Top 13 Best Ways To Make Money Online In Nigeria In 2022

Today QUICK LOAN ARENA  will be outlining the top 13 best ways to make money online in Nigeria in 2022 whether you are a graduate or intending graduate, a student or intending student, or even a worker or whtever may be your profession.

And if you are a job seeker, any of these 13 best ways to make money online in Nigeria can get you started in a dream profession that can form a good financial independence foundation for a lifelong career.

In a country where economic deficit and unemployment have become the order of the day, conceptualizing business ideas and ways that one can use to make money online in Nigeria and subsequently starting it can be likened to a goldmine which offers an opportunity for people to tap into a better livelihood.

According to, a total of 32.5% of Nigerians were unemployed in 2021, with a forecast unemployment rate of 33% in 2022.  Apart from being a gateway to self-employment and helping to put an end to job hunting, understanding ways ways to make money online in Nigeria and consequently starting the business also comes along with several advantages.

With the digital evolution and internet democratization, everyone has become social media influencers and access to making easy and less stress money online is no longer requires any tedious effort or input, just simple strategy and commitment.

List Of 13 Best Ways To Make Money Online In Nigeria In 2022

In 2022, with the knowledge of the internet, with your computer system, laptop or smartphone, with your access to internet, and with just few hours a day, if you can make use of any of the following top 13 awesome ways to make money online in Nigeria, you may never go poor or jobless anymore. Let’s show our top 13 list.

  1. Start A Blogging Business
  2. Start Affiliate Marketing
  3. Start A Freelancing Business
  4. Copywriting
  5. Data Reselling Business Online
  6. Become An Online Tutor
  7. Online Survey
  8. Creating Youtube Videos
  9. Become an Instagram influencer
  10. Testing Websites And Apps
  11. Publish Book Online
  12. Offer Online Courses
  13. Start An Online Coaching Business

1. Start A Blogging Business

Top 13 Best Ways To Make Money Online In Nigeria In 2022
Top 13 Best Ways To Make Money Online In Nigeria In 2022

Blogging business is our 1st pick on our list of top 12 best ways to make money online in Nigeria in 2022. You can start a blog with N50,000 to N100,000 or even less. There are several ways to monetize a blog as a small business.

What is blog monetization? To put it simply, monetization means making money from your blog site. When you earn revenue from the online content on your blog, that’s monetization.

As the publisher of a blog, advertising can provide a healthy revenue stream for your online content. Advertisers are willing to pay to gain exposure to your audience. In the same way that a newspaper with a large circulation can charge advertisers more, the more popular your site and content become the more you can earn.

You can offer advertising space on your site directly to businesses that want to appear alongside your content. That’s called a direct deal. You can also use an ad network – such as Google AdSense – to sell your ad space on your behalf.

The way AdSense works is by serving ads that are relevant to the content appearing on a specific page of your blog. For example, if your blog is about adventure travel and you’ve just uploaded a post about a trip to Rekyavik, AdSense might show an ad about travel insurance, Iceland or warm clothing. As the owner of the site where the ad is appearing, AdSense pays you when a user views or interacts with an ad.

With the ability to make online ads relevant to the content and readership of your blog, many advertisers are keen to pay a premium price for your ad space.

As a way of monetizing their blogs, many bloggers establish a presence on an ecommerce platform, create an online store, and start selling products.

To learn more how you can monetize your blog content, click here.

2. Affiliate Marketing

Top 13 Best Ways To Make Money Online In Nigeria In 2022
Top 13 Best Ways To Make Money Online In Nigeria In 2022

Affiliate marketing is our 2nd pick on our list of top 12 best ways to make money online in Nigeria. Affiliate involves including a link in your content to a product or service for sale on another site. Here’s how it works: when someone clicks the link on your site, goes to the affiliate’s site and proceeds to buy the product you’ve endorsed, you earn a commission on the sale.

For blogs with an engaged audience of people who are interested in product recommendations, this can be a viable revenue model. Informational, how-to and lifestyle articles offer lots of opportunities for promoting affiliate products.

This is a very lucrative online business that people often overlook. Affiliate marketing is all about referring people to buy a product or services for a commission.

The good thing about affiliate marketing is that you do not need to have any product. Just recommend products of other people and get paid for your effort. You are given a link and you share that link to your audience. The Affiliate marketing market is worth billions of dollars but in Nigeria and Africa, it is not well explored.

To become a successful affiliate marketer, you will need to target a particular product or industry. Then create a niche blog about that product or industry and recommend their products. You can also create a niche social media pages and push your affiliate marketing there.

There are many affiliate marketing networks that you can join and get products or services to promote. Some of them are Amazon AffiliateJumia AffiliateKonga AffiliateCommission Junction.

3. Start A Freelancing Business

Top 13 Best Ways To Make Money Online In Nigeria In 2022
Top 13 Best Ways To Make Money Online In Nigeria In 2022

Starting a freelancing business is our 3rd pick on our list of top 12 best ways to make money online in Nigeria. Fiverr and Upwork are two marketplaces that allow you to sell your skills for an income.

For instance, are you a copywriter, SEO specialist, website designer, or do you have a skill of graphics? Then, you can start an online business that pays by providing your skills to people who need them.

Many business owners understand the benefit of digital marketing. But they lack the knowledge and time to make it work on their businesses. They will need you to plan and execute the digital marketing types where your strength lies.

For example, Ecommerce website design cost as high as N250,000 and above. So, the amount you make in the freelancing business depends on your results. And if you have over one skill to sell, then you attract more income.

4. Copywriting

Top 13 Best Ways To Make Money Online In Nigeria In 2022
How To Make Money Online In Nigeria As A Copywriter

Copywriting is one of the most profitable ways to make money online in Nigeria. If you have good writing skills and firm control of language, then this business will be your ticket to financial freedom.

The copywriting business comes in different forms: it could be writing of advert copy, blog posts, video scripts, presentation, direct mails, jingles, creative content, and so on. The main task of a copywriter is to weave content in such a way that will be convincingly enough to persuade or promote a certain product, idea, service, or cause. A copy, when well written, can perform magic on any product or services.

It can be done as full-time or a side hustle that guarantees a return on investment if one knows his or her onions very well. Particularly, students, who have good writing skills, can explore this business opportunity to support their parents in catering for their academic financial needs.

The salaries of a copywriter in Nigeria ranges from 100,000 –300,000 naira depending on the nature of copy and organization. Some copywriters also charge clients per word. On an average, a copywriter charges 11-20,000 per 1,000 words.

To get clients as a beginner in copywriting, you can apply for a position of freelance job board, cold pitching, and promoting of clients’ businesses on professional platforms like LinkedIn or Google.

5. Data Reselling Business Online

Data Reselling Business Online is our 5th pick on our list of top 12 best ways to make money online in Nigeria.

Presently, we live in a digital era where the world has become a global village and everyone needs to be connected to stay informed about what is happening in their immediate environment and the world at large. To this end, purchasing and having a data plan becomes inevitable.

According to a 2021 report from Nigerian Communication Commission (NCC), Nigerians consume an excess of 80,000 terabytes of data every month.

You can become an online data reseller who purchases data in bulk from VTU platforms and telecommunication companies at a relatively cheap price and then resells it to your online customers at his or her convenient rate.

Some of the requirements to start a data reselling business are a laptop or smartphone, capital for the initial purchase, good internet connections, and a bank account as a medium of payment.

To make money from this business, one needs to be a good marketer, this means that you must be actively able to advertise your business through your various social media platforms. You should also reduce the price of your data plans to give you a sharp edge over your competitors and equally convince your customers to purchase data from you as against buying it directly from their network service provider.

6. Become An Online Tutor

Top 13 Best Ways To Make Money Online In Nigeria In 2022
Top 13 Best Ways To Make Money Online In Nigeria In 2022

Becoming an online tutor is our 6th pick on the list of top 12 best ways to make money online in Nigeria in 2022.

The online tutoring business is developing so quickly with the help of technological innovations and extensive usage of the internet. Both parents and students are enjoying the online learning experiences to accomplish their potential.

It has become an advent avenue to start and make a business out of it, both for teachers and professionals. Of course, it’s not easy to just start tutoring online.

When a teacher understands the advantages of online tutoring, the first question teachers ask is: “how to start this tutoring business?” A tutor helps the learners to improve in grades, giving tips for preparing for exams, provide feedback, and motivate them. You will experience a massive difference by becoming an online tutor. The following is the standard process for starting an online tutoring business.

1. Determine your requirements
2. Know your audience
3. Choose your subject topic
4. Choose a specific course pattern
5. Set the course model

To read more about becoming an online tutor, CLICK HERE.

7. Online Survey

Online survey is our 7th pick on the list of top 12 best ways to make money online in Nigeria in 2022.

You can make extra cash with online surveys, but it’s difficult to earn sizable amounts.

Anyone looking to generate side income can earn extra money by participating in paid online survey sites. Some of them are even reputable. Paid online survey sites are pretty straightforward: Participants answer some questions or fulfill some task online and earn money in exchange for their time.

But is it easy cash? Unfortunately, no. Some paid online survey sites may be worth your time, however, if you keep a few rules in mind.

To read more about earning income through online survey, CLICK HERE.

8. Creating Youtube Videos

Online Video business also known as Vblogging and it is a very lucrative business that anyone can venture into and make money. Have you been on YouTube recently? Sure you have. Either to watch the latest music video, some comedy skits, football highlight or something interesting. That is what Vblogging is all about. And it is our 8th pick on the list of top 12 best ways to make money online in Nigeria in 2022.

You can make videos on Facebook, Instagram, Twitter and other places but YouTube is the biggest market for online video business. YouTube is the second most used website on the internet after Google! Yes, YouTube is used by people worldwide more than Facebook, more than Instagram, more than Twitter. YouTube is all about video sharing. Only videos.

If you have passions for videos, you can start creating them and uploading on YouTube. You can do a comedy skit, short movies, you can do talk shows, you can do football reviews/previews. There are so many things you can make videos about. DIY, life hacks, games, music, entertainment, news, politics, tutorial, fashion. Very many.

Build your audience and you can start making money from it with Google AdSense, Affiliate marketing, sponsorship and much more.

To read more about earning income through youtube videos, CLICK HERE.

9. Become An Instagram Influencer

Companies are using Instagram influencers — people with large, dedicated followings on the platform — to represent their products. Hence it is featuring as our 9th pick on the list of top 12 best ways to make money online in Nigeria in 2022.

An influencer is basically anyone who’s built themselves an online reputation by doing and sharing awesome things online. To their audiences, influencers are tastemakers, trendsetters, and trusted experts whose opinions about certain subjects are respected.

Many brands just can’t compete with that, so they partner with influencers on sponsored content like posts, Reels, and Stories that help get the word out about their products.

But it’s not just the follower count and reach of your Instagram account that brands want—it’s your audience’s trust and engagement with high-quality content.

It can be hard to balance your revenue as an influencer and your integrity as a creator, but if you’re not relying on your Instagram marketing income to stay afloat, you always have the freedom to be selective about the brands you work with, just as brands will be selective about the Instagrammers they work with.

Other ways to make money online in Nigeria from instagram includes:

  • Become an affiliate
  • Open your own ecommerce store
  • Create an Instagram shop
  • Sell your photos online
  • Monetize your content

To read more about earning income through instagram, CLICK HERE.

10. Testing Websites And Apps

One of the top ways to make money online in Nigeria in 2022 is through testing websites and apps. You get paid for your thoughts on how well — or not so well — certain websites and apps worked. You’ll have to pass a short test to be accepted, then you’ll be paid $10 for each 20-minute test, which involves a recording and answering four follow-up written questions. Or you could earn up to $120 to participate in a video conversation with a customer after your test.

In fact, getting paid to test websites is pretty much just the upgraded version of filling out surveys for cash. However, instead of answering questions about products, you’ll be helping with the functionality, usability, and design of a website or app.

Basically, you’ll be making the web a less buggy, more functional, better place, all while making money at the same time!

To read more about making money online through testing websites and apps, CLICK HERE.

11. Publishing Book Online

Regardless of your current occupation, publishing nonfiction e-books is a good way to help establish yourself as authority in your field while making passive income. Once you’ve written and published the book online, you don’t have to actively do anything to take in revenue from it. Therefore we consider book publication online as our 11th picks for awesome ways to make money online in Nigeria.

Alternatively, if you’ve written a novel that needs to be read—especially in a popular genre like romance, science fiction, fantasy, or mystery—publishing it as an e-book has the potential to get thousands of eyes on it.

If you’ve been blogging for a long time about a certain topic, you should be able to edit and package your existing posts into a book without too much additional work.

The two biggest companies that enable you to self-publish e-books are IngramSpark and Kindle Direct Publishing.

To read more about earning income through Publishing your Book Online, CLICK HERE.

12. Offer Online Courses

Offering online courses is our 12th pick for best ways to make money online in Nigeria. Like e-books, online courses generate passive income after you’ve created them and made them available online. If you have a knack for teaching and a set of skills you would like to share with others, consider creating online courses as one of the ways to make money online in Nigeria.

The primary website where you could post your courses—and get paid for them—is Udemy. But as with the other online businesses, if you are able to establish a reputation, you might have success offering your courses through your own site.

In addition to knowledge in a particular subject area, you will need to have an engaging presence in your videos. If you can’t retain potential students’ attention, they won’t come back for more classes.

13. Start An Online Coaching Business

Starting an online coaching business looks similar to offering online courses but they are different. This is our last pick on the list of 13 best ways to make money online in Nigeria.

Online coaching has a lot going for it, and any professional with the right qualifications can practice it. Plenty of coaches love the idea of helping others from the comfort of home, so it’s a tough marketplace to stand out in!

Consider your Unique Selling Point (USP). What makes you different from the competition? What are you offering that no one else is? Simplifying your service can help your online coaching business stand out for all the right reasons.

To read more about earning income through online coaching business, CLICK HERE.

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About the Author: Femi Adeoya

Mr Femi Adeoya is a Chartered Forensic Accountant and a Certified Fraud Examiner. He has over 20 years professional work experience in accounting, finance and business management processes. As an Accounting Software Expert, he has implemented and supervised accounting solution set up of over 50 small and medium businesses in Nigeria. As a passionate blogger, Mr Adeoya is an ardent writer and communicationist. He is the CEO of QUICK LOAN ARENA (, the number 1 loan apps review website in Nigeria. He is very passionate about the quick and instant loan industry in Nigeria and has written over 200 reviews on different loan apps and digital banks in Nigeria, USA, Canada and UK.

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