Fairstone is one of the non-banking financial institutions operating since 1923. It offers financial services like payday loans and short-term loans to Canadians who cannot obtain them from traditional banks. With over 240 branches, Fairstone’s quick loans in Canada are available in all provinces in the country except Nunavut.
Quick approval process
No hard credit checks
Lower interest rates for secured loans
F rating on the BBB website
Fairstone: Quick loan $500-$50,000 with a top Canadian lender
Fairstone offers five types of quick loans. They are secured quick loans, unsecured quick loans, car and auto loans, mortgage loans, and online loans. Fairsone’s loans come with an APR of 19.99% to 39.99% and term lengths of 6 to 120 months (depending on whether the loan is unsecured or secured). The loan amounts are from $500 up to 35,000. There are no fees on unsecured loans, but there are fees on returned payments and late payments on secured loans.
Fairstone’s main quick loans advantages in Canada are the fast pre-approval, free-to-use process, and giving the funds in less than 2 days. The drawback is the F rating it has with the Better Business Bureau (BBB). Fairstone also offers unemployment protection, called creditor insurance, which helps to cover loan payments in case of involuntary job loss, as well as other unexpected events.
The loan requirements are to be over 18 or the age of majority for quick loans by province, be a Canadian resident, have a minimum credit score of 660, recent pay stubs, CPP statement, the latest T4, and two notices of assessment. A variety of loans can be used for emergencies, car repair, home renovation, weddings, vacations, paying off debt or covering multiple debts, and credit building.
Apply for a Fairstone loan in 3 simple steps:
Start with an online loan quote to find out how much money you could qualify for and what your payments might be. There is no obligation to take out the loan and it won’t impact your credit score.
If you’re interested in the loan, a Lending Specialist will be in touch by phone to help answer any questions.
Once you’re ready to proceed, gather the documents you’ll need for the loan application and a Lending Specialist will work with you to complete the process online or at one of over 240 branches across Canada.
When your loan application is complete, you could receive your money the same day you apply. If you’re interested in a secured loan, there are a few additional steps, but we’ll work with you to make the process as quick as possible.
How to get Fairstone quick loan
Get a loan quote
Enter a few simple details and receive your personalized loan quote in minutes. No obligation, no impact on your credit score.
Connect with a Lending Specialist
A Lending Specialist will be in touch to customize your loan details.
Complete the loan application
Gather the necessary documents and finalize your loan application online or in branch, and you could have your money as soon as today.
What you need to get a quick loan from Fairstone
A credit score within a certain range
Some form of credit history
A Canadian bank account
Proof of income / Steady employment
You must be 18+ years of age
To sum up, Fairstone is one of the companies that offer short and long term quick loans in Canada that can be beneficial to many Canadians. The quick and straightforward application process, along with the availability of the company’s service all across the country, makes Fairstone one of the top lenders in Canada.
You can apply for a Fairstone Quick Loan from HERE
To learn more about Fairstone Quick Loan, CLICK HERE
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