In this article, I will be explaining to you in details how you can get the USSD codes for quick loans in Nigeria and use them to obtain a fast loan when you are in a cash emergency or you need money to support personal or business needs.
What is USSD Code?
USSD (Unstructured Supplementary Service Data) is a Global System for Mobile Communications (GSM) protocol that is used to send text messages. USSD is similar to Short Message Service (SMS). It can also be used to apply for instant cash from loan apps or digital banks or any bank for that matter.
USSD Codes is often referred to as “Short Codes” or “Quick codes”, is a largely used communication tool by mobile phones to exchange information with mobile networks operator computers.
USSD codes are used to perform operations like loading airtime and data, mobile-money services location-based content services, menu-based information services, and as part of configuring the phone on the network.
For the purposes of financial inclusion, there are two key things to understand. First, when you dial a number that starts with * and ends with #, you are using USSD. Second, USSD is currently the best available communications technology to deliver mobile financial services to low-income customers.
USSD Codes For Quick Cash Loans for Banks and and Other financial institutions in Nigeria 2024
Below are the top USSD codes for quick cash loans in banks and other financial institutions in Nigeria.
| Commercial Banks | USSD Codes to Dial |
| Guaranty Trust Bank Loan code | *737*51*51# |
| Fidelity Bank Loan code | *770# |
| First Bank Loan code | *894# |
| Wema Bank Loan code | *945# |
| Skye Bank Loan code | *833# |
| Sterling Bank Loan code | *822# |
| Diamond Bank Loan code | *710*11# |
| Eco Bank Loan code | *326# |
| Diamond Access Loan code | *901*11# |
| FCMB Loan code | *389# |
| Unity Bank Loan code | *7799# |
| UBA Bank Loan code | *919# |
| Union Bank Loan code | *826# |
| Heritage Bank Loan code | *322# |
| Keystone Bank Loan code | *533# |
| Access Bank Loan code | *901# |
| Zenith Bank Loan code | *966# |
USSD Codes For Quick Cash Loans in Lending Apps And Digital Lending Platforms and Banks
Below are loan apps and digital banks’ USSD codes for quick cash loans in Nigeria.
| Platform | USSD Code for Loans |
| AB Microfinance Bank | *389*755# |
| Access Bank Payday Loan | *901*11# |
| Accion Microfinance Bank | *572*6# |
| Airtel Quick Cash | *561# |
| ALAT Loan by Wema Bank | *945*100 |
| Aledin Nano | *903# |
| Carbon Loan | *1303# |
| Ecobank Xpress | *326# |
| Etisalat | *561# |
| Fairmoney Loan | *322*2# |
| FCMB | *329# |
| First Bank First Advance | *894*11# or *894# |
| Glo Cash | *322*1*04225701*Amount# |
| GTBank Soft Loan (QuickCredit) | *737*51*51# |
| Interswitch | *322# |
| Kwikcash | *561# |
| Migo Loan | *561# |
| MTN Cash | *606*4# |
| Trader Moni | *540# |
| Paga | *242# |
| Payattitude | *569# |
| Paylater USSD Code | *1303# |
| QuickTeller (Airtel, MTN & 9mobile) | *322# |
| Quickteller – Glo Users | *805# |
| UBA Loan Code | *919# |
| Unity Bank Loan Code | *7799# |
Below are USSD Codes for making financial transactions in Utility Services, Civil and Public Services
USSD Codes For Quick Loans In Nigeria using Telecom And Financial Lending Services Company
The table below shows other loan apps and major money platforms USSD codes for quick cash loans in Nigeria.
| Lending Institution | Code to Dial |
| AB Microfinance bank | *389*755# |
| Access bank | *901*11# |
| Accion MFB | *572*6# |
| Airtel quick cash loan | *561# |
| Aledin nano | *903# |
| Etisalat loan code | *561#. |
| Fairmoney ussd code | *322*6# |
| FCMB loan code | *329# |
| Glo cash loan code | *322*1*04225701*Amount# |
| GTBank loan code | *737*51*51# |
| Interswitch loan | *322# |
| Kwik cash USSD code | *561# |
| Migo loan code | *561# |
| Mtn cash loan code | *606*4# |
| Trader Money loan code | *540# |
| Paga loan code | *242# |
| Quick Teller (Mtn, Airtel, 9mobile) | *322# |
| Carbon Paylater USSD code | *1303# |
USSD Code For Quick Loans In Nigeria (Other Important USSD Codes For Special Industries)
The following USSD Code for quick cash loans in Nigeria are related to other important codes for special industries in the payment service and related sector.
| To Check Your Bank Verification Number (BVN) | *565*0# |
| Paga User Service | *242# |
| Payattitude | *569# |
| Quickteller – Airtel, MTN & 9mobile | *322# |
| Quickteller – Glo Users | *805# |
| Trader Moni | *540# |
| Verve ECash | *322*60# |
| To Check Your CRC’s Credit Bureau history | *565*8# |
| Report domestic violence and child abuse in Lagos. | *6820# |
| Dstv User/Self service | *288# |
| Airtel Recharge code | *126*PIN# |
| Airtel check balance code | *123# |
| Airtel Data code | *141# |
| Airtel International Bundles | *789# |
| Etisalat Recharge code | *222* PIN NO# |
| Etisalat international bundles code | *620*1# |
| Etisalat credit balance code | *232# |
| Etisalat data code | *229# |
| Glo Recharge code | *123* PIN NO# |
| Glo Credit balance code | *124*1# |
| Glo data code | *777# |
| Glo international bundles code | *0905# |
| Mtn menu code | *141*0# |
| Mtn data code | *131# |
| Mtn credit balance code | *556# |
| Mtn International Bundles code | *131*5# |
USSD Codes for MTN, GLO, Airtel and Etisalat Financial Services
Benefits of USSD Codes for instant Quick Loans and Banking Transactions
The benefits of USSD codes for loans in Nigeria is immense. They allow for broader financial inclusion in the country by giving people instant access to credit. People don’t have to stay on long queues or even visit banking halls to execute a transaction or get a loan.
An important feature of USSD codes is its use doesn’t require the use of the internet. Although issues relating to the security of USSD have been raised, the pros far outweigh the cons.
What Are The USSD Codes for instant loan apps and Other Financial Mobile Services in Nigeria in 2024?
The following table shows the list of mobile loan codes to get quick cash in Nigeria. It includes Nigerian telecommunication companies’ USSD codes to borrow money in Nigeria.
| Lending Institution | Code to Dial |
| AB Microfinance bank | *389*755# |
| Access bank payday loan | *901*11# |
| Accion MFB | *572*6# |
| Airtel quick cash loan | *561# |
| Aledin nano | *903# |
| 9mobile loan code | *561#. |
| Fairmoney ussd code | *322*6# |
| FCMB loan code | *329# |
| Glo cash loan code | *322*1*04225701*Amount# |
| GTBank loan code | *737*51*51# |
| Interswitch loan | *322# |
| Kwik cash USSD code | *561# |
| Migo loan code | *561# |
| Mtn cash loan code | *606*4# |
| Trader Money loan code | *540# |
| Paga loan code | *242# |
| Quick Teller (Mtn, Airtel, 9mobile) | *322# |
| Carbon Paylater USSD code | *1303# |
Conclusion
USSD Banking is a type of banking that allows you to make financial transactions from your phone through the use of short or quick codes. It simply requires a cellular network; no internet connection is required. Through USSD banking, you could make almost any kind of financial transaction; from making transfers to buying airtime. More importantly, you can use USSD codes to get loans, using the proper USSD Codes For Quick Loans In Nigeria.
2 Comments
Morning sir please I need a business loan am Solomon by name am into transportation here is my contact.08066515011
Sir amm James Yusuf. My poultry busness is running down can i get a loan to strengthen it? 08077920031