Most Loans in Finland are highly personalised, with every detail tailored to your individual financial situation. You can get an affordable loan when unexpected expenses hit you or when you meet an emergency situation that needs cash or when you need to pay for car repairs, home rent or any immediate cash requirement before your next payday. Application processes for loans in Finland are fast and easy to complete. Most lending platforms don’t require income statements or any other guarantees. And you can get a decision on your loan application immediately and the cash will be disbursed to your bank account instantly.
A fast loan in Finland is defined as a relatively small loan, around €100-2000, that so many lenders can even offer you without collateral, guarantee, paperwork or credit check. It works similarly like fast loan in Denmark and also like private loans in Sweden. This will save you time and money and endless visitation to physical office ommon with traditional banks. It is possible to sign the loan agreement securely online, for example with your online banking ID, which allows the lender to receive reliable confirmation of your identity from your bank.
Best 6 Quick and Instant Loans in Finland 2024
The best quick loans in Finland are Sortter loan, BusinessCredit loan, Multinor loan, Saldo loan, TheBanks.eu Consumer Loans and Nordic Bank loan. These platforms are entirely online and you can get approval within few minutes without any rigorous documentation.
1. Sortter Loan
Sortter Loan is one of the best loans in Finland that gives instant lending according to your needs. They help customers obtain competitive offers from banks and choose the best loan in the comparison for you. When you apply for a loan through Sortter, you will be helped to get an affordable loan offer with one easy, free-of-charge loan application.
With this platform, you can get an unsecured loan for your needs, whether you are embarking on a renovation, buying a new car, or consolidating your loans. Sortter aallows you to borrow loan amount from €1,000–€60,000 with a loan period of 1–15 years and interest rate can be 4–20%.
2. BusinessCredit Loan
BusinessCredit offers loans in Finland for entrepreneurs and small business owners usually obtained to pay debts on bills, to invest in a business, to purchase equipment, to repair or for upgrade. Features include online application for a loan at any time, a quick decision on a loan, may or may not require the provision of various documents, flexible terms and large sums, individual approach.
BusinessCredit Loan offers short-term, business loans from 1000౼100000 EUR and loan tenure of 3౼18 months. Loan decision are usually made within 1 hour. You can apply for a business loan in Finland from BusinessCredit platform.
3. Multinor Loan
Multinor Loan is another loan platform in Finland that allows access to loan amount up to 60 000 € through offers from banks. The service is free and sending the application is not binding. Obtaining a loan from Multinor is very easy and fast. Just fill the application form and select the loan amount.
Your loan advisor will make sure that the form has been completed correctly and will send the application to banks in Finland. After receiving offers, the advisor will help you choose the best one for you. You will sign the offer safely and easily with eID.
4. Saldo Fast Loan
Saldo Fast loan is one of the most popular fintech loans in Finland you can consider when you are low in cash and need help urgent loan to sail through before the next payday. It operates a revolving easy credit loan of up to 2 000 € with an interest rate of 19,9 %, effective annual interest rate (APR) 29,6 %. Loan management fee 0,01 % per day calculated according to the credit limit and the loan repayment period 3 to 30 months depending on the amount of credit used. Loan opening fee 0 euros. Money can always be withdrawn from the loan again within the credit limit.
5. TheBanks.eu Consumer Loans
TheBanks.eu is one of the best online loans in Finland that compares bank consumer loans from different platforms and recommends the best option for their customers.
Consumer loans are secured or unsecured loans given to customers for personal, family, or household purposes or for purchase of goods and services. Unsecured consumer loans (which are not backed or secured by a collateral) typically have higher interest rates than secured loans. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term).
TheBanks.eu features loan details of reputable selected consumer loans products offered to retail customers by the banks in Finland: currency, effective rate per annum and loan term in months. The consumer loans terms vary from 1 month to 25 years (300 months). The effective borrowing rates are within the range 4.67 – 9.90 %.
6. Nordic Bank Loan
Nordic Bank is a convenient lending marketplace in Finland that helps customers compare loan offerings from banks and credit institutions and make the best and quickest borrowing decisions. To get a quick loan from Nordic Bank online lending partners, fill out a simple loan application form.
After submitting your online application, you will receive loan offers, among which you have the opportunity to choose the best loan for you. A loan comparison can be done any hour during the day and you will receive the first loan offers within minutes! Nordic Bank fast loan doesn’t require collateral or any paperwork and can be formalized after receipt of an approved offer. Through Nordic Bank, it is possible to receive easy loans from 500 euros – up to 70,000 euros.
Conclusion
The best loans in Finland include Sortter loan, BusinessCredit loan, Multinor loan, Saldo loan, TheBanks.eu Consumer Loans and Nordic Bank loan among others. Most of these lending platforms don’t require security, credit checks or any other paperwork. And you can get a decision on your loan application within few minutes and the cash disbursed to your bank account instantly.