LCredit still threatening, blackmailing customers, contacts after Google Play ban

LCredit still threatening, blackmailing customers, contacts after Google Play ban

LCredit loan app, the lending platform that was blacklisted by Google and removed from its Play Store after the internet giant detected it was spying customers’ vital contact information and banking details, is still threatening and blackmailing its customers that are due for repayment, QUICK LOAN ARENA investigations have revealed.

Customers who downloaded and have the LCredit app on their android phones were warned by Play Protect the security system of Google that detects spyware and malware to uninstall the app from their phones about 2 weeks ago for breach of data privacy policy.

However customers who are still owing the lending app who spoke with QUICK LOAN ARENA confirmed that they are still being threatened to pay up immediately whatever they are owing else they and their families will receive “the shock of their lives” as they will be exposed as criminals on social media.

One of LCredit customer, Mr Oluwole Bolodeoku (not real names) who is an hospitality consultant and lives in Lagos told QUICK LOAN ARENA that he is still owing the loan platform about N100,000 and he has been making repayment on a weekly basis of N5,000 but he was threatened this afternoon to pay all outsanding or else he, his wife, children and family members will be pictured and tagged criminals and posted on all social media platforms.

“LCredit sent me a whatsapp message this afternoon and attached my photo with that of my wife and family members and some of my contacts threatening to post them on all social media platforms from tomorrow except I make immediate repayment of all outstanding,” Mr Bolodeoku told QUICK LOAN ARENA on the phone this afternoon in a lamentable voice.

Yinusa Gbenga (not real name) decried the treatment he got from LCredit few days ago. He told QUICK LOAN ARENA that he collected N6,000 from the banned loan app two weeks ago to repay N8,000 in 7 days time. He adds that he had paid N5,000 leaving N3,000 to balance, when he read from this medim that the app has been blacklisted by Google and should be uninstalled.

He told us that yesterday LCredit sent a warning to him to pay up the N3,000 else be ready to face “the disgrace of his life.” “Please I can’t lie I took a loan of N6,000 last two weeks from LCredit to pay back N8,000. Now I have paid N5,000 to balance N3,000 but they are threatening me such much.

Yinusa adds that the LCredit Platform is still active and he expressed surprise that it has been banned on Google Play. Many other customers told QUICK LOAN ARENA that the platform still keeps calling them asking for their balance to be paid even though the app is blacklisted from Play Store.

QUICK LOAN ARENA understands that it’s high time customers started boycotting these loan apps that are always quick to send threat and blackmailing messages to their patrons and their contacts even on the first day of default. There must be a minimum ethical behaviour required between a lending platform and its customer even in times of repayment default. Any loan app that involves in shaming and threatening its customers should be boycotted henceforth by Nigerians, reported to Google Play Store and the regulatory authorities.

Are you a customer of LCredit? Are you still owing them money after the Google ban on their app? Are they still harassing you for payment? Please share your experience with us in the comment section below.

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About the Author: Femi Adeoya

Mr Femi Adeoya is a Chartered Forensic Accountant and a Certified Fraud Examiner. He has over 20 years professional work experience in accounting, finance and business management processes. As an Accounting Software Expert, he has implemented and supervised accounting solution set up of over 50 small and medium businesses in Nigeria. As a passionate blogger, Mr Adeoya is an ardent writer and communicationist. He is the CEO of QUICK LOAN ARENA (, the number 1 loan apps review website in Nigeria. He is very passionate about the quick and instant loan industry in Nigeria and has written over 200 reviews on different loan apps and digital banks in Nigeria, USA, Canada and UK.


  1. My name is John Okafor. I still owed Lcredit N17,000 after the Google ban, and they went ahead to send my pictures to the public calling me fraudster and tarnishing my image even after paying them N5,000 last Friday.

  2. Not only Lcredit. Gocash are the worst. They have even sent my pictures and that of my family to the public after defaulting for just two days. Please you guys should inform Google to ban them too.

  3. They loan intrest is way 2 high imagine given u 71000, only 56000 will be credited to your account and they expect u to pay back the 71000 back in 2 weeks

  4. Good evening please L credit has been threatening my life I collected a loan and I used it to pay my children school fees since then I have not rested sending all sorts to my contacts I have been paying them weekly

  5. They posted my name and phone number on my friend’s whatsapp status and one of their recovery agents promised to deal with me. Almost all my contacts have received a message on whatsapp saying I’m on the run with company’s money and that I’m wanted

  6. Good evening please icredit have been treating my life chatting my contact that I collect 500000 loan which is not true I collect 40000 and they turn it something else

  7. Good evening please LCredit have want me to commit suicide I’m owing them 60,000 and I told them to allow me to be paying small but they said no I must pay it all at once and they have started calling most of my contacts telling them i am a frudster that I’m owing them and that if i did not pay they will come and arrest me .

  8. Please LCredit are after my life. There’s this lady from there threatening me. I can drop her number. I borrowed 17k and was told am to repay #25,580. She’s still disturbing me as we speak.

    It’s not even like I won’t pay them, but they should try and understand people and give us more time. But they won’t listen and they keep adding late fee to it. Kindly help me out coz I don’t have no money right now. I’m helpless

    09015033842 this is her number

  9. Good morning please lcredit is after my life ooo they have been tzhreatening to repay their money today and I’ve been trying my best to do so. there money remain just 3k but they’ve increased it to 30160 nw. One of their agent is chatting me up nw that he has reduced d money to 17160 nw that I should repay it before 2pm today else they will be sending messages to all my contacts and they will hack my bvn and other things that is valuable for me. I could nt sleep or do anything again .plz help a soul ooo I don’t know what to do again am scared oooo all my contacts is very important to me plz help me

    1. They can hack your BVN because they’re illegal operator…..I called my bank to stop them from having access to withdraw from my account….don’t let’s them give you hypertension

    2. they will not listen delete the app on your phone and keep their account nos then pay little amount u can .if not they will destroy your life.
      stop listening to them.
      lastly dont borrow money again from them.
      bank is better.

  10. I borrowed 17500 to payback 22000 from LCREDIT 3days before they were Banned online,I actually have the intention of paying back not until the day they sent me a text message threatening me spiritually,since the day I got the spirituall threaten message then I made up my mind not to pay,few weeks later they started calling my contacts asif that wasn’t enough…they continue sending message to my dad that they are going to arrest and give me the disgrace of my life,many life threatening messages like that …..but I’m waiting for the day they’ll come to my house.

  11. Am owing them 27500 but I promise to pay once I receive my pay but they keep.insulting me that I should take die am just tried of this world this is becoming too much they promise to block my bvn

  12. I always repay my debt with LCredit, but since the ban which I just found out yesterday 06/07/2022 when I updating my app and couldn’t find LCredit again. That’s when I knew that they were banned. I owed them and I wanted to pay but couldn’t cause of the ban. Now they sent me a threatening message on WhatsApp that I must pay else I won’t like what they will do to me. How can someone be so brutal because we owe you money that we are trying our best to pay. It’s terrible. They should forever be banned.

  13. They are blackmailing me also saying I defrauded seven business.after paying them #5000 out of #9000
    Sending threat message to all my contacts list.I don’t even know wat to do

  14. lcredit,lcredit,lcredit…… are giving people unneccessary BP.PLEASE PUBLIC stay away from lcredit ,danger is there ,they are life destroyer. NIGERIANS WILL come for u one day.
    you destroy my life.
    my integrity,
    my reputation.
    GOD will destroy you.

  15. Government should look into lcredit issue they are something else…..
    sincerely speaking they are diabolical in nature.
    they have dis particular girl call IfY THREATENING People.
    i will never borrow money again.
    lcredit life destroy.
    #140,000 to pay #250,000.

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