LCredit should stop threatening me or I will die — Frustrated borrower

LCredit should stop threatening me or I will die — Frustrated borrower

A frustrated borrower has cried out to QUICK LOAN ARENA about the contant threatening and blackmailing messages she keeps getting from LCredit app platform over her oustanding loan.

According to Mopelola Oluwadare (not real name), she borrowed N14,000 from LCredit about 2 weeks ago and the loan fell due 7 days later with a repayment amount of N18,850. And since then, according to her, the quick loan platform has been threatening to publish her photo to the social media if she fails to pay immediately.

LCREDIT, google restores, play store
This is LCredit logo, the app hat was banned by Google Play Store weeks back

Hear her testimony:

I borrowed N14,000 from LCredit and they have been threatening me. I usually pay before the due date. However this time around I have been down with sickness and I just needed more time to raise the money and make my repayment.  What I am owing them as repayment now is N18,850.

There is the possibility that you might not have access to me again because I can’t stand threat from LCredit and it giving me sleepless night so I might sell my phone…….but if they give me time I will surely pay and this is my first time of disappointing.

LCredit should please not post my photo on the social media or to my contacts because if they do, I might just die😭😭😭. Work have not been going well and those owning me haven’t paid back their debts. I will surely pay LCredit back. I am not the troublesome type of person just that my sickness cause all this problem on me.


QLA Community is set up to create a community of people passionate about sanitizing the digital lending space, ensuring loan apps play according to the rules and respect Nigerian consumers, and stop abusing and sending derogatory messages to them.

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What are you waiting for? Join Quick Loan Arena Community, Create a post, refer others and start earning real money 💰💰💰 into your account!

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Disclaimer: Quick Loan Arena is not a loan agency and we do not give out loan to anybody. We however profile and review legitimate and reputable loan agencies and seeks to educate individuals, household and small businesses about loan opportunities and fight for the cause of Nigerian consumers who are daily being oppressed by loan sharks. Our intervention is to help prospective and subsisting loan customers make informed lending decisions.

You can speak with any of our Loan Consultants for more information! Call or Whatsapp +234 (0) 915 382 1578.

Do remember to give us a feedback about your loan experience after the lending process is executed.

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About the Author: Femi Adeoya

Mr Femi Adeoya is a Chartered Forensic Accountant and a Certified Fraud Examiner. He has over 20 years professional work experience in accounting, finance and business management processes. As an Accounting Software Expert, he has implemented and supervised accounting solution set up of over 50 small and medium businesses in Nigeria. As a passionate blogger, Mr Adeoya is an ardent writer and communicationist. He is the CEO of QUICK LOAN ARENA (, the number 1 loan apps review website in Nigeria. He is very passionate about the quick and instant loan industry in Nigeria and has written over 200 reviews on different loan apps and digital banks in Nigeria, USA, Canada and UK.

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