QuickCheck Loan App Review 2025

QuickCheck is one of the best loan apps in Nigeria owned and managed by Arve Nigeria Limited. The platform in giving out loans uses machine learning to predict borrower’s behaviour and instantly evaluate loan applications. QuickCheck aims at offering digital financial services to help you get closer to your personal and business goals.

QuickCheck Loan app has established itself as a trusted and convenient loan app in Nigeria. With a focus on providing a seamless borrowing experience, I present this review to help you make an informed decision when choosing a loan app.

What is QuickCheck loan app?

QuickCheck offers instant loans without the need for paperwork, documentation or collateral, all within the online space. With an internet enabled smartphone, you can access up to N500,000 within a short period with this very fast loan application.

The QuickCheck loan app is well-known for its excellent customer service and prompt response to customer complaints. Leveraging Artificial Intelligence, the app analyzes and determines borrowers’ eligible loan amounts.

The loan offers from QuickCheck are generous, allowing you to borrow up to NGN200,000 within minutes and up to N500,000 if you need business financing.

The platform loans range from ₦1,500 to ₦500k with terms from 91 days – 1 year. Interest ranges from 2% – 30%.

How to Apply For A QuickCheck Loan

If you live in Nigeria, need quick cash to settle emergencies and have an android device, all you have to do is
Step 1: Download the loan app for free
Step 2: Sign up to create an account
Step 3: Apply for a collateral-free loan in less than one minute
Step 4: Credit scoring using our algorithm will be carried out (no collateral needed)
Step 5: If eligible, the cash loan will be credited into your account within minutes
If you are not eligible, please apply again.

Why Use QuickCheck?

– Borrow up to ₦1,000,000
– Choose your payment tenure
– Fast and easy access to loans, with no hidden charges
– Account is credited as soon as the loan is approved
– No collateral or guarantor needed
– QuickCheck Loan App is extremely secure and reliable
– Artificial intelligence is used to run credit scoring, making loan decisions instant!
– We are available 24/7 to support you

Fees and Interest of QuickCheck

A QuickCheck loan has interest rates starting from as low as 5% monthly on the first loan. Loans range from ₦1,500 to ₦500k with terms from 91 days – 1 year. Interest ranges from 2% – 30%, with an equivalent monthly interest rate of 1 – 21%. (APRs from 30% to 260%)

Example of Quickcheck Loan:
– Borrow ₦100,000 over 6 months
– Interest rate: 13% p.m. (fixed)
-Total Interest: ₦ 50,000
– Three repayments of ₦ 50,000
– Total amount payable: ₦150,000
– Representative: 13% APR”.

How To Get QuickCheck Loan in Minutes

Create a Profile
Download the app for free,
Sign up for an account

Get Cash
If you qualify, your cash will be disbursed within minutes
to your bank account.

Pros
You can get instant cash if you qualify
Anytime or anywhere you are, you can access the quick loan
With QuickCheck, no long queues or bulky documents. Applications are online.
No long wait times. Just your smartphone and QuickCheck App.

Cons
As a first timer, you can’t access more than N10,000 quick loan
QuickCheck don’t deal with businesses, just individuals earning a paycheck
No loan if your credit score is low
It only works on android phone

How Do I Apply for QuickCheck Loans?       

Once you apply, your credit score will be instantly evaluated and let machine learning decide if you qualify.

All applications MUST be completed on your android device . You can begin your application by downloading the QuickCheck app from the Google Playstore. After downloading the app, sign in with your facebook email address and password and fill the provided fields correctly.

Flexible Repayment Plan and Referral Program

QuickCheck loan app provides a flexible repayment plan, enabling you to repay your loan in convenient installments. Additionally, the app offers a referral program where you earn NGN500 for each friend you invite to join QuickCheck.

Ownership and Management

QuickCheck loan app is owned and managed by Arve Nigeria Limited, a registered and licensed financial institution in Nigeria. Arve Nigeria Limited maintains a solid reputation for disbursing personal loans quickly and reliably, following thorough verification processes.

QuickCheck Loan App Download

To download the QuickCheck loan app, follow these simple steps:

1. Open the Google Play Store on your Android device.
2. Search for “QuickCheck”
3. Install the app and register for an account.
4. During registration, you will provide personal details such as your name, BVN, functioning bank account, phone number linked to your BVN, financial details, employment details, family information, and set up a four-digit security pin number.

With this process, the QuickCheck loan app will be successfully downloaded on your smartphone.

QuickCheck Loan App Customer Care

If you need to get in touch with QuickCheck loan application or platform, you can contact their customer care through various platforms as below:

• • Telephone: 07080665544 (Available Mon-Fri 8am-5pm, Sat 9am-5pm)
  • Email: support@quickcheck.ng
  • Social Media: @QuickCheckng on Facebook, Twitter, etc.
  • Website: quickcheck.ng

Interest Rates and Repayment Plan

QuickCheck maintains a fixed interest rate of 1% daily throughout the loan tenure. The longer the repayment duration, the higher the interest accumulated. Repayment methods include debit card payments through the app, using your bank’s USSD code, or cash/bank deposit to the QuickCheck account.

Pros and Cons of QuickCheck Loan App

As with any loan app, QuickCheck has its pros and cons. Let’s explore them:

Pros:

• • • Prompt loan disbursement within minutes of approval.
    • Collateral and paperwork-free loans, requiring only a smartphone and active network connection.
    • Assists salary earners in meeting their basic needs when their income falls short.

Cons:

• • • Requires access to your phone for AI analysis of your financial transactions and creditworthiness.
    • Limited loan offer for new users, with a maximum amount of NGN10,000.
    • Exclusive to Nigerian citizens and available only for Android users.

Quick App Loan Amount Eligibility and Application Process

First-time borrowers are eligible to borrow a maximum of NGN10,000 for a 30-day period. Subsequent loans offer higher amounts with lower interest rates. To apply for a loan, follow these steps:

• • 1. Download and install the QuickCheck loan app.
    2. Register and complete your profile by providing the necessary information.
    3. Select the reason for your loan request and choose the repayment duration (15 to 30 days).
    4. Set your exact repayment date.
    5. Once your repayment date is selected, QuickCheck disburses the loan to your account almost immediately.

With QuickCheck Loan app, borrowing money has become more accessible and convenient.

Requirements for Obtaining Loan from QuickCheck Loan App

To obtain credit funding from QuickCheck loan app, you must fulfill the following compulsory requirements:

• • 1. Smartphone and Data: You need a smartphone with an active data connection to access the QuickCheck loan app.
    2. Bank Verification Number (BVN): QuickCheck requires your BVN for verification and authentication purposes.
    3. Bank Account Details: You must provide your bank account details, including the account number and bank name.
    4. Good Credit Score: QuickCheck assesses your creditworthiness, and a good credit score enhances your chances of loan approval.
    5. ATM Card: You will need an ATM card linked to your bank account for loan disbursement and repayment purposes.
    6. Personal Information: Provide accurate personal information such as your name, phone number, address, email address, and other required details.
    7. Employment Details: QuickCheck requires employment details, even though self-employed individuals can also apply for loans.
    8. Adult Age: You must be an adult, typically 18 years or older, to be eligible for a loan from QuickCheck.
    9. Loan Affordability: The loan request amount must not exceed 30% of your income to ensure repayment feasibility.

By meeting these compulsory requirements, you can access credit from QuickCheck loan app and enjoy the convenience of their loan services.

Frequently Asked Questions (FAQs)

Who Is Eligible To Apply?

Nigerian adults with good credit score. You can access our services from anywhere in Nigeria as long as you are eligible and you own an android device.

Why was my QuickCheck loan application rejected?

QuickCheck loan application can be rejected due to a number of reasons such as:

• • • User do not have enough available data for proper evaluation.
    • User owes another lending platform.
    • User’s loan request exceeds 30 percent of his / her monthly income.
    • User has bad loan history.
    • If the system discovers any form of data falsification.
    • User does not meet our lending criteria.

Do I need to submit any document?

No. To get a QuickCheck loan, you do not need to submit any document. We will only need you to provide accurate answers to the questions we are going to ask you while filling in your details.

How much can I apply for and how long?

As a first time user, you can access up to 10,000 Naira for a period of 30 days. Early repayment guarantees higher amounts and lower interest rates.

Why was my loan cancelled?

Please ensure that your card is added on the QuickCheck platform and you have submitted accurate details and forward a mail to support@quickcheck.ng.

What if I don’t pay back my loan?

We love you as our customer and we would never want you to leave our platform, however, if you do not pay back your loan as at when due, it can attract serious consequences such as:

• • • Poor credit rating with the Credit Bureau agencies which will prevent you from accessing loans from us and any other financial institution.
    • Suspension of your account on our platform which means you will no longer have access to our loan facility in the future.
    • Reporting you to State authorities.
    • Legal action: You may be charged to court for taking a loan and not wanting to pay back after agreeing to the terms and conditions amongst other consequences.
    • If you know you are going to have difficulty paying back your loan as at when due, please contact us a week before your due date to work out a repayment plan.

Why Didn’t I Get a Notification about my Loan Application Status?

Once your application is submitted, an email notification is sent. If you do not receive any notification, this means that the email address provided is incorrect.

Can I Apply For A Loan on my Computer or other operating devices?

The QuickCheck app is ONLY available on android devices for now. However, if and when we launch on other operating systems we will notify the public.

Conclusion

QuickCheck Loan app offers instant loans in Nigeria without the need for paperwork or collateral, all within the online space. The app is known for its excellent customer service and prompt response to customer complaints.
However note that the QuickCheck app is ONLY available on android devices for now. However, if and when they launch on other operating systems we will notify the public.