Top 24 Best Apps That Loan You Money Instantly In 2022

In this piece, we are going to be talking about the top 24 best apps that loan you money instantly in 2022. People take cash advances for different reasons. You might have an emergency that can be settled with funds, this is where cash advance apps can be very useful to you.

Apps that loan you money instantly are the type of loans that do not demand a lot of documents and are granted quickly without any asset showcase. In comparison to regular bank loans, the process is simple and convenient. Personal loans and rapid loans are other terms for instant loans.

You can apply from apps that loan you money instantly online without having to visit a bank or fill out lengthy documents. It saves both the lenders’ and the borrowers’ time.

Apps That Loan You Money Instantly
Top 24 Best Apps That Loan You Money Instantly In 2022

Almost everyone is eligible to apply for a personal loan without any guarantor or with bad credit history. You have to be a resident of the united states and a salaried employee of a registered company. Your age should be between 23 years old to 58 years old to apply for this type of loan.

Once your instant loan online is approved the amount is disbursed in your personal savings account within a few minutes.

ALSO READ: Top 15 No Refusal Payday Loans Canada

Instant loan products, which typically charge sky-high interest rates and fees, exacerbate the finances of borrowers who are already struggling to stay afloat. If you are considering an instant loan, think about what it will mean for you financially and weigh every option before signing on to the terms.

Therefore if you are looking for a list of lending apps that can loan you money instantly, then this article is for you. 

List Of Top 24 Best Apps That Loan You Money Instantly In 2022

The following is a list of our top 24 best apps that loan you money instantly in 2022. 

  1. Chime
  2. Varo
  3. Dave
  4. Go2bank
  5. MoneyLion
  6. Empower
  7. Earnin
  8. Brigit
  9. Sofi
  10. Albert
  11. Branch
  12. Even
  13. Dailypay
  14. Payactiv
  15. FlexWage
  16. Loan solo
  17. Pockbox
  18. Cashapp
  19. Cleo
  20. Revolut
  21. Possible Finance
  22. ZippyLoan
  23. VivaLoan
  24. OppLoan

1. Chime

Top 24 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

Chime is the first on our list of top 24 apps that loan you money instantly in 2022. It is a fast-growing fintech company that offers cash advances on its App. It is a company whose headquarters is in California and it is perfect for you if you need easy or instant loans within minutes. All you have to do is to register with them and get cash advances as high as $200.

Your check will become available as soon as your bank receives the funds if you have a Chime online bank account and your employer offers direct deposit.

Chime just manages to get the money to you faster than many banks, which typically keep checks for 48 hours before making them available to the customer. In reality, it’s an online bank account with a payday advance option, despite what its TV advertising on the subject claim. Its our seventh pick for apps that loan you money instantly.

To apply Click here

2. Varo

Top 20 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

Our 2nd pick for apps that loan you money instantly in 2022 is Varo. This is another online bank account with a few features for payday advances. Varo, like Chime, can deliver your paycheck to you as soon as it clears the bank, which is typically 48 hours faster than traditional banks. Varo will also give you a free $20 advance if you need your money sooner.

However, you will start to pay if you require more than that. The maximum amount of your paycheck that can be advanced is $100, and the maximum fee you’ll have to pay is $5. You must repay the advance within 15 to 30 days.

With Varo, you don’t just enjoy cash advances alone, you also get to enjoy other Financial services that local banks offer.  You can get to do transfers, manage your money and take cash advances with little interest rates on the App. If you are looking for an App that can help manage your income while offering instant cash advances, Varo is the App for you.

To apply, Click here

3. Dave

Top 20 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

Although there is a means to earn $200, Dave only allows advances of up to $100. (it involves getting a Dave debit card and a Dave spending account). No interest will be added to your balance, however a gratuity of up to 20% will be requested.

To use the app, you must also pay a $1 monthly subscription charge. It’s important to note that there will be a cost of between $1.99 and $5.99 if you require the money immediately, such as within eight hours. However, there is no charge if you can wait a couple of days. Its our second pick for apps that loan you money instantly.

Dave will assist you with money management. In the event that your account balance is insufficient or you are unable to pay a bill that Dave is aware will be due.

To apply, Click here

4.Go2bank

Top 20 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

If your Go2bank account receives direct deposits, you can receive your complete paycheck early for no additional cost. how soon? You may receive government benefits up to four days early; up to two days. You’ll pay $5 each month if your Go2bank account doesn’t receive direct deposits.

To apply, Click here

5. Money Lion

Top 20 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

MoneyLion is one of the apps that loan you money instantly. It is an app that offers different financial services such as cash advances with no interest rate and no credit check, cashback rewards, savings, investment portfolio, and a host of other services. With MoneyLion, you can get an instant $250 cash advance.

You can join up for MoneyLion simply known  as RoarMoney, which allows you to receive a $1,000 cash advance, or you can sign up for the Instacash option, which will grant you a cash advance of up to $250.

Your direct deposits will be made into a RoarMoney account if you choose the latter option. Additionally, you’ll receive everything a financial institution would typically offer, including a debit card and access to ATM networks.

Additionally, you might not be eligible for a $1,000 cash advance. It might be lower. It depends on various elements, including how much cash is regularly deposited directly into your RoarMoney account. Its our fifth pick for apps that loan you money instantly.

Having a RoarMoney account costs $1 per month, and you must pay $3.99 for rapid cash delivery.

To apply, Click here

6. Empower

Top 20 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

This is another fast-growing fintech company just like Chime that can offer you cash advances with instant payments. With Empower, you can get to enjoy instant cash advances as high as $100 while having access to other financial banking features. It’s our number 3 for apps that loan you money insstantly.

You can receive a cash advance from Empower up to $250, which you’ll immediately reimburse when you get paid. There are “no interest, no late fees, and no risk to your credit,” as the website advertises. Its our sixth pick for apps that loan you money instantly.

However, there is a $8 monthly subscription cost, so you should consider whether the program is worthwhile before signing up. You are paying a monthly cost for Empower’s features, which include savings, budgeting, and expense-tracking tools, despite the website’s claim that “The $8 price is for the banking and budgeting tools and does not have an association with advancing.”

To apply, Click here

7. Chime

Top 20 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

Your check will become available as soon as your bank receives the funds if you have a Chime online bank account and your employer offers direct deposit.

Chime just manages to get the money to you faster than many banks, which typically keep checks for 48 hours before making them available to the customer. In reality, it’s an online bank account with a payday advance option, despite what its TV advertising on the subject claim. Its our seventh pick for apps that loan you money instantly.

To apply Click here

8. Brigit

Top 20 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

If you’re okay with the $9.99 monthly membership charge, this payday advance app will transfer you up to $250 that you’ve already earned in less than a minute. You must provide evidence of your monthly income as well as the duration of your bank account (it has to be at least 60 days old, which is common among these apps). Its our eight pick for apps that loan you money instantly.

You can receive a cash advance of up to $250 once Brigit is confident that everything is legitimate and that you will truly be receiving a paycheck. When you receive payment, Brigit’s account will be automatically credited with the amount you owe her.

To apply, Click here

9. SoFi Checking And Savings

Top 20 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

You should set up direct deposit with SoFi, just like you would with many other payday advance apps on this list (many of them are really more like online banks that offer the payday advance option). If you comply, you might receive your paycheck up to two days earlier than usual. Its our ninth pick for apps that loan you money instantly.

To apply, Click here

10. Albert

Top 20 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

You can receive up to $250 from Albert from your upcoming paycheck. No fees, interest, or credit check are involved. Simply return the $250 when you receive your subsequent paycheck. Its our 10th pick for apps that loan you money instantly.

You will end up paying a modest fee if you subscribe to Albert Genius, a program where you can ask Albert’s financial experts questions regarding money, if you need that money right away (in 10 minutes or less).

To apply, Click here

11. Branch

Top 24 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

In the majority of the nations it works in, Branch provides personal loans. It provides a cash advance in the US of up to $500 of your income or up to $150 per day. It provides free ATM access at more than 40,000 locations across the US, no-fee checking, and a debit card. Its one of our recommended apps that loan you money instantly.

Through the Branch app, you may also send and receive money as well as transfer money and pay bills. Instant advances to your debit card cost $2.99 to $4.99, however normal advances to your bank account are free and take up to three business days.

To apply, Click here

12. Even

Top 24 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

Even, yet another cash payday advance apps aids in on-demand payment by collaborating with thousands of employers who have joined forces with the business. The $8 monthly membership fee for the app is the only cost; there is no interest involved.

However, some employers cover all or a portion of that expense. The Even app not only notifies you of forthcoming payments and how much you need for them, but it also assists you in budgeting from salary to paycheck.

To apply, Click here

13. DailyPay

Top 20 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

Our next item is DailyPay. You can use this app to retrieve your money before the following payday. It provides Earned Wage Access and requires support from your company, much like Even. DailyPay, like other apps in this category, enables you to rapidly transfer your unpaid earnings to a debit card, bank account, prepaid card, or paycard. Its our thirteenth pick for apps that loan you money instantly.

The funds are deposited into the bank by DailyPay, and the sum that has already been cashed out is deducted from the paycheck on payday. To use the service, though, you must pay $2.99.

To apply, Click here

14. PayActiv

Top 20 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

This is another app that can loan you money instantly, which you can use if you need an app that offers instant cash advances with little to no interest. With this App, you can get access to your paycheck or wages if you need urgent funds before their due date.

PayActiv users can access earned money prior to payday and receive assistance with financial advice. The app’s platform was created to be more than just a substitute for payday loans, enabling users to pay their bills and receive savings on prescription medications. Its our fourteenth pick for apps that loan you money instantly.

You may even access your money quickly and conveniently with a debit card that is linked to your PayActiv account and has fraud protection. Users can use the service for free if they set up direct deposit to the card, or they can choose to pay a $1 daily fee.

To apply, Click here

15. Flex Wage

Top 20 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

FlexWage works to enable workers to access their earned earnings whenever they need to, much like the other payday loan substitutes listed. These applications for payday loans are becoming more and more popular because they help employees who are stressed out about money. Additionally, payroll advances free firms from the administrative headaches that come with them. Its one of our recommended apps that loan you money instantly.

In addition, FlexWage provides reloadable payroll debit cards for workers who typically receive paper checks. Workers who lack banking services and are unable to accept direct deposits may find this useful.

To apply, Click here

16. Loan Solo

Top 20 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

You can quickly receive money into your bank account without a lot of effort or cost. LoanSolo provides personal loans up to $3,000 and quick cash advances up to $1,000. APRs can change depending on the lender and your credit history. However, it may still be less expensive than paying the exorbitant fees connected with payday loans if you need to fill a gap or get ahead. Its among the amazing apps that loan you money instantly.

To apply, Click here

17. PockBox

Top 20 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

PockBox provide quick cash of up to $2,500. You fill out the paperwork, and within a short period of time, a lender prepared to deposit money into your account by the following business day. Its our seventeenth pick for apps that loan you money instantly.

Once more, APRs depend on your credit situation and the lender, but you’ll likely spend less through PockBox than you would with an online or offline payday lender.

To apply, Click here

18. Cashapp

Top 20 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

Anyone who is at least 18 years old can open a CashApp account. You can get your paychecks up to two days early when you sign up. If your monthly salary is at least $300, you are also eligible for free ATM withdrawals.

You may pay for services, send money to friends and family, and more using CashApp. Additionally, you can invest as little as $1 in Bitcoin and stocks. CashApp doesn’t charge a fee for its direct deposit service or for sending money to others. ATM withdrawals and cash card upgrades are subject to surcharges.

To apply, Click here

19. Cleo

Top 20 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

Cleo isn’t a bank. It’s a money app that links to your existing bank account. One of its key features is a salary advance benefit to help you avoid overdraft fees.

If you qualify, you can get an advance of $20 to $70 immediately. Once you pay it back, your cash advance limit can increase up to a maximum of $100. This feature requires no credit check and no proof of regular income. And you pay no interest on the money you borrow.

To apply, Click here

20. Revolut

Top 20 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

Revolut is a financial technology company that makes it easy to access your entire paycheck early up to two days before your scheduled payday with a qualifying direct deposit payer.

Unlike some early direct deposit providers, Revolut doesn’t take any fees from your paycheck. And you’ll get a notification as soon as the funds hit your account  no more worrying about funds lost in limbo. Its our last pick for apps that loan you money instantly.

To apply, Click here

21. Possible Finance

Top 11 Best Borrow Money Apps No Credit Check for 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

Possible Finance, our 21st pick for apps that loan you money instantly offers you cash advances in terms of short-term and long-term loans. You can enjoy cash advances as high as $500 dollars with no credit check and flexible repayment options.

22. ZippyLoan

Top 24 Best Apps That Loan You Money Instantly In 2022
Top 24 Best Apps That Loan You Money Instantly In 2022

This is another cash advance app you can try if you are looking for an app that can let you borrow money instantly. The platform offers cash advances with instant payment.

This is one of the apps that loan you money instantly and is also a relatively new app that connects you with lenders who are ready to lend you the amount of money you need.

Zippyloan manages an expansive network of lenders to provide our users with premium access to personal loans. Request up to $15,000 through one simple online form, 24 hours a day, 7 days a week. Our lenders offer both installment and short-term loans, connecting you with the loan that works for you.

23. VivaLoan

Top 24 Best Apps That Loan You Money Instantly In 2022
Top 24 Instant Borrow Money Apps In 2022

If you are in an emergency and you’re looking for an app to bail you out financially, Vivaloan is here to hear. Vivaloan is a cash advance app that can give you a personal cash advance as high as $15,000 with no credit check. That is, you don’t have to worry if you have bad credit. They also have a repayment plan which goes as long as 60 months.

24. OppLoans

Top 24 Best Apps That Loan You Money Instantly In 2022

If you need a cash advance instantly and you have really bad credit, then OppLoans is just what you need. OppLoans is designed for individuals with really bad credit who might have problems or difficulty getting an urgent loan from other cash advance companies.

With OppLoan, you can get a cash advance as high as $5,000 with a repayment plan of 18 months. OppLoan loan is here to bail you out. Once approved for an Online Loans through OppLoans, you could receive funds as soon as the next business day.

Frequently Asked Questions Regarding Apps that Loan you Money Instantly

Here are some FAQs about apps that loan you money instantly.

What is the easiest App to get a cash advance?

Brigit is the easiest cash advance App. they offer instant payments with no credit check.

How can I borrow $100?

You can borrow $100 from Apps like Dave, MoneyLion, and Brigit with little interest rates. Just download the Apps and get registered.

How can I get a free cash advance?

There are different apps you can you if you need a free cash advance. Apps like Brigit, Dave, Moneylion, and others offer free cash advances.

How can I borrow $200 from CashApp?

Simply open the App and click on balance.  Go to the banking header and search for borrow. Click on borrow, click on unlock and CashApp would inform you the amount of money you are eligible to borrow.

How can I get an App that loans you money instantly?

There are different Apps you can get that offer instant cash advances. You can get Apps like Dave, CashApp, Brigit, Moneylion, and others on your Google play store or IOS store.

Top 30 Best Instant Loan Apps In Nigeria 2022



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About the Author: Femi Adeoya

Mr Femi Adeoya is a Chartered Forensic Accountant and a Certified Fraud Examiner. He has over 20 years professional work experience in accounting, finance and business management processes. As an Accounting Software Expert, he has implemented and supervised accounting solution set up of over 50 small and medium businesses in Nigeria. As a passionate blogger, Mr Adeoya is an ardent writer and communicationist. He is the CEO of QUICK LOAN ARENA (quickloanarena.com), the number 1 loan apps review website in Nigeria. He is very passionate about the quick and instant loan industry in Nigeria and has written over 200 reviews on different loan apps and digital banks in Nigeria, USA, Canada and UK.

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