Best 7 Emergency Cash Loans For Unemployed

Emergency cash loans for unemployed are available in the quick loan sector. Some lenders will consider loan applications even without an income from employment or a job. In most cases you will still be able to get a loan for the unemployed without any difficulty, hopefully if you have an alternative source of income, and even sometimes without any.

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However we must add that if you don’t have a job, getting approved may be a little tough — you’ll likely need to show that you’ll be able to repay the loan through other means. Before you try, though, think hard about whether a loan is the right solution for your situation. Unexpected circumstances occur though which might necessitate you getting a instant cash advance loan. This is why emergency cash loans for unemployed are very important.

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5 Best Unemployment Cash Advance Apps
Best 7 Emergency Cash Loans For Unemployed

Top 7 Best Emergency Cash Loans For Unemployed

You can get quick cash in no time with any of the following top 7 emergency cash loans for unemployed. They are good at a time you don’t have enough money on you and you don’t have a job or employment.

What are the 7 best emergency cash loans for unemployed you may ask? QUICK LOAN ARENA, the number 1 review website for loan apps gives top 7 picks:

Top Instant Cash Advance Apps In 2022

  1. Empower
  2. Klover
  3. MoneyMutual
  4. Brigit
  5. MoneyLion
  6. BillsHappen
  7. Chime

1. Empower

emergency cash loans for unemployed.
Empower is our 1st pick on our list of emergency cash loans for unemployed.

Empower is the number 1 on our list of top emergency cash loans for unemployed.

With Empower you can easily access up to $250 with no interest and even if you are late to make payment, the fees or charges aren’t high. You need to borrow a cash advance before payday, Click to get started.

2. Klover

5 Best Unemployment Cash Advance Apps
Klover is our 2nd pick on our list of emergency cash loans for unemployed.

This is one of the best unemployment cash advance apps in the USA. If you are unemployed, Klover should be your go-to option. With Klover, you get access to quick, fast, easy, and instant cash loans with no credit check and no interest rate.

Klover is one unemployment cash advance app you can try. You can download the app from your Google play store or iOS store, fill in the necessary details required and apply for a loan instantly.

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To download the app from Google Play Store and apply for loan, CLICK HERE.

To download from Apple Store and apply for loan, CLICK HERE.

3. MoneyMutual

5 Best Unemployment Cash Advance Apps
MoneyMutual is our 3rd pick in our list of Top Emergency Cash Loans For Unemployed

MoneyMutual is another cash advance app you can use if you are looking to access instant loans as an unemployed person in the country. With MoneyMutual,  you can access short-term loans as high as $5,000 with a low-interest rate. Moneymutual is an online marketplace for lenders. The process of getting started on MoneyMutual is pretty easy. 

4 in 10 Americans wouldn’t be able to come up with $400 in an emergency according to the Economic Well-Being of U.S. Households report. Because of that reality, and a heartfelt duty to our fellow Americans, MoneyMutual built our online marketplace. We offer you simple, quick and secure access to lenders. It all starts with a simple form that takes about five minutes to complete.

You could have a decision in minutes and the money you need could be direct deposited in your account in as little as 24 hours.

To apply for an unemployment cash advance from MoneyMutual, CLICK HERE.


4. Brigit

5 Best Unemployment Cash Advance Apps
Brigit is our 4th pick in our list of Best Emergency Cash Loans For Unemployed

If you want to use this app, your checking account must have had active income from a single job for the previous two months. Brigit takes this step to ensure that they don’t go to someone who doesn’t have a consistent income and the app will charge you a monthly interest rate of 9.99 percent.

With Brigit, you can get up to $250 instantly. Simply tap to get a cash advance within seconds. No credit check. No interest. Pay it back without hidden fees or “tips.” It only takes about 2 minutes. No credit check required. No interest.

To apply for loan from Brigit, CLICK HERE.

5. MoneyLion

 Unemployment Cash Advance Apps
MoneyLion is our 5th pick in our list of Emergency Cash Loans For Unemployed

This is a top pick on our list of quick, easy and instant unemployment cash advance apps with option for you if you are looking for a cash advance platform that gives loans to unemployed people in the US. With MoneyLion, you can try the instacash offers and enjoy loans with no stress. The instacash offer can be used for an unemployed individual or individuals with bad credit. All you need do is register on their site, submit the necessary credentials and apply for an instant loan. You’ll get credited within 24 hours of approval.

To apply for a cash advance from MoneyLion, CLICK HERE.

6. BillsHappen


This is a cash advance website you should consider if you are hoping to get a loan as an unemployed citizen in the US. With BillsHappen,  you can get access to a quick loan as high as $5,000

On this site, with just a single form submitted, you are paired with lenders who are willing to lend you the money.

The requirements for this site is pretty easy, simply input your bank details and your social security number.

BillsHappen is the perfect cash advance website for you.

7. Chime

 emergency cash loans for unemployed.

Chine is our no 5 in our top list of instant cash advance apps with no credit check.

Another option if you need an emergency fund is to use Chime and this is best for those who want to avoid all those banking fees. The SpotMe service in the Chime app allows you to overdraft up to $200 but $20 for new users. To access instant cash advance from Chime, Get started here.

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Frequently Asked Questions Unemployment Cash Advance Apps

People tend to ask a lot of questions when it comes to cash advances and below are some frequently asked questions.

What app gives you $100?

There are a lot of cash advance Apps you can get a  $100 advance. Cash App, Dave and a host of others.

What apps give you an advance on your paycheck?

You can get an advance on your paycheck from apps like MoneyLion, Dave, Brigit, and lots more

Does Cash App let you borrow money if you are employed?

Cash App allows you to borrow money that fits into your salary or employment status. All you need to do is register and get started with them.

Are there other apps like Dave?

There are a lot of cash advances apps such as Cash App, Klover, MoneyMutual, Brigit, etc.  All these apps are similar to cash advance apps like Dave.

Getting unemployment cash advance apps if you are unemployed should not be much of a problem for you anymore. Go through the list above, try any of the options given, and get an instant loan today.


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About the Author: Femi Adeoya

Mr Femi Adeoya is a Chartered Forensic Accountant and a Certified Fraud Examiner. He has over 20 years professional work experience in accounting, finance and business management processes. As an Accounting Software Expert, he has implemented and supervised accounting solution set up of over 50 small and medium businesses in Nigeria. As a passionate blogger, Mr Adeoya is an ardent writer and communicationist. He is the CEO of QUICK LOAN ARENA (, the number 1 loan apps review website in Nigeria. He is very passionate about the quick and instant loan industry in Nigeria and has written over 200 reviews on different loan apps and digital banks in Nigeria, USA, Canada and UK.

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