 000. Both depend on borrower’s capacity to repay based on verifiable income level and other selection criteria.

HOW TO APPLY FOR PAGE FINANCIALS QUICK ONLINE LOAN

To apply for a Page Financials quick loan, CLICK HERE

READ ALSO! TOP 13 ACCOUNTING SOFTWARE FOR SMALL AND MEDIUM SCALE BUSINESSES

To Download and apply through PAGE FINANCIALS APP ON GOOGLE PLAY STORE, CLICK HERE.

To Download and and apply through PAGE FINANCIALS APP ON APP STORE, CLICK HERE.

Conclusion

If you need urgent loans in Nigeria without documentation, any of the lending platform above will serve your purpose. Just try them out, check their interest rate and other offer, and use the most competitive and have your instant cash. Do remember to pay back as at when due. Cheers.

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About the Author: Femi Adeoya

Mr Femi Adeoya is a Chartered Forensic Accountant and a Certified Fraud Examiner. He has over 20 years professional work experience in accounting, finance and business management processes. As an Accounting Software Expert, he has implemented and supervised accounting solution set up of over 50 small and medium businesses in Nigeria. As a passionate blogger, Mr Adeoya is an ardent writer and communicationist. He is the CEO of QUICK LOAN ARENA (quickloanarena.com), the number 1 loan apps review website in Nigeria. He is very passionate about the quick and instant loan industry in Nigeria and has written over 200 reviews on different loan apps and digital banks in Nigeria, USA, Canada and UK.

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