I am a Nigerian. I live and work in Nigeria and I need a loan urgently. I need to settle some urgent financial obligations before payday. I need to shore up my working capital. I need a loan urgently to expand my business capacity. I need a loan urgently to meet up my expired rent. Where can I get it in Nigeria?

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I Need A Loan Urgently! Where can I get a loan within 5 or 10 minutes? Where can I borrow money immediately? I need an urgent loan in Nigeria. These are common statements we have identified and decided to provide answers to through this article.

If you are any of the personality expressed above and you urgently need a loan. Whether to meet emergency financial obligations or you need loan in minutes to cater for home expenses? Today we bring the top 10 best and urgent loan apps in Nigeria to cater for your borrowing needs.

I Need A Loan Urgently: Where Can I Get A Loan In Nigeria Immediately?

QUICK LOAN ARENA, the number 1 review website for loan apps in Nigeria brings you a comprehensive list of the best top 10 reputable urgent loan apps that answers your question in depth: I need a loan urgently, where can I get it in Nigeria? These digital lending apps are either profiled on Google Play Store or on Apple Store.

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Your question: I need a loan urgently, where can I get it in Nigeria is answered by the following list of top 10 loan apps in Nigeria. They are all reputable and reliable loan apps that will not send shame or threatening messages to you even when you default your loan repayment.

1.  Carbon
2.  QuickCredit
3.  Alat by Wema
4.  OKash
5.  QuickCheck
6.  Renmoney
7.  PalmCredit
8.  FairMoney
9.  Money In Minutes
10.  Page Financials

 1. Carbon

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I Need a loan urgently in Nigeria! Carbon, formerly known as Paylater, is one of Nigeria’s leading urgent loan apps that gives instant cash to its users. With over 40 employees, they have a presence in Nigeria, South Africa, United Kingdom, Ghana and Portugal.

Quick loan from Carbon do not require collateral or guarantors. At your first try, you may not be able to access big cash, you start by borrowing small, and paying back as at when due, then you can have access to bigger funds.
The loan app platform is available 24/7. You can apply for instant cash on weekends and holidays and get a quick loan.

I Need A Loan Urgently: Top 10 Urgent Loan Apps In Nigeria For Instant Cash

How To Apply for instant cash from Carbon

You need to download and use the Carbon app. (SEE BELOW FOR DOWNLOAD LINK.)

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You will be required to provide your basic details such as name, phone numbers and more.

A photo of you which you may have to snap real time with your phone via the app

Bank Verification Number (BVN)

Bank account details

Your ATM card that will be used to pay back loan. You will also submit major details of the card. You will be billed an initial N50 or N100 to authenticate the card.

To download the app on Google Play Store CLICK HERE.

To download the app on Apple Store for iOS devices, CLICK HERE.

2. QuickCredit

I need a loan urgently in Nigeria! Another instant cash platform that can provide urgent loan for you is QuickCredit. It is a simple, technologically deployed loan app that gives instant cash. The platform provides micro loans for short- terms duration to help meet and cover unexpected emergency expenses and urgent cash needs.

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With QuickCredit, getting loans is a simplified process and you can apply for up to ₦100,000 with loan tenors of up to 90days and have your instant cash sent straight to your bank account in minutes.

Quick Credit super-fast loan solution comes with no paperwork and no delay to meet your urgent financial needs within 24 hours.

How To Apply For QuickCredit Loan

Create Account

Register through their website, our MoneyPal app or by chatting Zee on Whatsapp
man beside giant iphone x-series illustration

Apply for a loan

Fill out our brief application form with your information and we’ll review your application within Five (5) minutes.
man spraying cash on a giant credit card illustration

Receive funds

Once approved, your instant cash is received within 5 minutes.

To register and apply for loan through their website CLICK HERE.

To download the app on Apple Store for iOS devices, CLICK HERE.

To get more information about Carbon quick online loan app CLICK HERE.

3. ALAT by Wema

I need a loan urgently in Nigeria! We recommend ALAT by Wema instant cash offers to you. You can access it without paperwork or collateral. Loans are available to all Alat customers via Alat App or the website.

As with everything else on ALAT, you can now apply for a quick loan without collateral or paperwork, no visitation to any physical location, and response time between acceptance of offer and loan disbursement is in minutes. You can now borrow as much as N2,000,000 (Two million naira) without collateral.

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How to Apply for ALAT Quick Online Loan:

Login to ALAT or sign-up if you have not
From the menu items, click on ‘’Loans’’
Read through and understands the ALAT disclaimer

Upon successful credit evaluation and checks, a loan offer is presented with duration and applicable interest based on the user’s current risk score

Read through and accept the Terms & Conditions which will contain consent to having your account debited for repayment at loan due date and provide your debit card details to be debited.

Your account will be immediately credited.

To download the app on Google Play Store for android devices, CLICK HERE.

To download the app on Apple Store for iOS devices, CLICK HERE.

To get more information about ALAT by Wema quick online loan app CLICK HERE.

4. OKash

OKash owned and managed by Blue Ridge Microfinance Bank Limited, registered and approved by the CBN is a Convenient Personal Loan Platform for Nigeria mobile users.

OKash fulfills customers’ financial needs 24 hours a day, 7 days a week all completely online. The application process takes just a few steps with no collateral, minimal or no documentation and the approved loan amount is transferred to the applicant’s bank account

Features Of Okash

1.You can apply a loan by your credit. Don’t need any deposits or guarantees or BVN.

2. Up to NGN500,000. Disburse to your bank account.
3.Paperless and digital process on your mobile. All the steps can be done online.
4.We do not share your data with any third parties without your consent. Your data is totally safe with us.
5.Don’t worry about forgetting repayment. We’ll send messages to remind you.

Loan Amount: from NGN 3,000 to NGN 500,000.
Interest Rate: With a minimum of 0.1% up to 1%
Our interest rate is calculated on a daily basis. Annual Percentage Rate(APR) from 36.5% to 360%.
Origination Fee: Range from NGN 1,229 – NGN 6,000 for a one-time charge

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You can download the OKash app on Google Play Store by clicking here

5. QuickCheck

I Need A Loan Urgently in Nigeria! QuickCheck is one of our top 10 urgent loan apps for borrowers who need instant loans. The app uses machine learning to predict borrower’s behaviour and instantly evaluate loan applications. Its aim at offering digital financial services to help Nigerians get closer to their personal and business goals.

How To Apply For A Loan With QuickCheck Quick Online Loan

Create a Profile
Download the app for free,
Sign up for an account
and let us get to know you.

Apply for a Loan
Apply and we will instantly
run your credit score and let
machine learning decide
if you qualify.

Get Cash
If you qualify,
your cash will be disbursed
within minutes
to your bank account.

To download the app on Google Play Store for android devices, CLICK HERE.

To get more information about QuickCheck online loan CLICK HERE.

6. Renmoney

I Need A Loan Urgently in Nigeria! If you earn a salary and you need a loan urgently, then Renmoney is a leading number in our list of top 10 loan apps in Nigeria that gives instant cash.

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You can get a quick loan on the Renmoney app in just a few steps. Renmoney quick online loans are for employed or self-employed people as well as business owners. So, if you need an instant personal or business loan, you can borrow from ₦6,000 to ₦6,000,000 and repay in 3 to 24 months.

The Renmoney app gives you instant access to quick loans, savings and investments with competitive interest rates.

The loan process

Download the mobile app
Share some information about yourself
Verify the information you have provided
Get money in your bank account once you’re approved

RENMONEY INTEREST RATE AND LOAN REPAYMENT

With Renmoney you can apply for a loan of ₦6,000 – ₦6,000,000 without collateral and repay in 3 -24 months. Monthly interest rates range from 2.4% – 9.33% and the maximum Annual Percentage Rate (APR) is 35.76%. No other fees are charged.

Representative example:

Loan Amount: ₦2,000,000

Loan Tenure: 12 months.

Number of Repayments: 12

Monthly Interest Rate: 2.4%

Monthly repayments: ₦214,667.00

Total amount payable: ₦2,576,000.00

APR: 28.8%.

You can download the Renmoney app on Google Play Store by clicking here

7. Palmcredit

I Need A Loan Urgently in Nigeria. Then you can contact one of our top 10 loan apps that gives urgent loan up to N300,000, that is Palmcredit.

If you need a loan urgently in the course of your financial obligations overwhelming you and the bills piling up, Palmcredit lending app can provide an instant cash for you. The lending platform says it can provide a quick loan of up to ₦300,000 in less than 3 minutes without any form of collateral.

Palmcredit is another of our top 10 quick loan apps where you can borrow between N2,000 to N300,000 quick loan and if your documentations are complete and accurate, you can get your disbursement within a business day, the platform claims.

How Can You Get A Quick Loan From Palmcredit?

1. Download PALMCREDIT APP ON GOOGLE PLAY STORE BY CLICKING HERE.

2. Complete the registration process from your mobile device

3. After completing these two processses, you can proceed to applying for your loan

4. Once you have applied for the loan, you will have to wait to get approval. This usually does not take too long. Just make sure you provided the necessary information correctly.

5. Once you get your approval, you will then receive the loan. You can decide to send the money to your bank account right away.

To Register and Apply for PalmCredit quick loan, CLICK HERE

8. FairMoney

I Need A Loan Urgently in Nigeria! FairMoney is one of our best 10 urgent Loan Apps that Gives up to N1,000,000.

FairMoney is a  loan app that lends money in the of range ₦1,500 to ₦1,000,000 with repayment periods from 61 days to 18 months at monthly interest rates that range from 2.5% to 30% (APRs from 30% to 260%)

An example of a FairMoney loan
Borrow ₦100,000 over 3 months
Interest (total cost of the loan): ₦30,000 (30% rate)
Three monthly repayments: ₦43,333
Total amount payable: ₦130,000
Representative: 120% APR

FCCPC lists conditions for digital lending operations

To download the app on Google Play Store for android devices, CLICK HERE.

9. Money in Minutes

I Need A Loan Urgently in Nigeria! If you need a loan urgently and you are in Nigeria, Money In Minutes loan app, managed by MIM Finance Company, a UK-originated lending platform can help.

The platform has a robust and wide range of products to help you access affordable finance for various needs and purposes.

To apply for a Money In Minutes Quick Loan, CLICK HERE

10. Page Financials

I need a loan urgently in Nigeria? Page Financials a leading lending agency in Nigeria, licensed by the Central Bank of Nigeria (CBN) with over 6 years’ experience in providing cutting edge digital solutions can help you out.

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The organizations provides instant cash once your loan is approved, it also provides investment and other financial services through its various channels including internet and mobile app platforms. Its outstanding products and services are created to suit the financial requirements of its diverse clientele.

REPRESENTATIVE EXAMPLE OF PAGE FINANCIALS LOAN

Loan amount of ₦3,500,000 borrowed for 12 months. Monthly Interest Rate:- 2.99%. No other fees.

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Minimum and maximum loan term: 3 – 12 months.

HOW MUCH CAN I BORROW FROM PAGE FINANCIALS

Our minimum loan amount is N100,000 and the upper limit for a new customer is N5, 000, 000. Both depend on borrower’s capacity to repay based on verifiable income level and other selection criteria.

HOW TO APPLY FOR PAGE FINANCIALS QUICK ONLINE LOAN

To Download and apply through PAGE FINANCIALS APP ON GOOGLE PLAY STORE, CLICK HERE.

To Download and and apply through PAGE FINANCIALS APP ON APP STORE, CLICK HERE.

Conclusion

If you need a loan urgently in Nigeria, and you are wondering where you can get it in Nigeria, the above credit apps and platforms will offer you instant cash once your application process is completed.

Frequently Asked Questions (FAQs) About Urgent Loan In Nigeria

How can I get a loan immediately?

You can get a loan immediately from any of the urgent loan apps above. Just click on the app’s link on play store and apply for your loan. Funds will be disbursed to your account once you complete the application process.

Where can I get an urgent loan in Nigeria?

Your question: I need a loan urgently, where can I get it in Nigeria is answered by the following list of top 10 loan apps in Nigeria. They are all reputable and reliable loan apps that will not send shame or threatening messages to you even when you default your loan repayment.

1.  Carbon
2.  QuickCredit
3.  Alat by Wema
4.  OKash
5.  QuickCheck
6.  Renmoney
7.  PalmCredit
8.  FairMoney
9.  Money In Minutes
10.  Page Financials

 How can I get an instant loan in 1 hour?

Any of the app above can give you oan in 1 hour once you have completed your application process and you are eligible for loan. No collateral, documents or guarantor is necessary.

Which app gives loan immediately?

Below is a list of the best apps to get instant loan in Nigeria: Please note that this rating is subject to review from time to time.

1. Branch

2. Carbon

3. Aella Credit

4. QuickCredit

5. Money in Minutes

6. FairMoney

7. Page Financials

8. Renmoney

9. Umba

10. Okash

11. QuickCheck

12. Migo

13. Zedvance

14. C24 Capital

15. GTB Quick Credit

I Need A Loan Urgently From Reputable Loan Apps!

In need of an instant loan or an emergency cash loan in Nigeria? You can apply through any of the top loan apps in Nigeria and get funded under a few hours, a few more hours without collateral or document needed of our list of reputable loan apps in Nigeria.

If you are in United States of America (USA), you can also apply for an emergency cash advance loan even if you have a poor or bad credit rating. If you need the top and best Apps For No Credit Check Loans Guaranteed Approval Direct Lender, CLICK HERE.

If you need apps that let you borrow money instantly, these 14 cash advance apps will be very useful.

These Top 10 Best Instant Loans No Credit Checks Guaranteed Online Approval are also highly recommended.

If you are in Canada, these 10 cash advance loan apps could meet your emergency and quick cash loan request.

For instant, payday, emergency or advance cash loan if you are in Australia, CLICK HERE.

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