The best loan apps in Bangladesh are intant cash advances that do not require documentation, collateral or physical office visitaton. Thanks to the innovation of FINTEC lending apps that make loan processes granted quickly and superfast disbursement of cash without any serious procedures.
In comparison to traditional bank loans, the process of loan apps is simple and convenient in Bangladesh, You can apply for a personal loan online without having to visit a bank or fill out lengthy documents just as you can do in other countries. It saves both the lenders’ and the borrowers’ time.
Almost anyone can apply for a personal loan without a guarantor or with a bad credit history. You must be a Bangladesh resident and a salaried employee of a registered company. To apply for a personal loan, you must be between the ages of 23 and 58.
Best loan apps for instant cash advances in Bangladesh 2025
- KK loan
- Solo funds
- Title max
- Super cash
- Cash now
- Fast loan
- Possible Finance
- 10 minutes loan
- Dhaka credit
- Ipay
- Mr loan
- Early salary
- Avant
- Upgrade
- Bat loan
- Paymeindia
- Flex salary
- mPokket
- Lazy pay
- Money view
1. KK Loan
KK Loans is a simple online loan ePlatform in Bangladesh that brings financial freedom and Instant mobile to your mobile phone. All you have to do is to fill out their fast loan application with the exact loan amount that you need,
You can receive your cash instantly after the approval to your M-Pesa or other mobile wallet. When you register with KK Loan, you get assigned a loan limit after your account is appraised which allows one to borrow instantly any amount. And its our first pick for instant loan apps
Loans range from 250 – 100,000 over a 12 – 48 week term. Interest ranges from 7.5% – 30% with an equivalent monthly interest of 2% – 15% and APR of 20% – 30%
2. SoLo Funds
Trusted by hundreds of thousands of users, SoLo funds lets you borrow money on your own terms or lend and reap the benefits in the form of a return or social impact. It’s never been easier. Its a leading and top fast loan application in Bangladesh.
Join the SoLo community and leave other options in the past! Selected as one of Fast Company’s World Changing ideas in 2021, they continue to build a community that enables financial autonomy for all. You can borrow Up to Rs500 On Your Own Terms
3. TitleMax
TitleMax is one of the Bangladesh’s largest title lending companies. Everyday, TitleMax helps thousands of people get the cash they need with a title loan or title pawn. Our third pick for instant loan apps in Bangladesh.
They offer rates that are very competitive, while providing a superior level of customer service. TitleMax has expanded to over 1,000 locations spanning 16 states. With approximately 4000 employees nationwide, they pride ourselves on providing customers with clarity and confidence. You’ll rest easy knowing TitleMax is here to help.
4. Super Cash
Super Cash is a professional small loan provider in Bangladesh, Nigeria and 8 countries. They provide online fast small loan service to end users.
- Instant online loans up to 200,000 amount
- Interest Ratio: Annual interest rate: 2.9% – 26%
- Loan Term(Tenure) from 91 days to 365 day
For example, if the loan amount is 5,000, and the annual interest ratio is 24%, and the loan term is 91 days, the interest payable is as follows: 5,000 * 24% / 365 * 91 = 299, and the total repayment amount is: 5,000+299=5,299
5. CashNow
It might only take a few minutes to apply and receive approval from CashNow, a loan application platform popular in Bangladesh. The cash advance lending process is superfast and simple – simply upload Emirates ID and follow instructions to complete the procedure. Once the application is approved, money can be instantly transferred to the bank account.
Even if people don’t have a bank account or a credit card, CashNow makes instant loans possible for everyone. Powered by AI technology and cloud computing, CashNow conducts sophisticated credit check and risk management while provides people a simple money lending user journey
6. EBL Fast Loan
EBL FAST LOAN is a fully secured loan and Term (EMI Based) loan facility for any legitimate purpose. Bank would finance against client’s EBL FD or other bank/NBFIs FD or other collateral loans if allowed under policy.
EBL Fast Loan provides the easy and convenient online loan service to customers who want to get loan anytime anywhere. Their loan service is with zero collateral and low interest rates.
Features:
1. High Loans Amount: ₹ 5,000 to ₹ 100,000
2. Long Loan Tenure: 91 Days ~ 24 Months
3. Loan Interest: Flexible loan interest option, Maximum APR 24%.
4. 24×7 loan service with intelligent online automatically process
7. Possible Finance
Possible Finance allows you access fast and affordable money, build credit, and fight costly overdraft fees. Borrow up to $500 in minutes even with bad or no credit. Repay in installments to rebuild credit and improve financial health. Prevent overdrafts and recover your hard-earned cash. Join over a million users who are avoiding money from predatory lenders and using Possible to make financial fairness a reality.
8. 10 Minutes Loan
Are you looking for payday loans to get cash instantly on your account? Do you also want this money lending app to be 100% online and to have a fast approval process?
10 minutes Loan allows you to do all that, its your new favorite money advance and small loans app where you can borrow money instantly! No more frustrating visits to the bank or delays, now you can get payday loans quickly and securely from your phone.
9. Dhaka Credit
Dhaka Credit belongs to The Christian Co-operative credit union ltd in Bangladesh. Members of this credit union will get information and notification of different events through this popular loan app. After the registration process, they can also get their account details, loan details, balance transfer, and cash withdrawal through ATM using Dynamic QR Code from the app.
All users can view general information about Dhaka Credit’s products and its services but only registered members will be able to use Mobile Financial Service (MFS).
10. Ipay
Ipay is first online payment and loan platform with an E-wallet in Bangladesh which provides real cashless FinTech experience. It gives you the freedom to open e-wallet using mobile number or email account. You can add money with your bank accounts or by using Debit or Credit cards. Its our 10th pick for instant loan apps in Bangladesh.
It allows you borrow loans up to Rs1,000. This e-wallet balance can be used to purchase goods & services from both physical and online shops. You can also send money or transfer balance to each other and recharge mobile.
11. Mr Loan
Mr Loan offers Instant Loan in Bangladesh in 5 min. Loan amount from 750 to 50,000. Repayment periods from 61 days to 180 days. APR from 12% to 18% per annum
Processing fees range from 3% to 12% (GST 18% applies). You may be charged up to 0.2% daily late fees for late payments (capped to 18% of principal amount overdue). No other hidden fees applicable to your loans!
12. EarlySalary
Early Salary is the most innovative Personal Loan App in Bangladesh for Salaried Professionals. Loans range from Rs1,000 to Rs500,000. Tenure: 90 days to 24 months. Interest rates range from 0%-30% per annum depending on the product availed.
If the loan amount is Rs10,000 & interest is 20% per annum with tenure of 60 days; after deducting any other fees. Interest = Rs10,000 x 20%/365 x 60 = Rs328 and Total Amount payable would be Rs10,328.
13. Avant
Borrow better through Avant, an online lending platform that provides access to credit through a fast, simple experience. Managing a loan through Avant or an Avant credit card can be done entirely online. Apply for a loan or card in minutes on our website
The Avant app makes it easy to manage your loan, see your upcoming payments and view your payment history. Receive push notifications about your account. Manage your payments, including adjusting dates and paying down your loan
14. Upgrade
Upgrade allows you check your balance, available credit and track your rewards. New customers open an account at Upgrade.com. This loan app offers fast loan as well. Features include:
• No-Fee Rewards Checking – Check your balance and transfer funds. We charge no ATM fees, account fees, transfer fees.
• Track Your Debit Rewards – Track your rewards, earn 2% cash back on common everyday expenses and recurring payments, and 1% cash back on all other Upgrade Visa® debit card charges.
• Manage your Upgrade Card or Loan – Manage your payments and check your outstanding balance.
• Manage your credit score – Check your credit score, get notified of any change in your credit report, track potential ID theft, use our credit score simulator to see how different actions may impact your score using real data from your credit report.
15. Bat Loan
Unexpected expenses are difficult to plan for and when they happen, time becomes a valuable commodity. That’s why at Bat Loan, a lending app in Bangladesh provides you with a fast and easy online payday loans application. It only takes a matter of minutes to apply and you will have your cash advance fast!
Other top loan apps and lending platforms in Bangladesh include:
16. Paymeindia
17. Flex salary
18. mPokket
19. Lazy pay
20. Money view
What are the Requirements For Instant Loan in Bangladesh?
- Age: You must be at least 21 years old at the time of your instant cash loan application.
- Income: You must be a salaried professional and drawing monthly salary of:
- Citizenship: You must be a resident of India.
- KYC: You must have all the KYC documents required.
Is Bangladesh Instant Loan App Safe?
Legal instant loan apps work in association with authorized NBFCs or financial institutions. Such apps can be considered safe for online loan applications. PaySense is a credible instant loan app safe to avail of loans. PaySense offers instant loans from ₹50,000 to ₹1,50,000.
Which App Gives Immediate Loan?
PaySense, one of the best instant personal loan apps in India, has both an app and a website where salaried professionals and self-employed individuals can apply for instant loans. The minimum salary to get a personal loan is ₹18,000 per month.
What Do You Mean By Instant Loan?
Instant loans are those types of loans which don’t require too much of the documentation and are approved really quick without any asset showcase. The process is minimal and convenient compared to the traditional bank loans. Instant loans are also termed as personal loan OR quick loan.
What Are Instant Cash Loan?
An instant cash loan is an unsecured mini loan where a borrower can avail small cash loans from 10,000 up to 2 lakhs. This loan is useful to meet emergency expenses such as a sudden medical condition, unplanned travel, home repair, etc.
What Is The Easiest Loan To Get Approved For?
The easiest loans to get approved for would probably be payday loans, car title loans, pawnshop loans, and personal installment loans. These are all short-term cash solutions for bad credit borrowers in need. Many of these options are designed to help borrowers who need fast cash in times of need.
Conclusion
Bangladesh short-term loans, lending apps and cash advances typically have terms ranging from 62 days to 1.5 years. The loan amount might range between Rs100 and Rs5,000. When compared to bank loans, the process is speedier. Online instant loans might be accepted on the same day as the application. You can apply for such loans while sitting down.
