Urgent10k powered by UGT technologies Ltd is a digital loan app designed with the intention of making the lending process easy for Nigerians. The application grants very easy access to loans with just a few clicks. The app is on Google Store and App Store for download and you can get started in just a few minutes and most importantly, it is completely free.
Urgent10k is a digital lending business which as the name connotes, provides borrowers quick access to micro loans; typically between N10,000 and N100,000. Four smart professionals, the founders: Bankole Akinwunmi, Olumide Sangobiyi, Olamide Olaleye and a non-executive director, with extensive experience across technology, banking and retail saw an opportunity to apply their combined industry knowledge to lending. The founders, through a deep understanding of the pitfalls of the traditional consumer lending model, designed Urgent 10k’s solutions around a modern approach to lending which relies heavily on the use of data and technology to lend effectively and safely.
Urgent 10k launched fully in late 2021 and it has set out to be one of the leading lending apps in Nigeria, created with the intention to make borrowing easier. Borrowers are able to access quick loans at competitive rates and reasonable tenors; essentially catering to the everyday Nigerian with credit needs that cannot be satisfied by traditional financial institutions.
Urgent10k has set its sights on growing its customer base to over 200,000 users; and it will get there soon. The ultimate objective, though, is for Urgent10k to be the smart lending app which Nigerians can turn to in their times of need, 24/7 rain or shine.
Urgent10k: Unlock between N5,000 to N100,000 with this quick loan app
A lending decision is made from your credit score as a borrower. Your credit score is based on the information that you provide to the platform. The more genuine these information are, the higher your chances of getting a loan. The more you repay the higher the loan amount you are eligible for.
How to qualify for an Urgent10k Loan
To qualify for an Urgent10k loans, one must be above 21 years of age and must be employed with a steady income. Our interest rate ranges from 3% to 10% per month, making it a minimum Annual Percentage Rate (APR) of 36% and a maximum Annual Percentage Rate (APR) of 120%. Our product tenors range from a minimum of 2 months(i.e 60 days) to a maximum tenor of 6 months(i.e 180 days), depending on the product you’re eligible for.
FOR EXAMPLE;
If you get a personal loan product of N10,000 to pay back over a 2-months tenor at an interest rate and fees of 3% per month (36% APR), you will be paying back N600 in interest. Making your total Principal + Interest repayment of N10,600 only.
The platform usually require no collateral, guarantors, or documents. However, for loans beyond certain amounts, we may require additional documentation. Nevertheless, all you need is to download our app and apply right from your mobile phone.
What do I need to get a loan on Urgent10k?
Urgent10k loan doesn’t require documentation, collateral or guarantor and you dont need to visit their office. All you need to make a loan request on Urgent10k are the following:
- Your personal details.
- Your employment details.
- A functional debit card.
How do I apply for a loan on Urgent10k?
Applying for a loan is a very simple process on Urgent10k. Once you are logged into App, navigate to the Loan section and fill in your personal and employment details for a loan request. You can borrow from as little as N5,000 to N100,000.
What customers and users are saying about Urgent10k loan app
stephen Ihiene C. Oduh
24 October 2022
What a horrible app! How I wish I had listen to the post from other people earlier. I am suspecting this app, I downloaded and filled every details and getting to the dashboard, there was no step to apply. Infact no tab displayed anything. Wasted my data and time and achieve nothing. How am I sure all my data collected are safe!
24 people found this review helpful
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Ufot Samuel
10 October 2022
Ever since I started using this app, it has served as a great means of taking care of my financial needs, the customer care has always been supportive. Thanks for always showing up for me.
7 people found this review helpful
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UGT Technologies Limited
12 October 2022
Hi, thank you very much for your feedback.
Godsent Ubhi
3 October 2022
Password working until one day it says invalid credentials, I did the forgot password, changed it and immediately it said invalid credentials again, I’ve been unable to login since.
27 people found this review helpful
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UGT Technologies Limited
3 October 2022
We regret the inconvenience you had to face. For better assistance please share your information with +2349137110506. We will be happy to assist you.
Batholomew Nwuchola
9 October 2022
This app is not good at all, after someone pay for a loan to get another one is a problem, saying they have a technical issue nonsense, playing with someone bussiness money
1 person found this review helpful
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UGT Technologies Limited
25 September 2022
Sorry we do not support payments to Palmpay or Opay accounts. Chat with us on support.
Faven Dautur
29 September 2022
The app looks promising but it is a wack. don’t waste your data downloading because it is useless. Applied for a loan and it keep showing pending application for past hours
35 people found this review helpful
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Ajibade Adewale
22 September 2022
It a good experience at first but later bad,I can’t login again,it saying an unknown error that I should contact customer Care support,but what is there customer care line…
18 people found this review helpful
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Mavyn Draky
14 September 2022
At the review show the app was this awesome but after logging in and completing the necessary information it turns out to be something else for the an hour still pending request on a loan I don’t understand
3 people found this review helpful
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UGT Technologies Limited
15 September 2022
We apologise for the difficulties you experienced while registering with us. If you would like some assistance or additional information, please contact us via +2349137110506 (Whattsapp) and we will be happy to help you further.
1 Comment
Work on application to be successful