If you are searching for a comprehensive list of fake loan apps in Nigeria, then you have come to the right page. I will review in details the various fake loan companies and applications, including illegal loan apps terrorising borrowers and sending shame and defamatory messages to them and their contact list.
I will also provide a guide on spotting a fake loan application when you see one with a view to avoiding them and refraining from patronizing their services. We advise you only borrow quick loans only from the best and most reputable instant loan applications in Nigeria.
What is a fake loan app?
A fake loan app is a financial lending application that offers quick loans at extremely high interest rates, uses unethical loan recovery methods when customer defaults, including sending threatening and defamatory messages to them and generally known to operate outside the ambits of the law. These notorious apps are also referred to as illegal lending apps.
Some of these scam apps have been banned by Google Play Store while some are still comfortably hosted. Most of these fake loan apps can be identified by their loan tenure which always ranges from from 7- 14 days, a practice which is in breach of Google Policy on loan apps hosted on its Play Store and contravenes local laws in Nigeria.
Reputable loan applications on the other hand, give access to instant cash deposited direct to your bank account within few minutes without collateral or documentation and with flexible repayments and typically without any down payment or processing charges. Additionally legit apps do not harass customers nor use unethical loan recovery methods.
Fake Loan Apps List In Nigeria 2024
The list of fake loan applications in Nigeria are LCredit, Sokoloan, Rapid Naira, Cash Club, EasyMoni, CreditHall, AimLoan, Kashpal, 9Credit, 9ja Cash, PalmCredit, BorrowNow, Cash Mall, Cash Wallet, CashLion, Ease Cash, FastMoney, ForNaira, GGMoney, GoCash, GotCashger, GotoCash, KashKash, LendCash, NairaPlus, NCash. Borrowers and consumers should beware of these scam and infamous lending apps.
- Cash Mall – defames customers
- CashLion – invades borrowers’ contacts
- FastMoney – Practices 7 days loan app harassment
- LendCash – sends harassing messages to borrowers
- BorrowNow – harass users
- LCredit – steals customers’ data
- NairaPlus – collects illegal fees
- 9jaCash – banned by Google play store
- Cash Wallet – gives loan for 7 days
- GGMoney – shut down by FCCPC
- 9Credit – invades borrowers’ phone contacts
- Sokoloan – infringe on customers data privacy
- Palm Cash – illegal loan app
- Ease Cash – no physical office
- ForNaira – Collects illegal fees
- GotCash – No social media page
- NCash – Shut down by FG
- GoToCash – No longer operating
- GoCash – Shut down by FCCPC
- KashKash – Operations banned by Government
- EasyMoni App – Banned by Play Store
- Rapid Naira App – Deceives customers
- EaseMoni App – Uses phony name
- AngelLoan App – Blacklisted lending platfom
- Speedy Choice App – Banned by FCCPC
- EasyCredit App – Blacklisted app
- CashRain App – No social media page
- XCredit App – Abuses borrowers
- LionCash App – Banned from Google Play
- Ajeloan App – Shut down by FG
- CreditHall App – No longer operating
- GetCash App – Abuses users and customers
- iCredit App – Sends embarassing messages to users
- PalmCredit App – Invades customers’ privacy
- Aimloan App – Banned by Google
Review of some fake loan apps in Nigeria 2024
The following are the top 20 fake loan apps in Nigeria and why each of them makes the list of most notorious fake lending applications.
1. Cash Mall App
Cash Mall is the first on the list of fake loan apps in Nigeria. Though it claims to be a professional loan app where customers can access loan anytime anywhere, our findings reveal this claim is false. Cash Mall sends shame messages to its customers and embarrass their contact list.
If you ever default a day, their strict collection method will expose your data on social media and they would send shame messages to all your contact list. Cash Mall gives loan on 7 days tenure which is against Google Policy for loan apps hosted on its Play Store. It claims its maximum (APR) is 36%. This is false. It charges way higher.
2. CashLion App
CashLion is another notorious lending platform on the list of fake loan apps in Nigeria. The app claims you can apply for instant cash online up to N50,000 from its platform and get the loan disbursed into your bank account immediately with no hidden charges are false and fraudulent.
CashLion never gives loan to anyone, and when it does, it is only for 7 days tenure and after that, it will start to threaten you and be sending shame messages to your friends and family members on your contact list.
3. FastMoney App
FastMoney is a scam lender that has actually been banned by Google and its operation shut down by the Nigerian government.
The online lender, a notable loan shark on the list of fake loan apps in Nigeria has been scamming Nigerians with a lot of dubious charges and raining threats and shame on borrowers and their family members even for a day’s default.
4. LendCash App
LendCash is yet another platform that has been marked down on the list of fake loan apps in Nigeria. Fortunately it has been banned by Google for serial violation of its policy rules and are been traced by Nigerian government for prosecution.
Many borrowers have been battered and scammed by this scam loan app due to its unethical and unacceptable lending practices.
5. BorrowNow App
BorrowNow app has since been banned by Google Play Store after our initial damning report against the notorious online lender.
QUICK LOAN ARENA reported and blacklisted BorrowNow on the list of fake loan apps in Nigeria. The platform has excessively high interest rates and do not comply with Nigerian local lending laws and flouts Google policies on loan tenure. BorrowNow loan app is fond of sending threatening and defamatory messages to their customers and borrowers.
6. LCredit App
LCredit is one of the most fraudulent lender ever to exist in the list of fake loan apps in Nigeria. Last year, QUICK LOAN ARENA reported that LCredit, Rapid Transfer and some others have been removed from Google Play Store for violating its operational policies.
LCredit has been banned from Google Play Store because the app was discovered by Play Protect, the security system on Google that scans apps hosted on its network, as involving in malicious and fraudulent activities.
The platform was trying to spy on phone contacts, recordings, Photos and other private content on the android devices of its users, contracy to Google laid down privacy policy.
7. NairaPlus App
NairaPlus is one of the most notorious platforms on the list of fake loan apps in Nigeria. NairaPlus is fond of invading the data privacy of their customers and sending blackmailing and threatening messages to their contacts whenever there is an alleged loan repayment default.
This is in breach of Google data privacy policy which the different loan apps vowed to adhere to during registration and hosting on its Play Store. NairaPlus has been removed from Google Play Store for its poicy violation.
8. 9ja Cash App
9ja Cash has been banned from Google Play Store after we published damning report against the application. It is one of the fake and phony apps owned and managed by the scam Sokoloan lending app, whose operations has been shut down in Nigeria along with all its subsidiaries.
9ja cash manner of operation is to threaten customers with defamatory messages including the people in your contact list.
9. Cash Wallet App
Cash Wallet is yet another application categorised under the list of fake loan apps in Nigeria and operates an established scam platform that deducts ‘down payment’ from your debit card.
The lending platform claims to be a personal loan app in Nigeria where you can get quick loans using your mobile phone anywhere, anytime. However from customer feedback, this is not true.
10. GGMoney App
GGMoney app has been reported on several occasions for numerous unethical practices against borrowers and is thus one of the notorious platforms on the list of fake loan apps in Nigeria. The company uses untrained staffs that send threats to its customers and very high and astronomical interest rate.
GGMoney loan app has been banned by Google Play Store and shutdwon by Nigerian financial authoritiesb for its fraudulent lending activities and illegally debiting customers debit card. The app is also guilty of abusing the data privacy rights of its customers.
11. 9Credit App
9Credit loan app is known for its unethical and untowards lending practices. The app charges customers dubiously high interest rate.
It gives out loans for only 7 days instead of a minimum of 60 days as stipulated in Google policy. Also 9Credit is fond of defaming and threatning its customers and their contact list..
12. Sokoloan App
Sokoloan has been banned and shut out from Google Play Store. The app, one of the most dangerous in the list of fake loan apps in Nigeria, has contravened several policies of Google Play Store including giving loans to borrowers for 7 days as against the 91 to 360 days approved.
13. Palmcash App
Palmcash is fraudulent and contravenes Nigerian law. The loan platform is faceless, has no physical address and no customer service personnels you can speak to. Please do yourself justice by boycotting their service.
14. Ease Cash App
Ease Cash is the new name for the rogue digital lending app, EasyMoni which has been earlier banned being on the top list of fake loan apps in Nigeria. EasyMoni was banned by Google many months ago and in reappeared with a new name Ease Cash in order to escape and continue fleecing innocent Nigerian borrowers.
15. ForNaira App
Listen to what a customer has to say about ForNaira, the platform that falls under the list of fake loan apps in Nigeria.
ForNaira is one of the worst quick online loan companies in Nigeria. Just 1 day overdue and their agent sent a message to all my contacts that is was over 2 months and that I have refused to pick calls or reply to messages.
Meanwhile the lady in question sent me message as at 5:45am and I replied that I will pay by 4pm, by 9am, she started sending messages to my contacts…for what she has done I will not pay a dime again.
You can’t defame me and still want me to pay you after all I was still going to pay for the overdue. I have evidence. This testimony was made by a customer of this loan app.
16. GotCash App
GotCash is yet another scam loan app in Nigeria. We had published an article early in November, 2021 where we revealed how GotCash and other rogue loan apps are defaming Nigerian consumers and why Google should ban them and take them down from its Play Store.
Some of these apps are owned and managed from China or Hong Kong. Some managed in Nigeria are faceless, without any office or customer service telephone number. Please avoid Gotcash, it’s a fake loan app.
17. NCash App
NCash lending app is not a legitimate platform but set up to scam Nigerians. It sends threat and horrible messages to you and your contacts whenever they believe you are owing them and insult you with every curse word possible.
NCash was set up to swindle unsuspecting Nigerians, asking them to make deposits before loan approval, deducting upfront service fees from their debit cards, and they charge interest rate as much as 100%, many times request repayment within 7 days.
18. GoToCash App
Google removed GotoCash and PalmCash, twin rogue app from its Play Store, on November 28th, 2021 over serial violations of its policy and customer data privacy breach. We have categorized them under the list of fake loan apps in Nigeria in order to warn consumers.
19. GoCash App
GoCash is another fake lending platform known for its very unfriendly customer relations and breach of customer data. The loan app blackmails and send threat messages to its borrowers even before a loan is due. This lending app deducts illegal fees from your ATM card and grant loan just for 7 days.
20. KashKash App
KashKash is the last on our list of fake loan app in Nigeria. The platform claims to offer flexible online loan products for consumers nationwide.
However its claims are false and dubious. They do not give out loans up to N200,000 ever, and all their loans are for 7 days tenure with very high interest rate as against their promise of low interest.
KashKash will send you shame messages if you default on their meagre loan. The lending platform is a loan shark and one of those whose operations were recently shut down.
What are the most infamous fake loan apps in Nigeria?
Some of the most notorious ones include ChaCha, Easy Moni, EasyCredit, GoCash, Here4U, Kashkash, Maxi Credit, Okash, SoftPay, Sokoloan, and Speedy Choice.
What are the most notorious apps that access your contacts in Nigeria?
Some of the fake and malicious loan apps and companies that strive to either access your contact list, invade your privacy and steal your vital personal information include Cash Mall, CashLion, FastMoney, LendCash, BorrowNow, LCredit, Cash Wallet, 9Credit, Sokoloan, KashKash and EasyMoni, among others listed above. Don’t get defrauded or scammed by these loan sharks masquerading as reputable digital lenders.
These notorious apps often promise unrealistic loan offers, seek unnecessary personal data, use aggressive debt collection methods, and operate outside regulatory oversight.
What are the most notorious loan apps in Nigeria?
The most dangerous list of fake loan apps in Nigeria include Cash Mall, CashLion, FastMoney, LendCash, BorrowNow, LCredit, NairaPlus, 9ja Cash, Cash Wallet, 9Credit, Sokoloan, EasyMoni, Rapid Naira and ForNaira.
Conclusion
I have analysed the most dangerous fake loan apps whose operations have been banned in Nigeria, and most of them have been removed by Google Play Store. Of course the list is endlessly progressing as we continue to warn borrowers and customers to be wary and take caution of these money borrowing applications before they download or apply for quick loan from them.
Most illegitimate and unregistered loan apps in Nigeria give loan to consumers for 7 days tenor and operate strict and unethical loan recovery methids. This is unacceptable lending practice as necessary guidelines from Google Policy stipulate that tenor should not be less than 60 days minimum and local laws emphasizes ethical loan processes.
58 Comments
Am also one of the victim of these loan shark until now I received threatening message from them. But I must commend you this piece of information.
big scammers these apps are
Pls, Sir how can repay cash mall, I’ve been trying the account sent to me it’s not responding and I don’t want default the payment today.
This is what i have been going through…I collected some loans to do little business ..but it did not work out as planned…the cures, I mean insults threat’s… embarrassing messages…calls…even calling my family members and business partners…. saying things that are not true…. sending life threating message…. sincerely this is the best tin that has happened to us….this guy’s are all evil
That is what I am facing too,they won’t cool down until you pay,that is why after payment the way I do curse them is out of this world OK I took a loan from loan personal which I later paid back only for my dad to call me to tell me that someone from their company called them and said I was owing,when I heard this i was annoyed.
Please am in a mess with palmcash,Lcredit, Lucky loan and rapid naira. They have been tormenting my contacts with defamatory and shameful messages about me such that I can not coexist with my colleagues any more.
How can I tackle this mess
Good morning..Iam also facing it too as well,most especially frm aimloan and cashfarm…I took a loan frm them to feed my kids and have been facing financial challenges.
They send threat messages and threatening to send my picture and details to my contacts….
From tonight, our new update will add aimloan and cashfarm to the list of fake loan apps for sending defamatory messages to customers
GOOD DAY SIR.URGENT ATTENTION SIR.
KINDLY FORWORD THIS NUMBER TO DSS/ICPC/FCCPC/NITDA
07042419220,07064400275,08124507023,08161439810,09120014972 THIS ARE CYCLE CASH LOAN AND CAREFINANCE THIS PEOPLE ARE THE ONES WORKING FOR THE FAKE ONLINE LOAN APP.THEY ARE THE ONES THREATEN PEOPLE SENDING DEATH MESSENGES AND CALLING PEOPLES CONTACTS.THIS PEOPLE ARE BEEN PAID TO BY CHINESE TO THREATEN THE LIFE OF PEOPLE THAT COLLECT LOAN FROM THEM.
Am a victim of the fraudster s and I am totally embarrassed because the terms and condition for payment has not been abused since I have to pay if I deflaut because charges will naturally follow but threats to my pension, salary and other funds coming in has been very scaing to me because I supplied them my bvn, account details and other informations. Please I need help to be out of this mess. Stephen K. Ngopol
Oxloan is also a big scam and deadly they are not helping matters
Facts
Please try an add gomoni an palmcredit ..
I collected loan from them,they didn’t allow me transfer it to my account..the money was there till after just 7 days they took it back an expecting me to pay them with interest.
I told them to do their worst because I’m not paying one Kobo..
There have been going about calling all my contact list n messaging them
Updated as a fake loan for sending curse messages to customers
Pls, add Kashpal, Soko loan have changed their name to Star loan, Hcash, zumacash, snappy credit, moneyhub, care finance, vkash, ABC loan, Cash ace, nkash, ncredit, xcash these guys call your contacts to even threaten them, that they are aiding you to commit crime. funny thing is one person can own about 10 loan apps! their mode of operation is the same.
I also have issue with cashfarm ,I have paid my money but they are still threaten me that the money aren’t been reverse pls help us to report the app
am also facing this challenges currently, please help us to report this app so that they can be close down and stop scamming people. You give loans to consumers, you will give them high interest and expect them to pay in seven days. Please report them quick and close them down ,they are defrauding their customers by all means. Thank you.
Cash Here Is another fraudulent lending app
Another deadly loan app is lucky loan/ Umi cash. From the day of the due date they started sending defaming messages. The painful part is that the loan was not yet overdue. They are already sending messages to contacts that I am a fraudster with my pictures. How about the threats and curses. God !! Lucky loan/ Umi cash are killers. Even when the loan is not overdue
You did not add XCredit. They are as terrible as LCredit. Again, what is the CBN and Federal Government doing about this menace? Is there no way to sue these persons? Are they truly faceless? How then are they working with Nigerian commercial banks?
They have now been added
What can we do when they start to threaten us?
Add DELOAN also. They have been sending my pictures and useless messages about me
HI Femi Adeoya the way the online app are embarrassing people are too much and the federal government need to urgently stop them.I know of a guy dat almost kill himself all because he cud not pay the sum of 7k on time to CYCLE CASH LOAN this are the number that keep sending messages or calling me telling me one mr wale who i did not even know borrow money from there company.please the numbers should be forworded to DSS/ICPC/FCCPC/NITDA-07042419220,07064400275,08124507023,08161439810,09120014972,and neccessary action should be taken cos they are really using the advantage of the poor people in the society and is affecting the health of people
This is a great publish me
And they are really true
Some charges you the rate of other app 22 days as Thiers 7 days
Of a truth Lcredit loan is fraudulent
I actually applied for loan but was not credited that time, then days later I was told to pay back which made me to quickly check my balance and discovered it was paid so I don’t use the money but I was threatened to pay over due .
Thank you for exposing them you are doing a great job
Ox loan tooo. They are fraudsters they would be calling you like you are owning them. +234 907 350 7290
That’s their account officer’s number I applied for a loan with them they refused to clear me when I paid bk my loan. Till today am yet to be cleared it’s going to 2weeks and they keep increasing it every day
Please, have anyone heard of Monzo loan in Nigeria. I know Monzo to be existing in the US.
They do request that one pay 5% of the requested loan amount before the loan will be disbursed (but with the initial 5% that must have been paid).
Have anyone heard about them before now.
Be very careful with that Monzo Loan App. Monzo Digital Banking & Loans only exists in the UK and already been extended to the US. The Official “Monzo Digital Banking App” is on the Google PlayStore, I don’t really know maybe they’re also functioning in Africa Countries already now. But you see that “Monzo Loan App” is a big scam, cos if you deposit the 5% like this, that’s the end, just forget the money and the profile from their App.
Fair money loans is also another fake loan app with high interest rate without physical address, I collected 450k after doing business with them for long they gave me 310k interest for loan of 450k for 6 month and I collected 550k from sterling bank and I was given interest 100k for 12 months, I have requested for their physical address if not I will not pay that loan, which they don’t have physical address or phone number to reach them.
Those loan app are nothing but rubbish I regret ever collecting loan from them especially Ucredit nd 9ja cash
Ok Naira and Super Credit or anything Naira is the worst of them all. You won’t need a loan but would be credited #10,000 for one week without your consent and made to pay #7,000 interest and failure to pay will attract #2,000 additional interest daily and they forcefully remove their cash from your account any time they wish with the aid of their hackers. Fair money is the best of all loan apps and the most flexible. I was given 1 million by them to pay back in two years with flexible monthly pay back for that two years. When you have their cash before the two years, you simply sent a mail to them to review the interest on the time spent and would be discounted based on the month used. Thanks you Femi Adeoya for this wider awareness. People are dying in silence cos of these loan sharks
Ningocash or hi cash are the worst,I gave them 8k from 10k I suppose give them, promised to pay the remaining days later,to my surprise,they have started to send fraudulent messages to my contacts
Fairmoney is among them
I think Google PlayStore is the major problem. They should just remove all these damn ads & apps from their platforms. Imagine, u can’t even browse in peace, any small thing like this na loan ads go show up next… Omoh! The thing dey always tire me, millions of illegal loan apps on Google PlayStore & na Nigerians dey always suffer am most!
FairMoney is not illegal tho’ as well as Carbon(formerly PayLater) and also Branch. Just that their interest rates are too much at times!
These 3 Digital Banking & Loan Apps I mentioned here will never send you threatening messages and distressing calls, they don’t even burden you will additional interests on late repayments. They will communicate with you in a very friendly manner and send you just reminder messages of your overdue loan seldomly.
Monicredit,creditup,cashrain,cashC, please add them to your list,I paid them and they still send messages to my contact,published my name.
All fake loan apps should be removed from play store for the sake of people who aren’t aware,but might eventually fall into the hands of this prey.
We credit another thief,after paying all their money,they ask for overdue charges,please add them
All this loans app should be remove from play store with immediate effect. What is the work of CBN. CBN is not doing their work. Secondly the DSS and EFCC suppose to go after all this illegal app because they have defrauded many people.
Cash bus sends defamatory msgs and calls to my contact even when my loan is not due, please add Cocoloan, money bag, Cashpal, future cash, unicredit, these loan app made me enter into debt I didn’t plan to all because I was trying to pay back and not get embarrassed I ended up owning them and just for a day overdue they sent my picture and criminal msgs to my contact
Please Add Anyloan App to it. They’re are the same people running Aimloan and angel loan
These illegal apps should be removed from play store
Good Morning… Please I need your help on this…..I borrowed money from Rapidnaira then I deleted the app because of no enough space on my phone…now my due day to repay is today…I have tried to download the app from play store but is not downloading….I just saw this message about to rapidnaira been a fake loan app..
Please am confuse..please can someone tell me how I can repay them so that they don’t send embarrassing messages to my contacts and also I don’t want them to block my bvn
A lot of them are hiding under NairaLoan to operate since they are not on Google Store. They include PayDay, LCredit, NairaPay, and many others. Also, NiceNaira, Ok Cash, SunnyCash, etc. Many of them are still sending me messages begging me to collect loans (30k, 80k, etc) just to lure me. I know how to deal with them. I have been daring some of them that I had encountered, to contact my contacts or carry out their threats but it seems they are afraid. Loan of 7 days with 50%+ interest rates and service charges. These people are inhumane, I swear!
If the FGN cannot have a regulatory body to regulate these loan apps, it is therefore incumbent on the Government to proscribe all of them. Only very few of them like MIGO is a responsible organization with human face. Tnx
WECREDIT is the worst. They go as far as cursing one’s children and family all in attempts to recover loan(s), even if it is a day default.
Please, have anyone heard of Monzo loan in Nigeria. I know Monzo to be existing in the US.
They do request that one pay 5% of the requested loan amount before the loan will be disbursed (but with the initial 5% that must have been paid).
Have anyone heard about them before now.
Please someone should help me because they have been sending me text messages to take the loan.
Rapid naria also they are fake and scams they will credit you without applying for loan.
They credited me 45,430 to pay 68,740 without applying for the loan but was surprised me the most was that have deleted the app on my phone a long time ago
All of them are theives same as caycredit loan i paid for my loan show them evidence of payment even went to bank because of it bank was telling me that the money as entered into their account that they should print their statements of acct still yet they are still sending their stupid messages to me and have warned them if they try it again I will tarnish their company’s name and they did it again their address is not clear there are not on Instagram different people messaging and also have extra names like lion cash,yo credit before with them pls dont have anything to do with them they are fraud
Monicredit,cashC,creditup,wecredit,cashrain,are worst,add them to ur list
What can we do if we are threatened, they have threatened to do their worst today, I’m in a big mess, I need help urgently
There are more such loan to be added such as Xcrosscash, True Naira, Plenty Cash, and New Credit. they are deadly app, as mentioned above there good one among them that respect and message their customer with dignity that one can easily transact business with, example of the good one are, Carbon, Branch, Fair Money etc. but they too should review their interest rate at times it is at alarming rate.
Thank you for this post. wish i saw it before the mess these apps are trying to put me in. They have insulted and used derogatory words on my family and friends. In fact this is few days before the expiration they will already start sending threats. So i started to become defensive. I will reply them that i will send their threat chats to NITDA and FCCPC and will make sure the agents sending threats are tracked and will be responsible for the payment as i will not answer them again. my Truecaller app blocks their calls and messages. Even when we try to pay within the period of 7 days, it becomes a problem as they will call you a million times and insult immediately you pick a call. I will share the chats with threats here when need arises but please add Mintbag, iCredit, iMoney, Cashbus, cashkey, caycredit, crimson cash, easy naira, hellocash, mama credit, money tree, nice naira, Nkash, nownowmoney, quick naira, speed loan, wecash, wecredit, 9money and xcash to your review list and blacklist. If you need any evidence on any of them, please let me know. It will be good to also tag NITDA and FCCPC here so they can read the experience of Nigerians. Thank you.
I am also a victim of this. In fact I am still into it. I actually downloaded these loam apps as it was introduced to me on WhatsApp. I got to know that I will be given #6,200 to repay above #10,000. I never applied because I felt the interest were too much for a 7days loan. Only for me to receive alert from the three different apps of #6,200 each. The funniest is that those numbers that introduced the app to me via WhatsApp are no more functioning and I am been called to repay. I didn’t apply for these loans but the money were disbursed because my account number has been submitted before they brought the amount they can loan. Please, what do I do?
The names of the loan apps are: “Camel loan app”, ” Hen loan app” and “Loan me app.”
They are really threatening.
Omo na them sabi, everyone know say country hard, but for these loaners they’re demons. God forbid bad thing. Like this eh, I no dey pay shishii 😒😏.them think say them dey wise. Rubbish people😂😋.if you are still worried about them or what they will do to you if you’re owing them, sorry oooo 😂🤣na u sabi, that’s to your own detriment. Do not mind whatever messages or threats they send to you on daily basis. Most of those loaners are fast killers, crooks, life hunters and real time scammers. Like this eh……. Am owing about 8 of them, but I no dey pay shishii 😒 it’s over 6 months now since overdue and none of them have been able to call or send messages to my contacts and post my pictures anywhere. They are even tired of calling me😌😏.Dem dey crase. If you wish to know how to deny them access and how to clear your contacts and data from their server send me a DM on WhatsApp @09151977310. But if you’re one of their agents and you near my DM, I pray make thunder no fire you and your smartphone shaa 😏. Nonsense people.
LCREDIT o, they are after people’s lives.