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    Home»Loan Review»NgnCash: Lending app that claims up to N500,000 credit, legit or scam?
    Loan Review

    NgnCash: Lending app that claims up to N500,000 credit, legit or scam?

    Femi AdeoyaBy Femi AdeoyaOctober 9, 2023No Comments3 Mins Read
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    5 Best Quick Cash Loans In Nigeria 2022
    5 Best Quick Cash Loans In Nigeria 2022
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    NgnCash: Lending app that claims up to N500,000 credit, legit or scam?

    NgnCash is a digital lending app with a maximum loan of NGN500000, offering safe and quick loans to Nigerians aged between 20 to 65

    Why choose NgnCash? The lending app claims the following

    There is no any collateral
    Can borrow up to NGN500000
    Low interest , safe, reliable and flexible
    We are open 24 hours to solve any problems which you encounter with the loan

    REPRESENTATIVE LOAN EXAMPLE FOR NGNCASH
    Loan term: 90 days (shortest, including renewal time) – 365 days (longest, including renewal time)
    Loan amount: NGN3000-NGN500000
    Interest rate: as low as 0.05% (daily interest)
    Interest rate: Maximum APR is 18% per year, 0.05% per day
    Transaction fee:No.
    Processing fee: No.

    If you choose a loan limit of NGN 6,000.00 with a period of 360 days from NGN Cash,
    the total interest must be paid: NGN 6000.00 * 0.05% * 360 = NGN 1080, monthly interest shall be paid:NGN6000.00 * 0.05% * 30 =NGN 90, monthly repayment bill including principle and interest shall be paid: NGN 6000/12 + NGN 90= NGN 590, total repayment bill including principle and interest shall be paid: NGN 6000.00 + NGN 1080 = NGN 7080

    -Contact us:
    We are glad to hear from you! If you have any questions, suggestions, or concerns, pls feel free to contact us at
    Email:dev.luckyloan@gmail.com
    Company: Good Luck Technology Limited
    Address:Alabi St, off Toyin St, Ikeja, Lagos, Nigeria

    To download  NGNCash app and apply for loans , CLICK HERE.

    CUSTOMER FEEDBACK AND REVIEWS

    Oluwole Esther
    4 January 2022
    They are scammers, you will lol not see your interest on loan before they send it to your bank, they lied the duration, and fake the amount at first, don’t go near them they are scammers, I hope you don’t use my information on another fraud else I will sue you, the name of the app is Ngncash, and Luckyloan is the registered bank name sending money to ones account. Fraudulent attitude. Lucky loan or Ngncash I hope my information is save😡

    egina Ana
    24 August 2021
    32
    After filling & uploading all the necessary info the next thing is system under maintenance……bad experience, bad app

    Coleman Saviour
    21 October 2021
    9
    This app is annoying men,I fill all necessary information then it’s telling me queuing or system under maintenance

    Okechukwu Okpara
    7 December 2021
    8
    When I have food every updates concerning my details I requested for loan then did not give me then said that I should wait for another 3 days

     

    NGN CASH
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    Femi Adeoya
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    Mr Femi Adeoya is a Chartered Forensic Accountant and a Certified Fraud Examiner. He has over 20 years professional work experience in accounting, finance and business management processes. As an Accounting Software Expert, he has implemented and supervised accounting solution set up of over 50 small and medium businesses in Nigeria. As a passionate blogger, Mr Adeoya is an ardent writer and communicationist. He is the CEO of QUICK LOAN ARENA (quickloanarena.com), the number 1 loan apps review website in Nigeria. He is very passionate about the quick and instant loan industry in Nigeria and has written over 200 reviews on different loan apps and digital banks in Nigeria, USA, Canada and UK.

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