Top 16 Best Instant Online Loan In Nigeria

A sudden financial crisis is unavoidable for anyone. With the evolution and digitization of the finnacial system, gathering instant online loan in Nigeria has become easy and seamless.

Before this time, getting instant online loan to manage such circumstances could have been a challenge when there was no digital lending system made possible through quick loan apps. Today, the scenario is completely different. Technology has taken our lives to a whole new level. Getting instant online loan in Nigeria is possible within a few minutes from the moment you apply for it.

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How To Apply For Instant Online Loan In Nigeria

Most of the instant loan have zero physical documentation, no collaterial and can be applied online just using your mobile phone. By visiting the official website of the lender or downloading their loan app on Google Play Store or Apple Store, you will be able to apply for the instant online loan. You will have to enter your personal and income details for loan processing. The lender might ask you to upload the proofs online for verification, following which your loan will be approved or rejected.

Downloading the mobile application as we said earlier is another easy way to apply for instant onlne loan in Nigeria. You need to download the app from Google Play Store or App Store and register yourself with your social media profile or by creating a new profile. This can usually be achieved after entering basic details such as address, BVN, NIN, bank details, photograph, etc., and uploading the valid documents.

Frequently Asked Questions (FAQs)

1. Which is the most reliable loan app in Nigeria?

Carbon. Carbon is our first in the list of the 5 best digital lending apps in Nigeria. The loan platform claims to give up to N1m unsecured credit. Carbon, formerly known as Paylater, gives instant loans to its customers and you do not require any collateral, guarantor or documentation to access its loans.

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At your first try, you may not be able to access big funds, you start by borrowing small, and paying back as at when due, then you can have      to bigger funds. The loan platform is available 24/7. You can apply on weekends and holidays and get instant access to loan credited to your bank account.

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2. Is Palmcredit approved by CBN?

Palmcredit is owned and managed by Newedge Finance Limited (RC No: 1585793) and it is fully licensed by the Central Bank of Nigeria (CBN) to operate as a finance company in Nigeria. Palmcredit is CBN-approved.

3. Which app gives loan faster?

QuickCredit. QuickCredit, our second in the list of the 5 best digital lending apps in Nigeria and it gives loan up to N100,000 instantly and fast with no paperwork.

QuickCredit is a simple, technologically deployed digital lending app in Nigeria that provides micro loans for short- terms duration to help meet and cover unexpected emergency expenses and urgent cash needs.

With QuickCredit, getting loans is a simplified process and you can apply for up to ₦100,000 with loan tenors of up to 90days and have your money sent straight to your bank account in minutes.

QuickCredit super-fast loan solution comes with no paperwork and no delay to meet your urgent financial needs within 24 hours.

4. Where can I borrow money urgently in Nigeria?

FairMoney

FairMoney is the third in our list of 5 best digital lending apps in Nigeria for quick, seamless instant loans. Its procedures and excellent customer service are of great benefits.

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This platform gives loans ranging between ₦1,500 to ₦1,000,000 with repayment periods from 61 days to 18 months at monthly interest rates that range from 2.5% to 30% (APRs from 30% to 260%)

5. Where can I borrow money immediately?

Branch International is another leading loan platform. It takes the fourth position in our list of 5 best digital lending apps in Nigeria that make it easy for people in Nigeria to get quick and instant access to loan up to ₦500,000, to transfer money for free, and enjoy investment yields of 20% per annum.

At the moment, Branch do not provide customer support by phone number or in person. They request customers to send them a message via the app any time, and promises to help resolve whatever issue such people may have.

Features

Digital lending process of Branch is designed to fit the needs of the borrower and help him or her grow. As you build credit with Branch, you unlock larger lending amounts.

Get what you need on the go

Unlike other digital lending apps, Branch don’t make you jump through hoops or fill out paperwork. Simply apply through the Branch app and get approved in under 24 hours.

No hidden fees, no surprises

6. Branch

Branch loan app. Branch International is another leading loan platform that gives instant loan in Nigeria. It takes the fourth position in our list of 5 best digital lending apps in Nigeria that make it easy for people in Nigeria to get quick and instant access to loan up to ₦500,000, to transfer money for free, and enjoy investment yields of 20% per annum.

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To download the app from Google Play Store and apply for loan, CLICK HERE.

Best Instant Online Loan In Nigeria 2022

Quick Loan Arena brings you the top best instant online loan in Nigeria 2022. Below are a list of the best 16 digital lending apps in Nigeria

  1.  FairMoney
  2.  Access More
  3.  OKash
  4.  Starloan
  5. CreditAll
  6.  QuickCheck
  7.  CashCredit
  8.  Renmoney
  9. GSOU Loan
  10.  Umba
  11. iMoney
  12. GTB Quick Credit
  13.  True Naira
  14.  Quick Credit
  15.  Branch
  16. EasyCredit

1. FairMoney

FairMoney is a top instant online loan in Nigeria and leading digital bank.

In the last four years, over 3 million customers have patronised FairMoney for instant online loan.

Loan amounts range between ₦1,500 to ₦1,000,000 with repayment periods from 61 days to 18 months at monthly interest rates that range from 2.5% to 30% (APRs from 30% to 260%)

Instant online Loan characteristics
Loan amount from ₦1,500 to ₦1,000,000
Repayment periods from 61 days to 18 months
APR from 30% to 260% per annum
Interest discounts of up to 90% for early repayments
No hidden fees

An example of a FairMoney loan
Borrow ₦100,000 over 3 months
Interest (total cost of the loan): ₦30,000 (30% rate)
Three monthly repayments: ₦43,333
Total amount payable: ₦130,000
Representative: 120% APR

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Now, the FairMoney app is more than just an instant online loan in Nigeria. The platform owns a Microfinance bank that is duly licensed by the Central Bank of Nigeria. As such, all your deposits are insured with the Nigeria Deposit Insurance Corporation (NDIC).

With the FairMoney app, you can:
– Get an account number and use it to receive money from anyone in Nigeria
– Add money to your account
– Send money to any bank account for FREE
– Apply for loan and receive it instantly
– Pay your bills

You can download the FairMoney app on Google Play Store by clicking here

2. Access More

The Access More App is an instant online loan in Nigeria owned by Access Bank Plc that gives PayDay loans to its customers among other things. Unfortunately the services are only available to account holders of the bank. You can also open a new account if you want to become their account holder.

The App is built to help the bank’s customers execute their financial transactions, payment solutions and enjoy a lifestyle experience. Prospect customers are welcome to become account holders by downloading the App and onboarding themselves on the platform seamlessly.

The following unique features are available on the App:
Quick account opening
Investment services
PayDay Loan
Improved beneficiary management
Efficient bills payment
Inter-bank transfers
Simplified foreign currency transfer service
Airtime top-up

How to get the Access More App

Download and install the Access More App
Existing Access Mobile App users can login with the same username and password and transact with their existing PIN
Existing Diamond Mobile App users can login with the same username and password and transact with their existing PIN
For new users, simply open the downloaded App and register

You can download the Access More app on Google Play Store by clicking here

3. OKash

Okash is one of the best instant online loan in Nigeria that gives you easy access credit anytime, anywhere in Nigeria.

It is a convenient quick online lkoan platform for Nigeria mobile users managed by Blue Ridge Microfinance Bank Limited. OKash fulfills customers’ financial needs completely online 24/7. The application process takes just a few steps with minimal documentation and the approved loan amount is transferred to the applicant’s bank account

Loan Products:
Tenure: Repayment ranges from 91 days to 365 days.

Loan Amount: from NGN 3,000 to NGN 500,000.

Interest Rate: With a minimum of 0.1% up to 1%

Their interest rate is calculated on a daily basis. Annual interest rates from 36.5% to 360%.

Origination Fee: Range from NGN 1,229 – NGN 6,000 for a one-time charge

Why OKash?
1.You can apply a loan by your credit. Don’t need any deposits or guarantees.
2. Up to NGN500,000. Disburse to your bank account.
3.Paperless and digital process on your mobile. All the steps can be done online.
4.We do not share your data with any third parties without your consent. Your data is totally safe with us.
5.Don’t worry about forgetting repayment. We’ll send messages to remind you.

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How it works?
1. Install the OKash APP from the Play Store.
2. Register an account.
3. Select the product you would like to apply for.
4. Fill out your basic information, then submit the application.
5. After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved.
6. E-sign the loan agreement after the approval.
7. After the E-sign, the approved loan amount will be disbursed into your account shortly and a SMS notification will be sent.

Eligibility:
1. Nigeria Resident.
2. 20-55 years old.
3. Source of a monthly income.

CONTACT
Customer Service Email: support@o-kash.com
Customer Service Hotline: (+234)08097755512,08097755514
Address: Room 301, Japaul House, Plot 8 Dr. Nurudeen Olowopopo Way, Central Business District, Ikeja, Lagos, Nigeria

You can download the Okash app on Google Play Store by clicking here

4. Starloan

Starloan is a top instant online loan in Nigeria that provides mobile users with convenient lending services. Once approved, the money will be immediately transferred to your account.

Product Features

Loan Amount: ₦1,0000 ~ ₦300,000
Loan Term: the shortest is 120 days, the longest is 365 days
Loan interest: Depends on the customer’s risk profile and loan tenure. The interest rate is from 10% to 28% per annum.
Service charge: 0.

For example:

If you apply for a loan of ₦20,000, the term is 120 days and the annual interest rate is 18%.
So the daily interest rate=18%/365=0.05%, the interest for 120 days =₦20,000×18%/365×120= ₦1184, the totally repayment=₦20,000+₦1,184= ₦21,184.

Who can apply
Eligibility:
1. Nigeria Resident.
2. 22-55 years old.

How to APPLY
1.Download Starloan App from google play store and install.
2.Register an account with your phone number.
3.Fill in basic information.
4.After the submission of the loan application, the final result will be shown in the APP.
5.If approved, the loan amount will be disbursed into the bank account directly.

Contact:
Customer Service Email: starloan9527@gmail.com
Customer Service Phone: 8094695759
Address:360 Herbert Macaulay Way, Yaba 101245, Lagos, Nigeria

You can download the Starloan app on Google Play Store by clicking here

5. CreditAll

CreditAll is a instant online loan in Nigeria without collateral or documentations. It’s a convenient and reliable way to fix your spending gap.

Loan amount: ₦3,000 – ₦50,000
Loan term: the shortest is 91 days, the longest is 365 days
Daily interest rate: 0.0057%
Maximum annual interest rate APR: 20.55%

How To Get A Quick loan
1. Create your account.
2. Apply in seconds.
3. Receive your loan straight into your bank account.
4. Increase your loan limit every time you repay a loan.

Eligibility For users
1. Nigeria Citizen.
2. Above 18 years old.
3. Valid Document and proofs.
4. Must have an active bank accounts.

Contact
We focus on fast, online loans in Nigeria without collateral, It’s a convenient and reliable way to fix your spending gap.
We’re always excited to hear from you! If you have any feedback, questions, or concerns,
E-mail: service@creditall.net
Mobile: +234 09120180630.

You can download the CreditAll app on Google Play Store by clicking here

6. QuickCheck

QuickCheck is one of the best instant online loan in Nigeria owned by a Nigerian Fintech company that aims to provide banking services to the underserved. Built by people who work towards solving real-world problems, the company observes that a large portion of the Nigerian population has no access to proper banking services and thus aims to fill this gap every day, one Nigerian at a time.

With the QuickCheck Quick Loan App, there are no long queues, no long wait times, no collateral or guarantors needed. Just your smartphone and our loan app and you gain access to quick cash credited straight into your bank account. Access quick cash loans at single-digit interest rates, anywhere, anytime. This loan app for Nigerians, helps you access instant online quick credit without collateral.

Availability
The loan app is available to serve customers in Nigeria with Android phones only.

How to Apply
If you live in Nigeria, need quick cash to settle emergencies and have an android device, all you have to do is
Step 1: Download the loan app for free
Step 2: Sign up to create an account
Step 3: Apply for a collateral-free loan in less than one minute
Step 4: Credit scoring using our algorithm will be carried out (no collateral needed)
Step 5: If eligible, the cash loan will be credited into your account within minutes
If you are not eligible, please apply again.

Fees and Interest
A QuickCheck loan has interest rates starting from as low as 5% monthly on the first loan. Loans range from ₦1,500 to ₦500k with terms from 91 days – 1 year. Interest ranges from 2% – 30%, with an equivalent monthly interest rate of 1 – 21%. (APRs from 30% to 260%)

Example:
– Borrow ₦100,000 over 6 months
– Interest rate: 13% p.m. (fixed)
– Three repayments of ₦ 25,000
– Total amount payable: ₦150,000
– Representative: 13% APR

To start, simply create your account, apply for a loan and receive the money in your bank account instantly!
A good credit score improves the chances of your loan getting approved. To find out how to improve your credit score, read our blog – quickcheck.ng/blog.

CONTACT
Support@quickcheck.ng.
You can also reach us on our social media pages: @quickcheckng on Instagram and Twitter.
QuickCheck Nigeria on LinkedIn, and QuickCheck on Facebook.
Website – www.quickcheck.ng,

You can download the QuickCheck app on Google Play Store by clicking here

7. CashCredit

CashCredit is another top instant online loan in Nigeria that provides Nigerian mobile users with convenient lending services. With simple steps and minimal documentation, users can get qualified loan products which is 100% online process. Once approved, the loan amount will be immediately disbursed to the applicant’s bank account.

Product Features
1.High Loans Amount: NGN 7,000 to NGN 100,000.
2.Long Loan Tenure: 91 days ~ 365 days.
3.24×7 access to loans with intelligent online process.
4.No credit history required.
5.Automatically reviewed: 24×7 access to loans.

WHO can apply?
1.18 years or above.
2.With regular source of income.

Interest, Penalty:
1.The Annual Percentage Rate (APR) is 30%.
2.No membership fees No Origination Fees No Rollover Charge No Transaction Fees.
3.Penalty is charged only when someone delays their scheduled payment.

How to APPLY?
1.Download CashCredit App from google play store and install.
2.Register an account with your phone number.
3.Fill in basic information.
4.After the submission of the loan application, the final result will be shown in the APP.
5.If approved, the loan amount will be disbursed into the bank account directly.

CONTACT
Customer Service Email: service@cashcreditapp.com

You can download the CashCredit app on Google Play Store by clicking here

8. Renmoney

Renmoney is one of the best instant online loan in Nigeria with head office in Lagos.

You can get a quick loan on the Renmoney app in just a few steps. Renmoney quick online loans are for employed or self-employed people as well as business owners. So, if you need an instant personal or business loan, you can borrow from ₦6,000 to ₦6,000,000 and repay in 3 to 24 months.

The Renmoney app gives you instant access to quick loans, savings and investments with competitive interest rates.

The loan process

Download the mobile app
Share some information about yourself
Verify the information you have provided
Get money in your bank account once you’re approved

RENMONEY INTEREST RATE AND LOAN REPAYMENT

With Renmoney you can apply for a loan of ₦6,000 – ₦6,000,000 without collateral and repay in 3 -24 months. Monthly interest rates range from 2.4% – 9.33% and the maximum Annual Percentage Rate (APR) is 35.76%. No other fees are charged.

Representative example:

Loan Amount: ₦2,000,000

Loan Tenure: 12 months.

Number of Repayments: 12

Monthly Interest Rate: 2.4%

Monthly repayments: ₦214,667.00

Total amount payable: ₦2,576,000.00

APR: 28.8%.

CONTACT

Email: hello@renmoney.com
Call: 0700 5000 500
Visit: www.renmoney.com
Like on Facebook: https://web.facebook.com/renmoney
Follow on Instagram: https://www.instagram.com/
Follow on Twitter: https://twitter.com/home
Follow on Medium: medium.com/@renmoney
Visit our offices

Ikoyi: 23, Awolowo Road Ikoyi, Lagos, Nigeria
Opebi: Pentagon Plaza, 23 Opebi Road, Ikeja, Lagos, Nigeria
Surulere: Kings Plaza, 80, Adeniran Ogunsanya Street, Surulere, Lagos, Nigeria

You can download the Renmoney app on Google Play Store by clicking here

9. GSOU Loan

GSOU Loan is a personal and instant online loan in Nigeria that focuses on providing high quality lending service, responding to user needs quickly, improving the reliability of loans.

As your credit score grows, the loan amount increases for every loan.
You can apply a loan completely online according to your financial needs every time, every where.

Product Introduction:
Tenure: 91 days – 180 days

Loan Amount: 8,000 NGN – 100,000NGN
Maximum APR: 25.55%;(0.07%days)
Other fees: 0

Interest calculation: Lending amount is 100,000 NGN, APR is 25.55%,term is 91 days. on the due date, the amount payable is 106,370 NGN (100,000 * 25.55% / 365 * 91 + 100,000)

Why Loan Money?
– Hight credit amount
– Flexible loan term
– Low interest rate
– High quality customer care

Who Can Apply?
– Nigeria resident
– Over 20 years old
– Good credit

Loan Money Security:
Your data is safe with our secure server. It is transferred over a secure HTTPS connection to us, and we do not share it with anyone without your consent except the lenders.

Contact
Working time: 10:00 ~ 18:00 on working day
Email:nizservices.loan@gmail.com

You can download the GSOU Loan app on Google Play Store by clicking here

10. Umba

Umba is an instant online loan in Nigeria with app hosted on Google Play Store that prides itself as the leading digital bank in Africa. The app allows users to apply, drawdown and repay loans directly from their smartphone or desktop computer.

Once an individual is verified, it makes lending decisions based on an assigned risk rating.

What do people use Umba for instant online loan in Nigeria for?

IT’S EASY TO GET STARTED
Create your account
Apply in seconds
Receive an Umba Loan
Increase your loan limit every time you repay a loan on time

SAFE AND SECURE
Umba makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.

You can download the Umba app on Google Play Store by clicking here

11. iMoney

iMoney is a top instant online loan in Nigeria domiciled on Google Play Store that gives instant cash of between N5,000 to N500,000

The instant Loan App offers:
1. Loan Amount: ₦5,000 ~ ₦500,000
2. Loan Term: the shortest tenor is 91 days, the longest is 180 days
3. Interest rate: 12% – 36%APR
4. Service Fee: 0%
5. Loan request: Need to be at least 18 years old or above

Example: If the loan amount is ₦5,000, the loan term is 180days, and the Interest rate is 12%, the total Interest should be ₦5,000 * 12% = ₦600.

To apply for a loan, you just need to follow several steps:
* Create your account
* Apply a loan
* Receive your loan straight into your bank account
* Build your loan limit every time you repay a loan

Your loan is sent to you right through your bank account:
Nigeria: Any bank account

CONTACT
Facebook page: https://www.facebook.com/pg/iMoneytech
Email:help@imoney.ng
Address: (SAPETRO) TOWERS 1, ADEOLA ODEKU STREET, VICTORIA ISLAND LAGOS.(Lagos, LAGOS)

You can download the iMoney app on Google Play Store by clicking here

12. GTB Quick Credit

Gtbank Quick Credit is a digital lending platform and  top instant online loan in Nigeria where account holders can apply for loan and get an instant cash between N10,000 and N5million.

Whether you are a salary earner or self-employed, you can now get the cash you need instantly, and pay back over 6 – 12 months courtesy of Quick Credit loan scheme.

Quick Credit gives you funds up to N5million at an interest rate of 1.5% monthly.
and it has no hidden charges.

FEATURES OF GTBANK QUICK CREDIT

Up to N500,000 – 5 Million
Convenient repayment plan spread over 6 – 12 months.
At an interest rate of 1.5% per month

HOW TO APPLY FOR QUICK CREDIT
You can request for QuickCredit instantly by dialling *737*51*51#
QuickCredit is also available on all GTBank online and mobile banking platforms (Internet Banking, GTWorld and GTBank Mobile App)

EVERYTHING YOU NEED TO KNOW ABOUT QUICK CREDIT

1. What is QuickCredit?
QuickCredit is a time loan accessible to Salary and non- salary account holders.

2. What is the minimum loan amount?
N10,000

3. What is the maximum loan amount?
N5million for salary earners and N500,000 for non-salary earners.

4. What is the maximum tenor for QuickCredit?
6 – 12 months

5. What interest rate will I be paying if I use/apply for QuickCredit?
1.5% per month

6. What are the other fees to be paid on QuickCredit?
No hidden charges. No Management Fee.

7. How can I access the QuickCredit loan?
USSD
Internet Banking
Mobile Banking App

8. Is there a minimum and maximum age for eligibility?
Yes, applicant must not be less than 18 years at loan application date and should not be older than 59 years at loan maturity date.

9. What if I have an existing loan with other banks on Remita platform, can I still apply for QuickCredit?
Yes, you can

10. How long does it take to access QuickCredit?
QuickCredit will be availed immediately after a successful application.

You can download the GTWorld app on Google Play Store by clicking here

13. True Naira

TrueNaira is another instant online loan in Nigeria offering small loan amounts between N2,000 to N50,000

Loan Applicant Requirement
* Age between 20 to 60
* Nigeria Citizenship

The Online Loan App offer
* Loan Amount: ₦ 2000 – ₦ 50,000
* Loan Term: 91 – 365 days
*Annual Interest rate: 16% -21%
* Service Fee: 0

Example
If you choose a 6-month loan and borrow ₦1,000, TrueNaira charges an interest rate of 1.3% per month. And the interest rate is 7.9%, we would charge you ₦79 as interest of 6-month repayment period. Total amount of repayment is ₦1,079, monthly payment is ₦179.

To apply for a loan, you just need to follow steps:
* Create your account and apply a loan
* Receive your loan straight into your bank account
* Build your loan limit every time you repay a loan

CONTACT
We’re always excited to hear from you!
Message us on WhatsApp : +234 7048057921
Office Address: Lekki, Lagos, Nigeria

You can download the TrueNaira app on Google Play Store by clicking here

14. Quick Credit

Quick Credit is a instant online loan in Nigeria that strives to provide borrowers and mobile users with convenient lending and quick loan services.

With simple steps and minimal documentation, users can get qualified loan products which is 100% online process. Once approved, the loan amount will be immediately transferred to the applicant’ s bank account.

Product Features
1.Tenure: From 91 days to 365 days.
2.Loan Amount: From NGN.1,500 to NGN.50,000.
3.The maximum Annual Percentage Rate (APR) is 36%.
4.Origination fee: From 1% to 9%.

How to APPLY
1.Download Quick Credit App from google play store and install.
2.Register an account with your phone number.
3.Fill in basic information.
4.After the submission of the loan application, the final result will be shown in the APP.
5.If approved, the loan amount will be disbursed into the bank account directly.

CONTACT
Customer Service Email: service@quickcredit.cc

You can download the Quick Credit app on Google Play Store by clicking here

15. Branch

Branch International is a financial lending app and an instant online loan in Nigeria that makes it easy for people in Nigeria and some few other countries to get quick loan up to ₦500,000, to transfer money for free, and enjoy investment yields of 20% per annum.

What is required to receive a Branch loan?

Requirements are simple – all you need to apply is your phone number or Facebook account, bank verification number (BVN) and bank account number. They will also request access to the data on your phone in order to build your credit score.

How long does the application process take?
We aim to process all loan within 24 hours. We hope to reduce it soon to just a few minutes.

Why was I rejected for a loan?
If you don’t get accepted when you apply, don’t worry! Sometimes it may take several attempts to qualify for a loan. We encourage you to continue saving data on your phone and to reapply after the period stipulated.

How does Branch make a lending decision?
Branch uses data from your phone, including your handset details and SMS messages to automatically make lending decisions. We combine this with your Branch repayment history to build an individualised credit score, which determines the loan offers you receive.

To get more information about Branch, CLICK HERE.

To Apply for their Quick Loan, CLICK HERE

16. EasyCredit

EasyCredit is an instant online loan in Nigeria domiciled on Google Play Store that gives out loan amount between N3,000 to N100,000 to Nigerians without collateral or documents.

– Lending amount: 3,000 NGN – 100,000 NGN with the lending term: 91 days – 365 days
– Interest ranges from 0.1% – 1%, one-time processing fee ranges from 1,256 NGN – 6,000 NGN, and the maximum APR 40%.

HOW TO APPLY FOR A LOAN:
– Install the EasyCredit APP;
– Register an account;
– Apply;
– Receive your loan;
– Increase your loan limit each time you repay your loan.

CONTACT:
– Email: help@easycredit.app
– WhatsApp: 2348088227615
– Hotline: 09087614188
– Address: Opebi road No. 20, Ikeja, Lagos

You can download the Easy Credit app on Google Play Store by clicking here

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About the Author: Femi Adeoya

Mr Femi Adeoya is a Chartered Forensic Accountant and a Certified Fraud Examiner. He has over 20 years professional work experience in accounting, finance and business management processes. As an Accounting Software Expert, he has implemented and supervised accounting solution set up of over 50 small and medium businesses in Nigeria. As a passionate blogger, Mr Adeoya is an ardent writer and communicationist. He is the CEO of QUICK LOAN ARENA (quickloanarena.com), the number 1 loan apps review website in Nigeria. He is very passionate about the quick and instant loan industry in Nigeria and has written over 200 reviews on different loan apps and digital banks in Nigeria, USA, Canada and UK.

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