The Payday Advance app: Lending platform with soft credit check

TThe Payday Advance app: Lending platform with soft credit check

The Payday advance app is a digital lending platform that claims to give fast access to loan to cater for unexpected expenses or emergency needs within 24 hours.

How The Payday Advance App Works

If you can’t bolster your finances right away, you may simply open one of their best cash advance apps and get funded in a minute. This is a convenient and fast process that also protects your personal and banking data.

The Payday Advance app says: “Do you need quick financial aid that will come to the rescue and issue the necessary funds to help you support your urgent needs? This perfect instant payday loan app is designed to help every borrower meet their short-term cash needs. There are three easy steps to obtain your fast money:

  • Submit Online Request. We just need some information about you as a potential borrower so that we can issue the funds. Full name, active bank account, and your phone number are more than enough.
  • Receive Quick Offer. Consumers will instantly get matched with direct lenders through the best payday loan app. This process is fast and takes a few seconds. Only the best payday loan apps like PayDaySay cooperate with trusted creditors that work instantly.
  • Receive the Cash. Unsecured personal loans can be quickly obtained via direct deposit into your checking account. Our ppp loan app is suitable for borrowers with any credit.

Our money loan app guarantees data protection. We never disclose personal information to third parties and we utilize 256-bit encryption. Everything is transparent and safe. No worries or hassle. No paperwork or queues. Your money is just a few minutes away from you. Get any sum you need till the next salary day.”

Be it an urgent $1000 car repair bill or a home improvement that leaves you with no time to postpone, instant cash advance request can bring relief. Take control of personal finances with no hassle or rush!

Fast access to easy money borrowing options is generally a must today. No one can predict accidents, emergencies, or unexpected bills that come up out of a sudden. So, an instant loan application is basically all you need to start solving your short term financial disruptions on the same day.

Small personal loans have been introduced to assist people in need of speedy cash help. You may often lack just $500 before the next paycheck and that’s the case when the instant payday advance app comes in handy.

Among the benefits referred to instant payday loans and similar fast money lending apps delivered through the salary advance services are:

– Simple and immediate access to borrow money instantly 24/7
– Quick process
– Fast cash loan with no faxing or paperwork
– Soft credit check
– Bad credit holders can be approved

Forget about false ‘no credit check loans’ claims. Any trusted lenders will verify your credit as well as other information you provide. Although, bad credit loans are real and it is possible to get one, be ready for higher interest rates and less favorable terms.

There is no need to wait till the following payday if you need instant money. Try easy cash advances and don’t let your current financial troubles accumulate.

Material Disclosure:
The Payday Say app is not a lender, but a connecting service cooperating with the network of direct lending services. This app doesn’t charge any fees from the customers for connecting them with the lenders. By submitting your information in this borrow money app, you agree to let the participating lenders verify your details. You are not obliged to use this service, apply for any credit options, or accept any offers. The residents of certain states may not be eligible to get loans.

The minimum and maximum periods for small loan repayment are typically from 65 days up to 2 years. The terms differ depending on the money lender you get connected with.

APR (Annual Percentage Rate) is the annualized interest rate charged when you request to borrow money instantly in advance. It combines the nominal interest rate and some fees or additional costs that can be involved when you get a loan. The APR on quick loan options varies, with many lenders in the network offering rates of 5.99% to 35.99% on unsecured personal loans for borrowers with a good credit score. The Payday Say money advance app is not involved in the lending process, thus we can’t state any specific APR you will be offered applying for a fast cash loan today. The credit decisions and terms depend solely on the lender, based on your credit score, income, credit history, and other factors. The lender is legally required to inform you of the APR and other loan terms before executing the agreement. Some states have strict laws limiting the APR rates and fees that a lender can charge you. Only the lender you are connected with can inform you of specific rates and terms in accordance with the local laws.

A representative example of the total loan cost when you borrow money instantly:
Loan amount – $2,500; loan term – 12 months; APR – 10%; fee – 3%
Your monthly repayment is $219,79. The total amount payable is $2,637. The total interest is $137,48.

Installed once the payday loan app will become your faithful assistant whenever you need to borrow fast cash.

Apply for instant money help in our rapid cash app and get money now and here!

To download the app from Google Play, CLICK HERE.


Tyler Sorlie
December 9, 2021
The loans app was a tremendous challenge for me to get out of difficult financial situations. I especially liked that you can apply very quickly and do not have to look for lenders — there are many of them, and many have favorable terms, so you can choose quickly. I was also happy about the reliability and safety of my data because I had once faced such a problem with another organization.

Daiuai Tihti
November 1, 2021
Once I tried this helpful addition, I was amazed at the speed, acceptance of terms, processing, and accessibility every human can have, no matter the credit history even. You should not be surprised that there are small loans given only, that’s totally ok to cover urgent expenses.

Som Luong
December 10, 2021
After the first usage, I immediately wanted to leave a review. On the whole, I liked the service very much. Previously, I had to go to some offices, read the documents for a long time in order not to be cheated, get cash, and do many other actions. Now, this opportunity to pay for everything online makes me incredibly happy.

Ahlaam Murad
December 13, 2021
I am really grateful to the developers because this application saved me from the crisis, and my property was not taken away from me. There were problems with payments, and I didn’t know what to do anymore. Luckily, I saw this app, just like a sign of fortune, and I got everything done as quickly as possible. It turns out that there are a lot of favorable conditions. That is why I heartily recommend this service which simply saved me.

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1. Quick Loan Arena offers a social support initiative for members of its QLA Business Club.. The Club is to help members save and invest and earn monthly interest on their savings. It’s also for members to borrow soft loans at a very low interest rate for short term projects.

2. QLA Business Club will assist members raise pay day loans or soft loans for tenure up to one month.

3. You must be a member of QLA Business Club to be qualified to save, invest, earn interest or collect a loan or participate in the group activities.

4. To become a member of QLA Business Club, you must register with a membership fees of N5,000. After filling out our registration form.

5. QLA Business Club Members are expected to make voluntary weekly or monthly or fixed sum contributions which will earn 2% interest every month.

6. Loan amounts are N5k, N10k, N15K, N20k and N50k for tenure up to 30 days.

7. Members are free to invite other people to become members and shall be eligible to 25% of their registration fees as commission.

8. QLA Business Club loans are subject to a guarantee of 100% coverage of your loan amount partly in form of your savings and partly in form of 1 or 2 guarantors’ contributions who must be members of the club.

9. Loan disbursement commenced Tuesday 29th December, 2021 for members.

10. All members of QLA Business Club are hosted on a special forum where discussions and strategies are held regularly.

You can speak with any of our Loan Consultants for more information! Call or Whatsapp our business telephone (0) 915 382 1578.

Sign up and Join the Club.

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About the Author: Femi Adeoya

Mr Femi Adeoya is a Chartered Forensic Accountant and a Certified Fraud Examiner. He has over 20 years professional work experience in accounting, finance and business management processes. As an Accounting Software Expert, he has implemented and supervised accounting solution set up of over 50 small and medium businesses in Nigeria. As a passionate blogger, Mr Adeoya is an ardent writer and communicationist. He is the CEO of QUICK LOAN ARENA (, the number 1 loan apps review website in Nigeria. He is very passionate about the quick and instant loan industry in Nigeria and has written over 200 reviews on different loan apps and digital banks in Nigeria, USA, Canada and UK.

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