There are a number of excellent no credit check loans obtainable in Australia that you should be aware of. These top 8 instant no credit loans Australia provide citizens with the ability to access quick and instant same day funds without having to navigate the strict processes of traditional banks.
The platforms we have reviewed below are user-friendly and can be applied for in a matter of minutes. Whether you find yourself in urgent need of funds or wish to bypass the conventional lending procedures, you can choose to utilize any of the no credit check loan Australia stands.
Best No Credit Check Loans Australia 2023
The best no credit check loans Australia that give borrowers access to quick funds are CashToday, G’Day Loans, Fundo, CashSmart, Perfect Payday, Savvy Loans and Quickie Cash Loans. These digital instant lending platforms operate in Australia and are very fast, easy to apply, online and do not require any form of credit check before you qualify for loan application and approval.
1. CashToday
CashToday is one of the best instant no credit check loans Australia available out there. When you apply through this platform, your cash need can be paid to you today without the troubles of a poor credit. CashToday offers fast loans online and their application process is quick, simple and confidential. Also their fees and charges are clear as you will know exactly what you’re paying from the very start.
You will get a simple repayment schedule, real customer service from real people, and an understanding of your individual circumstances. Application takes less than 5 mins, decision time takes hours or less, and same day bank transfer once you have been approved.
2. G’Day Loans
When hard financial times strike, you can apply for no credit check loans at G’Day loans and get approved in minutes. The platform offers small loans no credit check that can help you get your financial woes under control in no time at all. Better yet, you don’t have to tie yourself into long term and expensive loan contracts.
No credit check loans Australia abide by financial laws, meaning that you cannot be charged interest on loans of up to $2,000. Instead, you can only be charged a 20% establishment fee and a 4% monthly charge on small loans no credit check of less than $2,000.
3. Fundo
Fundo is yet another lending platform that approves fast instant no credit check loans in Australia. Traditional loan applications often require a lot of paperwork and a long approval process. And if you have bad credit, it can be even harder to get approved for a loan. However Fundo prides itself as an alternative lender that believes you shouldn’t be barred from borrowing funds.
At Fundo, you can access no credit check loan amount option ranging from $500 to $2000 with a minimum of 91+ days to maximum of 6 months, a 20% establishment fee and a flat 4% Monthly Fee.
4. Ok Money
OK Money offers no credit check loans Australia ranging from $200 to $2,000, featuring variable loan terms spanning 12 to 52 weeks. Even individuals with poor credit history or those who are unemployed can apply. However, this loan comes with substantial fees and charges, including a 20% monthly establishment fee based on the loan amount and an additional 4% monthly fee..
5. CashSmart
Once you are a current customer of CashSmart, you can access no credit check loans Australia if you have a clean repayment history with the lending platform and having provided relevant information such as 3 months banking history and so on. To apply with CashSmart without a credit check for amounts from $300 up to $2000, over 4 to 24 weeks, you can do so if you meet the requirement below:
- Over 18 Years Old
- 3 Months of Current Bank Statements
- Direct contact mobile number
- Current Email address
- Be an Aussie
6. Perfect Payday
Perfect Payday is one of Australia’s largest private finance loan service that matches direct lenders with people who wish to borrow money. The platform, which offers one of the best no credit check loans Australia connects borrowers with lenders willing to lend money out.
Perfect Payday is not a direct lender but work with potential borrowers to match them to a lender who can potentially give them a bad credit payday loans guaranteed approval of up to $5000 that suits their needs.
7. Savvy
If you need to apply for a fast and convenient no credit check loan, you can do so with Savvy, a reputable lending company partnered with lenders who understands that many borrowers can be plagued with circumstances that make them require no credit check loans flexible to their needs.
With Savvy, you can borrow anything between $2,000 and $5,000 that is customisable to suit your specific requirements and borrowing capacity. Loans can be paid back as quickly as sixteen days, or you can choose to extend that period up to two years. All fees get capped (monthly fees no greater than 48% per year and establishment fees no higher than $400).
8. Quickle Cash Loans
Quickie Cash loans is the last on our list of best instant payday loans Australia no credit check. The platform apporves for borrowers up to $2,000 to meet emergency expenses that need to be paid urgently. Quickle helps to connect you with trusted payday lenders that will pay the money into your chosen account with a fast turnaround. The lending platform processes no credit check loans and will keep your financial information secure to make sure that you receive your disbursement without any fuss.
