Google, remove To U Loan app from Play Store now, It’s a scam!

Google, remove To U Loan app from Play Store now, It’s a scam!

One of the loan apps hosted on Google Play Store and which borrowers must avoid by all means is “To U Loan”. This loan app already has over 100,000 successful downloads on Play Store and has over 6,000 reviews. However it has no loan to offer anyone. It simplify deduct a security fees of about N5,000 from borrower’s account after gaining access and redirect you to other loan apps.  Google should ban them immediately for contravening their Play Store apps’ policy.

Going by QUICK LOAN ARENA investigations, To U Loan has nothing to offer you when it comes to loan. What it does is to make you think you’re eligible for a somewhat huge loan amount but you’ll have to pay a securityor service fee as seen in the image below:

As seen in the image above, To U Loan platform shows you can borrow from #30,000 to #350,000 and even more but you will have to deposit a fee they call “security fee”. The security fee it charges you is determined by the loan you choose and the duration you want to pay back.

QUICK LOAN ARENA understands that as soon as you make that careless mistake of paying that security fee, what happens is they will gain access to your account and they will show you other platforms where you can borrow from. 

The most disgraceful part of this act is, they will continue to remove money from your account any day any time because you already gave out details of your account. QUICK LOAN ARENA further advises our valued readers and Nigerian customers to stay safe and avoid To U Loan platform as much as possible and tell others too.

Read some of the few reviews made in respect of victims of To U Loan App on Google Play Store.

Egbe Sarah
October 19, 2021
This app is one of the most worst app do far. Fraud app to say. You can imagine applying for a loan because you dont havd meanwhile charging you for service fees. As if thats not enough.I applied for loan of #350,000 only for me to b charge 4,999 which is to be refunded after repayment of due.I was debited of it but never given the loan.At first i tried using my card which i couldn’t but i was referred to using transfer mean which i was given an account to send to. Wat a scam app even via email

Afeez Ola Zeefskipo
October 15, 2021
I made a mistake by not reading through people’s review before proceeding with this app. I was scammed by paying a certain amount as upfront and I received no dime. I sent them a mail they replied saying they are making inquiries and it will take them 3-5 working days, after 5 working days I replied the Same mail but it bounced back saying address could not be found. I presumed any app found on Google play store is authentic but now reverse is the case. Pls take this app down.

Louis Arif
September 7, 2021
Horrible. It went smooth. I even pay 4,499, supposedly meant for security or processing charges. Only to see that they are advertising other loan platforms. This is not only bad but to know that google play will allow this app to trend with all the reviews i later came to know about means even apps on google play cannot be trusted again. How i wish i have made move to check the reviews before i did anything on the app. Sad

fimba odoh
October 19, 2021
This app is a criminal platform, I thank God who told me to go and read the reviews and in reading I found out that people are complaining, because I was confused with the kind of the amount of lone the want to give me that makes me to be suspicious about this app, please people should read reviews before downloading any app. Please play store should remove it from there platform.

Leslie Victor
October 4, 2021
I took my time to go through the reviews despite all the comments about being a scam, I downloaded the app, filled everything required and I got to a stage of paying security fee, that was when I confirmed what people has been saying about the app. But my observation is this, those who complain about the app has Nigerians names, but those who rate the app with 5 stars have foreign names which confirmed everything that was said about the app. Run away from this app, it’s pure scam..

To download the eNaira Speed Wallet on Google Play Store,

To download the eNaira Speed Merchant Wallet on Google Play Store,

To download the eNaira speed wallet on Apple Store

To download the eNaira speed merchant wallet app on apple store

To visit the eNaira website and get more information about the digital currency,


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Disclaimer: Quick Loan Arena is not a loan agency and we do not give out loan to anybody. We however profile and review legitimate and reputable loan agencies and seeks to educate individuals, household and small businesses about loan opportunities to help them make informed decisions and establish their businesses.

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About the Author: Femi Adeoya

Mr Femi Adeoya is a Chartered Forensic Accountant and a Certified Fraud Examiner. He has over 20 years professional work experience in accounting, finance and business management processes. As an Accounting Software Expert, he has implemented and supervised accounting solution set up of over 50 small and medium businesses in Nigeria. As a passionate blogger, Mr Adeoya is an ardent writer and communicationist. He is the CEO of QUICK LOAN ARENA (, the number 1 loan apps review website in Nigeria. He is very passionate about the quick and instant loan industry in Nigeria and has written over 200 reviews on different loan apps and digital banks in Nigeria, USA, Canada and UK.


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